Need Insurance? Want Cheaper Insurance?

[chaos]

Shannons mate, I've found them the best so far, in the fact that i can pretty much get the car covered for what i paid for it.

[evil_weevil]

I just got a quote from Famous, $1550 full comprehensive, no km restrictions, sounds good, so now just have to fill out the form and im done

Edited November 10, 2005 by evil_weevil

[Drkside]

Just got my renewal from Just Car;

92 R32 insured for $15K

$1410 full comp, with all my mods listed. I can also pay half yearly for $780 per 6 months.

I'm 24 with Rating 3

[Pal]

for the older guys, i have just re done my insurance with HBF, insuring my gtst including aftermarket wheels and exhaust for $17,000 , cost me $800 a year and $200 excess. will allow FMIC as well. (but wont insure a aftermarket computer or boost controller).

[GTR_Legend]

All,

Thought i would give my 2 cents worth.

I am with just cars with 60%NCB full comp 24yo for just under 2k and covered with all mods.

Dont know why i got a 60% NCB as i was only insured with them 3rd party on a VLT 1 year before i got my Line.

cheers,

[Benno31]

* Post Updated, see below.

I am posting this in the hope that it is helpful to anyone after a new insurance policy.

Date: 13/02/2006

Age: 30

Vehicle: 1989 HR32 GT-R

No accididents in last 5 years

1 Speeding ticket in last 5 years

No previous Insurance

Location: Coorparoo, QLD.

Car parked in lockup garage at night

Personal use

Unlimited Mods

---------------------------------------------

Vigil Insurance (http://www.vigilins.com.au/)Ph: 1300 134 054

Policy Price: 1,029.40

Amount of Cover: $25,000 (agreed value)

Excess: $500

Choice of Repairer

Pay By The Month

1 Free glass claim per year

Free 24/7 Road side assistance with every policy

*Policy Specifics to note: What is not covered.

If you park Your Motor Vehicle on a street at night time at

the address nominated in the Schedule.

---------------------------------------------

Famous Classic Car Insurance

Policy Price: $850 per annum

Amount of cover: $20,000 (no agreed value)

Excess $1000

Choice of repairer

Pay by the month

1 free windscreen claim per year

---------------------------------------------

Just Car Insurance

Policy Price: $1,268.00

Amount Of Cover: $20,000 (no agreed value)

Excess: for Theft $2,400.00, Accident and

cannot name party at fault $2,400

Accident $1,800

Choice of repairers as long as the quotes are below what their preferred repairers offer.

No pay by the month

---------------------------------------------

Shannon's

Policy Price: $1,277.48

Amount of cover: $25,000 (agreed value)

Excess: $500

Choice of repairer

Pay by the month

1 free windscreen claim per year

---------------------------------------------

Vigil is a clear winner for me.

Regards,

Ben.

Edited March 1, 2006 by mrbenno

[_8OO5TED_]

Its that no extra charge to pay by the month with Vigil? and any training course cover with them also?

[morgsj50]

i just got a $10000 quote from suncorp metway, i'm a rating 1!!!!!!!

[_8OO5TED_]

they quoted you $10,000 for a premium??

[morgsj50]

yep, with a thousand and abit excess, what a joke....

[gazza750]

im with torque for insurance just cars wanted twice as much to cover my 93 gtr

[morgsj50]

has anyone claimed through famous insurance??? what are they like??

[leech_]

cheers to mrbenno for posting up about the places he called. i normally dont check this area but am glad i did.

Called up vigils and the premium is like $30 more than i was paying with Just Cars however my excess has come from $2000 down to $1000 so i figured i had may as well change. So i am much happier now well i will be if i have an accident anyways other good thing was the agreed value, free 24x7 road side assistance and all my mods are covered (Note they must be legal).

One other thing is anyone actually insured by Vigil i wouldnt mind hearing some feedback. The customer service seems good the 24x7 road side assistance is a bonus only downside was having to wait on phone for a good 10 minutes but i guess thats a good sign they are busy

[_8OO5TED_]

mrbenno, I think I spoke to you today. It's Matt, I work for Shannons

PM me if you need any more assistance, happy to help!

[Benno31]

mrbenno, I think I spoke to you today. It's Matt, I work for Shannons

PM me if you need any more assistance, happy to help!

Hi Matt,

Thanks for your call, I have not received anything in the mail from Vigil so I will most likely be insuring through Shannon's some time this week. The service from Shannon's has been good so far, less on hold times then with Vigil and you actually send out paperwork for insurance, I have recieved no paperwork and no phone calls from Vigil regarding my apparent insurance cover.

I just spent the last 15 mins on hold and finally got through to Vigil, they are resending my insurance paperwork now, damn postal service!

If I do not receive my papers by friday then I will be calling you back, thanks Matt.

In regards to a previous posted question, Vigil charge no extra to pay by the month.

[leech_]

I found the same i was on hold for a good 10 minutes or so each time i called them. However they did call me back when i first requested a quote within about 4 business hours which i thought was good.

Also i was told it does cost extra to pay by the month maybe just double check that

Hi Matt,

Thanks for your call, I have not received anything in the mail from Vigil so I will most likely be insuring through Shannon's some time this week. The service from Shannon's has been good so far, less on hold times then with Vigil and you actually send out paperwork for insurance, I have recieved no paperwork and no phone calls from Vigil regarding my apparent insurance cover.

I just spent the last 15 mins on hold and finally got through to Vigil, they are resending my insurance paperwork now, damn postal service!

If I do not receive my papers by friday then I will be calling you back, thanks Matt.

In regards to a previous posted question, Vigil charge no extra to pay by the month.

[buggor34]

Hey guys,

Does anyone know what insurance companies classify as illegal mods???

Will this cancel your insurance if they are on the vehicle??

thanks guys

[leech_]

It's sort of hard to say as I guess anything that is not engineered is probably illegal however I think they mean obvious type things eg lowered more than 10cm from the ground, exhaust note more than 100db's or whatever it is... as I said most things probably are however I guess in most cases common sense should tell you if its illegal or not

Hey guys,

Does anyone know what insurance companies classify as illegal mods???

Will this cancel your insurance if they are on the vehicle??

thanks guys

[_8OO5TED_]

its not up to an insurance company to tell you if your mods are illegal, thats up to the owner of the vehicle to decide etc etc.

Working for Shannons, I can tell you that we will list all your mods on the policy and do state in our policy wording that we will cover all legal modifications.

If you have illegal modifications fitted to your car, and your have an accident/make a claim, as long as the 'illegal' modification was not the direct cause or reason for the claim, then you will be paid out etc etc.

We have many highly modified imports with us, including a few from SAU too

[buggor34]

Got a quote from Shannons insurance & spoke to _8OO5TED_ (Matt- Fantastic bloke). They are definately the best for me. Just over $1600 per year for my modified R32GTR with an agreed value of $29k. Pay by the month with all the mods listed. Cant thank Shannons & Matt enough!!!.