Need Insurance? Want Cheaper Insurance?

[Anquetil]

I have been waiting for a towing reimbursement for 3 months.

I have called a number times and sent through all details twice, I was informed it would be sent. But still nothing?

I understand that this is not a wingeing thread but I cant see anything happening and its over $200 so I'll leave my comments at that.

Please call me.

Qld Reg. NIS533

[riggaP]

I just thought I'd share my experiences.

Last year Just Cars wanted $2068 for R33 GTSt, 23yo, gararged, minimal mods, rating 3. Famous wanted $1950 for the same.

At the time I went with 3rd party coz it was $350 and I couldnt find $2k.

Its up for renewal so rang Just Cars and said that I've moved and added a set of 18" wheels, and she said rating 2 will be $1289. I was like WTF!!! Thats great! I then rang Famous and they said go with Just Car

[EnricoPalazzo]

just cars dont do monthly payment benm.

[benm]

I realise that, although $2,400 is much easier for me to pay upfront than $2,700.

[EnricoPalazzo]

okies. its really hard for me to come up with 2gs straight up as im a student, so month by month is so much easier.

[lwells]

As I understand it there arent many insurers that offering 3rd party fire in theft in NSW.

Someone else may be able to further clarify this one

Insurers cannot offer third party + fire + theft in NSW: there is no provision for it under NSW law unfortunately.

As for AAMI, I was told by a quite knowledgable spray painter / repairer to steer well clear of AAMI because they well send your car to absolute dodgiest/cheapest place they can find without exception, and that generally they are a PITA to deal with so repairers don't exactly make an effort.

LW.

[benm]

I work fulltime and after all my weekly expenses I have trouble with coming up with $50 spare so i'm thinking about chucking half on a CC and paying the other half cash and then just spending the next 2-3mths paying off the CC.

A new job offer came up today actually so I may not even have a Skyline by the time my Rego/Insurance is due

[DirtyDezza]

ok i just bought an 97 R33 4 door Gts-T. i have it insured with just car.. its costing me $2700 a year its insured value is $20,000 and has 17" mags.... from wat i can gather this kinda pricing aint bad considering that i am 20 years old... have made 1 claimin the last year ( the handbrake on my 85 bluebird faild LOL), i mean if famous can better that i want to hear about it, coz every other company literally CKOCKED when they heard of an accidint less than 3 years ago.

[SLIM V 2.1.0]

you want insurance? ahhh stuff the insurace...don't worry aobut it! who would steal a skyline anyway?!

[JimX]

$1500 for Famous, $1800 for Just Car. Famous wins for me. I've also never had a problem getting hold of someone when ringing them, but maybe I'm just lucky. Remember they're in WA, so anyone ringing from the eastern states is unlikely to get through at 9am.

[ian]

of course, the real measure of an insurance company is when you need them to pay up... If you've made a claim on any insurance company, feel free to go to my web site at www.r34skyline.com and write up your experiance,,

You might also be interested in the post I just put up -

http://www.skylinesaustralia.com/forums/sh...7&postcount=289

Ian

[mickr33]

As previously stated in this thread the only positive that i can come up with for Famous is that they have pay by the month unlike JCI. That is all...................................

[azron]

As previously stated in this thread the only positive that i can come up with for Famous is that they have pay by the month unlike JCI. That is all...................................

I concur...

I recently had a not-at-fault accident, but, Famous wouldn't see it my way and gave up persuing the at-fault party at the first sign of conflict... it was like they couldn't be f***** helping me out! I do realise why they said no, but, giving up on me like that and expecting me to pay closer to $1800 per annum for an attitude like that just doesnt cut it with me!

So outta frustration of having to part with $1000 i started looking around for a better deal... i went crawling back to JustCars. Well, like previously mentioned here, JC's attitude is second to none.

They quoted me $1309 per annum for Full Comp on a R33GTS-T Type M with 'zorst, front pipe, wheels, intake, turbo timer and suspension mods with an excess that came to 1150 - currently due to my age, i'm 24.

I informed JC's that i had made a claim with Famous, i had a few speeding fines and i was shocked when i was quoted this... best quote ever.

So all this definately outweighs the lack of the pay-by-month... i will be switching back to JC very soon.

[666DAN]

JC are the best on following through with stuff...recently had a guy drive into me..they were onto it in a flash, had the car booked in for repair within a week without any hassle!

Great service from them, well worth the money.

[livewire]

Can i just ask what age you are as im planning on calling famous but im only 23

Although I have been fortunate enough to not need to claim yet, Famous has been very helpful with all my enquiries. Their quote to me was exceptional also.

Last Friday after breaking my windscreen I called them to let them know, they had a recommended Novus as the repair outlet and said if i called them they would simply send the bill back to famous. I called novus without success and ended up taking the car to obriens as I didnt want to stuff around. I rang Famous on Monday and let them know and they said "no problem - send us the receipt and we will send you a cheque in reimbursement"

Pretty good service so far I say.

[mickr33]

Please explain. Was quoted $1300. Ok Asked if i could pay by the month they said this incurs an additional 10%. Ok that's pretty standard. But 1300 + 10%=1430. Ok they say they want 2 months up front to start of. I said fine so that will be 119 times 2=$238. They say no 1430 divide by 10 and times by two=286. I said would you not divide by 12 to obtain the monthly amount and they say no we dont do that. For what ever reason if you do it this way instead of 1430 for the year i would pay $1716 an extra 286 on top. I've said it before and i will say it again. Famous G.F.Y. ps go and do a maths class or two.

[T0nyGTSt]

How come their year has 10 months and not 12 like the rest of the planet?

T.

[benm]

You pay 2mths upfront, then normal for the next 10mths = 12mths. So effectively their is 1mth that you don't pay anything..... I think

[JimX]

Please explain. Was quoted $1300. Ok Asked if i could pay by the month they said this incurs an additional 10%. Ok that's pretty standard. But 1300 + 10%=1430. Ok they say they want 2 months up front to start of. I said fine so that will be 119 times 2=$238. They say no 1430 divide by 10 and times by two=286. I said would you not divide by 12 to obtain the monthly amount and they say no we dont do that. For what ever reason if you do it this way instead of 1430 for the year i would pay $1716 an extra 286 on top. I've said it before and i will say it again. Famous G.F.Y. ps go and do a maths class or two.

Maybe they just want to charge you more because they thought you sounded like a dipshit.

[mickr33]

I was actually polite, as the lady was very polite towards me. They just can't count.