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Black_33_gtst
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alex_r33 Contributor

alex_r33

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Do what i did and get an sr20 pulsar for 2 years untill your at LEAST 20. Now I have a clean history and Just Car has me on Rating 3 making my 33 insurance $1200. I imagine you will also have more of a chance of staying alive this way too, no disrespect to anyone but IMO a turbo 33 for under 18 is just insane.

Black_33_gtst Explorer

Black_33_gtst

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alrite thanks guys for all your advise, but i reckon i will just get 3rd party fire and theft insurance with Just cars. that quote came to $406. which sounds like a reasonable deal compared to some others out there..

ru3-29T Enthusiast

ru3-29T

Posted
Posted

man i wish it was that cheap thats peanuts of a price .seriuosly mate not to sound mean but wake up to your self that is so ridiculasly cheap its not funny. i would pay it twice just for fun (jokes).

mine cost me $3250. that was the cheapest i could get a 20 yr old p plater..i think you must of lied to get it that cheap..i supose it must be different and more expensive in sydney ..

BWA Mentor

BWA

Posted
Posted

I can't believe nobody has said if you can't afford the insurance you can't afford the car. Seriously you shouldn't be complaining about your insurance being that price. I'm 19 and my insurance is around 3k for a 32 gtst so you should be happy.

NismoGirl Grand Master

NismoGirl

Posted
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As people have said, $1900 for comprehensive insurance for a turbo skyline for your age is VERY good. I started on $2500 4 years ago and i have just been placed onto a rating 1 paying $1117 (with rating one protection) with just cars.

Just remember though, that with fire, theft, you will only get paid out a maximum value of $7000 or something. Is that really going to cover you if the car does get stolen/set on fire? I looked at doing this option to pay cheaper insurance, but I just couldn't justify paying the premium to only be insured for a maximum value of $7000 if the car was stolen.

Personally, I only have my insurance incase I hit someone or the car is stolen/written off. It costs way too much to claim and unless the damage done is more than $2500, I wont be claiming.

Modena Grand Master

Modena

Posted
Posted
As people have said, $1900 for comprehensive insurance for a turbo skyline for your age is VERY good. I started on $2500 4 years ago and i have just been placed onto a rating 1 paying $1117 (with rating one protection) with just cars.

Just remember though, that with fire, theft, you will only get paid out a maximum value of $7000 or something. Is that really going to cover you if the car does get stolen/set on fire? I looked at doing this option to pay cheaper insurance, but I just couldn't justify paying the premium to only be insured for a maximum value of $7000 if the car was stolen.

Personally, I only have my insurance incase I hit someone or the car is stolen/written off. It costs way too much to claim and unless the damage done is more than $2500, I wont be claiming.

Shit.. thanks for those tips...

Im actually 25 and pay 1100 for full cover with rating 1 protection with Just Cars... u got it bit better :laugh:

Yeh anyway, dont buy the car if u cant insure it properly.

Black_33_gtst Explorer

Black_33_gtst

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yeh sounds like i am getting a fair good deal. i actually got a second job today, by day im an apprentice plumber and as of today by night ill be a pizza maker at pizza hut. hahaha. i know its lame but anything to get the extra $$ for petrol and incase i need a claim or want to upgrade to comprehensive.

jonjon Enthusiast

jonjon

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hey you should also consider getting a quote for your car after you have added all the modifications you are planning.

i'm 19, green p plates and in sydney. first time getting insurance and have been placed as rating 2 (is this normal?) and paying $1964 for a 98 gt-t full comprehensive. stock for now but with a full bodykit, exhaust, frontmount, 2500K wheels and 2500K system my premium goes to $2300. quite reasonable i must say.

jonjon Enthusiast

jonjon

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they put you on a rating 2 with no previous insurance history? Your very lucky there :)

hey thanks, i was a bit worried before i bought the car as a few of my friends who were a bit older than me were paying 3-4k for insurance. I'm just thankful not to have any driving history or claims.

TracidTrax Grand Master

TracidTrax

Posted
Posted (edited)
Now to the point of the story, when i head out into town or simply just driving places i see highly modified Skylines and WRX's etc driven by P platers. i called up Just Car Insurance just before and they quoted my $1900 for comprehensive insurance. i dont know about you but i think that is rediculous. i mean i see where they are coming from because i am nearly 18 driving a turbo but $1900!!! Geesus!

wtf? $1900 is average for a P plater. Just Cars quoted me $2740 for my Supra RZ agreed value of $37,000. Dont forget we P platers are a "High Risk"

Edited by TracidTrax
Black_33_gtst Explorer

Black_33_gtst

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hey fella's i have bought the R33, f*kin mamouth machene!! i ended up gettin the 3 rd party insurance with fire and theft. my parents are givin me $1000 and putting it into a fund where it gains interest so one day i will be able to afford comprehensive. so now that means no 18th party, but oh well. the skyline deffinatly makes up for it. cheers for all ya comments and stuff.

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