Need Insurance? Want Cheaper Insurance?

[_8OO5TED_]

Shannons not under 25 for skylines

thats incorrect.

[HOTRDE]

Im with Just Car... Paid $1,250 this year for full comp, including mods such as exhaust and cooler. Im 22 yrs old with no accidents etc. I got many quotes before I went with Just Car and they were the cheapest by far and were almost the only ones that would insure me. As it has been said before, if it seems to good to be true then it usually is.

Besides I would rather pay a few more hundred a year and know I am definately covered than be with a dodgy company who some how finds a clause in the paper work and makes them not liable to pay up when you have an accident or your car gets stolen.

[Rolls]

thats incorrect.

21 Apparently.

[GT-R32]

21 Apparently.

I've heard of younger also.

Sounds like an underwriter has been telling porkies... (what a surprise ).

[evil_weevil]

I got a quote off torque for 1200 which I was impressed with. One of the cheapest Ive had for my risk/personal details.

[Rolls]

I've heard of younger also.

Sounds like an underwriter has been telling porkies... (what a surprise ).

Ive rang up ~5 times and been denied everytime for being under 21.

[evil_weevil]

perhaps rules have changed since last time you spoke with them GT-R32?

[D_I_F]

With Shannons they don't insure anyone under 25 if their only car is a import/modified car.

Sometimes they will if you don't use it as your daily but it all depends on your circumstances they are very selective because they are a low risk insurers.

[Nismo_God]

whats the best for an under 25 daily driver gtr for $20k???

got a quote around 2.5k

[D_I_F]

Mines insured for $16k (I think can't remember if it's 15 or 16)

But I pay $2g and I'm under 25..

[evil_weevil]

Brendan,

Id try just cars, gio custom or young and cool, maybe even torque?

doesnt hurt to try them

[shamus]

Is anybody worried by the online quoting Repair System that Famous uses?

http://www.claimsservices.com.au/index.htm

[_8OO5TED_]

lol, i would be. i would be wanting to take my car to my repairer of choice and have them quote the repairs in and fix it and know that they will do a good job.

[shamus]

and then there's this clause (taken straight out of the PDS)

This Policy Does Not Cover:

……..loss, damage or liability and/or compensation for damage

caused whilst any Insured Vehicle is being driven by or is in

charge of any person……

….. who is charged with driving in an Unlawful Manner or

contrary to the Road Traffic Act in Your State or Territory,

resulting in loss or damage to the Insured Vehicle/s or any

Third Party property.

[shamus]

so if you fail to give way and hit someone (hence contravening the Road Traffic Act) you won;t be covered.....

unless I'm reading it wrong...

[GT-R32]

perhaps rules have changed since last time you spoke with them GT-R32?

Underwriting guidelines can be bent or interpreted in many different ways. Going on what you guys are saying 21-25 seems to be OK on some (all/most?) occasions, then on exceptional ones I have heard of under 21s being insured by Shannons (my mate who was a deadset car nut - he's now 23 and still with them).

Edited August 23, 2007 by GT-R32

[evil_weevil]

Id still double check as they could have changed since last time

[GT-R32]

Id still double check as they could have changed since last time

Agreed. It's an ever evolving thing dependant on claims figures/profits/loss and statistics.

[Piggaz]

I have just tried to get insurance for my R33 GTR. Im 23 in October

Shannons barred me as soon as i said i was 22

Vigil "doesnt insure Nissan Skyline GTR"

Famous wouldnt look at me

Couldn only get it insured through Just cars.

*my personal experiences

[shamus]

I have just tried to get insurance for my R33 GTR. Im 23 in October

Shannons barred me as soon as i said i was 22

Vigil "doesnt insure Nissan Skyline GTR"

Famous wouldnt look at me

Couldn only get it insured through Just cars.

*my personal experiences

did you try GIO Custom Car?