Jump to content
SAU Community

Recommended Posts

  • Replies 904
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

25yo max no claims 97 R33 GTST here. Torque don't insure under 30yo's. Famous have apparently all been busy 'on the phone' the past 3 hours. Suncorp are well presented (on the phone) and appear to include a lot of options, but they DON'T do agreed value, only market. And I don't think I'd like to be paid 12700 (redbook for a PERFECT car) compared to my current JCI which is for 22500 agreed (already less than it's actually worth to me). I pay 1900/year, but for agreed value of nearly 10k more than market, I think it's worth it to me!

Decide to alter the usage habbits of my car a bit and signed up with Ryno Insurance. $1450 comprehensive for modded R33 S2. $22,200 agreed value. Better than just cars renewal offer in every way and they are easier to talk too on the phone too.

same, my premium went up, my excess went up, and my agreed value went down!!!! just got a pretty fair quote with gio customs though, apparently they'll better justcars if u fax them the renewal... i didnt need to though

Read below - this post stuffed up halfway through...

Edited by R.C
same, my premium went up, my excess went up, and my agreed value went down!!!! just got a pretty fair quote with gio customs though, apparently they'll better justcars if u fax them the renewal... i didnt need to though

had a similar problem with Just Cars recently, they increased every excess and added in a theft excess as well as dropping agreed value, so I did some shopping:-

Vehicle Details - 1996 R33 SII, only mods to suspension.

Just Cars

Premium $1011

Excess (basic) $500

+Age exc. $600

+Vehicle ex. $1000

+Theft ex. $400

Agreed value $18,000

Shannons

Premium $1400 (approx - can't find the paperwork)

Excess (basic) $500

+Age exc. $400

+Vehicle ex. $0

+Theft ex. $0

Agreed value $18,000

Famous

Premium $1498

Excess (basic) $750

+Age exc. $400

+Vehicle ex. $0

+Theft ex. $0

Agreed value $??

Vigil

Premium $1125

Excess (basic) $500

+Age exc. $500

+Vehicle ex. $0

+Theft ex. $0

Agreed value $20,000

GIO Customs

Premium $2791.14

Excess (basic) $600

+Age exc. $400

+Vehicle ex. $400

+Theft ex. $0

Agreed value $15,800

All quotes for 23yo male driver with no previous claims, no driving restrictions, no traffic violations etc and rating 1 living in Melbourne inner east.

Both Shannons and Famous would not insure without keeping the car in a locked garage overnight. Vigil's only restriction is that it is not parked on the street overnight on a regular basis.

Hope this helps other people with their insurance shopping!.

Cheers,

Rene

Edited by R.C
I just rang vigil for a quote on comprehensive insurance for my 32 GTST and they said they no longer insure under 25s for that type of vehicle, what the hell?

Yeah, you'll get that with a lot of insurance companys.

Anyways I got mine insured with Just Car insurance last year when I was 19. And at the time no-one else would insure me because of my choice of car.

After a couple of mods they bumped my premium up to $1730 with an excess of $1500 on a Rating 4.

Just in last few weeks/months I've put the pineapples, sway bars, intercooler and pod on, and they left my premium as is but bumped my excess up to $2500.

They have just sent their renewal to me.

So this is what I've got and what they've quoted me.

S1 R33 GTST

Mods & Accessories: exhaust, intercooler, boost controller, catch can(not that i need it), Pineapples, sway bars, strut brace, pod filter, Pfc, gauges & gear knob. That's all I can think of.

Age: 20

Rating 3

Premium of $1384

Excess of $2500

Theft excess of $1500

I thought it wasn't a bad price considering that they dropped it from $1730, although the excess is up there.

So what do you guys reckon?

Edited by KeyMakeR33

well,

the XS isnt going to be a problem is it.

Simple rule of thumb - dont have an at fault crash - wont have to worry about XS

Although there are some penalty claims - hail / storm damage which the xs wouldnt be waived and would need to be paid.

ryno won't insure you if you haven't owned a performance car before. Ie my car before my R34 was a nissan pulsar, so no go with ryno..

thought that was interesting.

$1350 with Shannons,

23, a few mods

agreed, $34k

r34 gtt, coupe, manual

pay by the month at no extra cost ftw!

QLD - cheaper than NSW

NSW - rort state of Australia :(

Don't worry, we here in ACT aren't too far behind. :laughing-smiley-014:

Yesss it seems rates may be tailored to economic conditions. Particularly apparent in the larger companies rates' I think, clever isn't it :P Certainly a way to make the most of it for themselves. :)

Play around with some quotes and you can see what we mean. A lot of places have online quoting systems.

Yesss it seems rates may be tailored to economic conditions. Particularly apparent in the larger companies rates' I think, clever isn't it :P Certainly a way to make the most of it for themselves. :(

It's price to risk though. I think it would more so be a coincidence that the rates are higher in the major centres anyway as they tend to contain both the more affluent people AND the riff raff.

It's price to risk though. I think it would more so be a coincidence that the rates are higher in the major centres anyway as they tend to contain both the more affluent people AND the riff raff.

and what about the bogans? :thumbsup:

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now



  • Similar Content

  • Latest Posts

    • Now that the break-in period for both clutch and transmission is nearly over I'd like to give some tips before I forget about everything that happened, also for anyone searching up how to do this job in the future: You will need at least 6 ton jack stands at full extension. I would go as far as to say maybe consider 12 ton jack stands because the height of the transmission + the Harbor Freight hydraulic platform-style transmission jack was enough that it was an absolute PITA getting the transmission out from under the car and back in. The top edge of the bellhousing wants to contact the subframe and oil pan and if you're doing this on the floor forget about trying to lift this transmission off the ground and onto a transmission jack from under the car. Also do not try to use a scissor jack transmission lift. You have to rotate the damn thing in-place on the transmission jack which is hard enough with an adjustable platform and a transmission cradle that will mostly keep the transmission from rolling off the jack but on a scissor lift with a tiny non-adjustable platform? Forget it. Use penetrating oil on the driveshaft bolts. I highly recommend getting a thin 6 point combination (box end + open end) wrench for both the rear driveshaft and front driveshaft and a wrench extension. These bolts are on tight with very little space to work with and those two things together made a massive difference. Even a high torque impact wrench is just the wrong tool for the job here and didn't do what I needed it to do. If your starter bolts aren't seized in place for whatever reason you can in fact snake in a 3/8 inch ratchet + 6 point standard chrome socket up in there and "just" remove the bolts for the starter. Or at least I could. It is entirely by feel, you can barely fit it in, you can barely turn the stupid ratchet, but it is possible. Pull the front pipe/downpipe before you attempt to remove the transmission. In theory you don't have to, in practice just do it.  When pulling the transmission on the way out you don't have to undo all the bolts holding the rear driveshaft to the chassis like the center support bearing and the rear tunnel reinforcement bar but putting the transmission back in I highly recommend doing this because it will let you raise the transmission without constantly dealing with the driveshaft interfering in one way or another. I undid the bottom of the engine mount but I honestly don't know that it helped anything. If you do this make sure you put a towel on the back of the valve cover to keep the engine from smashing all the pipes on the firewall. Once the transmission has been pulled back far enough to clear the dowels you need to twist it in place clockwise if you're sitting behind the transmission. This will rotate the starter down towards the ground. The starter bump seems like it might clear if you twist the transmission the other way but it definitely won't. I have scraped the shit out of my transmission tunnel trying so learn from my mistake. You will need a center punch and an appropriate size drill bit and screw to pull the rear main seal. Then use vice grips and preferably a slide hammer attachment for those vice grips to yank the seal out. Do not let the drill or screw contact any part of the crank and clean the engine carefully after removing the seal to avoid getting metal fragments into the engine. I used a Slide Hammer and Bearing Puller Set, 5 Piece from Harbor Freight to pull the old pilot bearing. The "wet paper towel" trick sucked and just got dirty clutch water everywhere. Buy the tool or borrow it from a friend and save yourself the pain. It comes right out. Mine was very worn compared to the new one and it was starting to show cracks. Soak it in engine oil for a day in case yours has lost all of the oil to the plastic bag it comes in. You may be tempted to get the Nismo aftermarket pilot bearing but local mechanics have told me that they fail prematurely and if they do fail they do far more damage than a failed OEM pilot bushing. I mentioned this before but the Super Coppermix Twin clutch friction disks are in fact directional. The subtle coning of the fingers in both cases should be facing towards the center of the hub. So the coning on the rearmost disk closest to the pressure plate should go towards the engine, and the one closest to the flywheel should be flipped the other way. Otherwise when you torque down the pressure plate it will be warped and if you attempt to drive it like this it will make a very nasty grinding noise. Also, there is in fact an orientation to the washers for the pressure plate if you don't want to damage the anodizing. Rounded side of the washer faces the pressure plate. The flat side faces the bolt head. Pulling the transmission from the transfer case you need to be extremely careful with the shift cover plate. This part is discontinued. Try your best to avoid damaging the mating surfaces or breaking the pry points. I used a dead blow rubber hammer after removing the bolts to smack it sideways to slide it off the RTV the previous mechanic applied. I recommend using gasket dressing on the OEM paper gasket to try and keep the ATF from leaking out of that surface which seems to be a perpetual problem. Undoing the shifter rod end is an absolute PITA. Get a set of roll pin punches. Those are mandatory for this. Also I strongly, strongly recommend getting a palm nailer that will fit your roll pin punch. Also, put a clean (emphasis on clean) towel wrapped around the back end of the roll pin to keep it from shooting into the transfer case so you can spend a good hour or two with a magnet on a stick getting it out. Do not damage the shifter rod end either because those are discontinued as well. Do not use aftermarket flywheel bolts. Or if you do, make sure they are exactly the same dimensions as OEM before you go to install them. I have seen people mention that they got the wrong bolts and it meant having to do the job again. High torque impact wrench makes removal easy. I used some combination of a pry bar and flathead screwdriver to keep the flywheel from turning but consider just buying a proper flywheel lock instead. Just buy the OS Giken clutch alignment tool from RHDJapan. I hated the plastic alignment tool and you will never be confident this thing will work as intended. Don't forget to install the Nismo provided clutch fork boot. Otherwise it will make unearthly noises when you press the clutch pedal as it says on the little installation sheet in Japanese. Also, on both initial disassembly and assembly you must follow torque sequence for the pressure plate bolts. For some reason the Nismo directions tell you to put in the smaller 3 bolts last. I would not do this. Fully insert and thread those bolts to the end first, then tighten the other larger pressure plate bolts according to torque sequence. Then at the end you can also torque these 3 smaller bolts. Doing it the other way can cause these bolts to bind and the whole thing won't fit as it should. Hope this helps someone out there.
    • Every one has seemed to of have missed . . . . . . . The Mazda Cosmo . . . . . . what a MACHINE ! !
    • I might have gone a little more South Efrican.  But this is off topic.   😍😍 FD 😍😍
    • I think you might have skipped a whole vowel sounds there C.
×
×
  • Create New...