Jump to content
SAU Community

Need Insurance? Want Cheaper Insurance?


Recommended Posts

  • Replies 904
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

Hey guys, i found just cars (im in adelaide, not sure if just cars is throughout australia) a good insurance company. Well.....for starters they were the only mob who would insure me and secondly it wasnt that expensive compared to others. I got full comprehensive with rating one for just under 1k. Not bad considering it was a R33 4 door.....and yes insurance companies that is an import!!!

Regards Evan

Link to comment
Share on other sites

Paying $950 for comprehensive for my r33 4 door non turbo.

They said there was only a $50 difference for turbo.

I got full comprehensive with optional rating one.

Mags, stereo, exhaust, window tinting included.

$700 excess

Situation = 22 years old, No accedent history, driving since 16 1/2

Thats it, i think im doing alright!!!

Regards Evan

Link to comment
Share on other sites

Paying $950 for comprehensive for my r33 4 door non turbo.

They said there was only a $50 difference for turbo.

I got full comprehensive with optional rating one.

Mags, stereo, exhaust, window tinting included.

$700 excess

Situation = 22 years old, No accedent history, driving since 16 1/2

Thats it, i think im doing alright!!!

Regards Evan

DId you insure the car for an agreed value?

Can you take it to your own repairer if its involved in an accident?

Do you get a free windscreen each year with no excess?

Can you pay by the month at no charge?

Can you do more mods without the premium increasing?

Link to comment
Share on other sites

  • 2 weeks later...

On the online quote it asks if the car is modified and states that all modifications must be legal. Does this mean that if my car is modified with say, an intercooler, exhaust, suspension etc, that it has to be engineered to meet the requirements of the insurance company (Famous)?

Link to comment
Share on other sites

well by law an insurance company cant promote illegal modifications cover hense why is says it will only cover Legal Modifications. I doubt you will find an insurer who wont say that.

If you do have an illegal modification on your vehicle, it will come down to the insurers descretion as to weather or not they cover you.

Link to comment
Share on other sites

For what it's worth I just hooked up with Famous. 34yo male, rating 1 for life with Suncorp up 'til now (who won't touch me since I've put on the hks 2530 turbo), was paying $570 with suncorp - xs $1650, Famous = $755 - xs $500, full comp, unlimited legal mods (R33 GTS-T Series 2) in Townsville. Pretty happy, though only nominated drivers are covered. Were the cheapest I found in my searches.

Link to comment
Share on other sites

hmm just started readin this thread. Seems like Matt is the man here.

Ok at this stage im on thirdparty with just cars, payin 650 or there abouts. But i know its about 600. Excess is Like what 1.5k or something..

So im thinkin of going full comp next year or end of year!! just for the sake of it. Coz im starting to drive more these days.

Im 20, no accident, no claims, no speedin fines etc etc (touch wood)..

So matt, what can your company provide me?? Am i to young for full comp??

What will be the price say now or next year when i turn 21 in april??

Cheers mate..

Sidd.

Link to comment
Share on other sites

'I can assure you they do as mine is insured through them. You probably have to ring them though most online quotes dont like do imports

I have emailed Vigil as well after getting that same message, and was told they do NOT insure Skyline's and that i may have to go with the Just Cars quote that i mentioned. Nice huh? I'll call them and see what happens.

Link to comment
Share on other sites

Through Just Cars.

Premium Amount

Comprehensive $883

Your Available Options

Rating One Protection $35

Reference No XXXXXXXXXXXX

Policy Type Comprehensive

Car Use Private

Quote Valid To 23 Jun 2006

Rating 1

Postcode of Insured Address

Date of birth of youngest driver 1981

Gender of youngest driver Male

Year obtained licence 1997

Car has been purchased Yes

Car is privately imported Yes

Please see Policy Documents for full details of cover.

Excesses

These are the excesses you must contribute to each claim:

Standard $400

Plus Vehicle $700

If applicable, you may also need to pay one or more of the following excesses in addition to the excesses listed above.

Age Excesses

Female Drivers Aged 16 - 22 $350

Female Drivers Aged 23 - 24 $250

Male Drivers Aged 16 - 22 $650

Male Drivers Aged 23 - 24 $550

Driving History of the Youngest Driver

The driving history of the youngest driver for the past 3 years is:

Claims and Accidents

Not At Fault

Thefts

Nil

Licence Suspensions/Cancellations & Disqualifications

Nil

Your Car

1996 NISSAN SKYLINE GTST HR33 TURBO F/IN 2D COUPE (IMPORT) T

You advised us your car has no unrepaired damage

Purchase date Jun 2006

Purchase price $17,000

Amount Covered: $25,000

Plus Third Party Property Damage up to $5 million

The amount covered includes all non standard accessories and modifications noted on this policy

Modifications we have agreed to cover

17" Wheels, CD/MP3 Player/System, Body Kit, Rear Spoiler

Value: $5,700

Non-standard accessories we have agreed to cover

You advised us there were no non-standard accessories on the car

Endorsements

The Following Item(S) Must Be Fitted To Your Car For Your Car To Be Covered In The Event Of Theft Or Attempted Theft: Australian Standard Immobiliser.

---------------------------------

That is what I got quoted from Just Cars.

Thought it wasnt too bad.

Link to comment
Share on other sites

  • 2 weeks later...

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now



×
×
  • Create New...