Insurance Renewal Just Arrived

[700HP-GTR33]

Hey there,

Insurance renewal just landed......is it to much? I ask myself

I am with Shannons , first party and approx. $1400

What do you think, good deal?

[Panikin]

I live in the QLD sticks am 29, rating 3, agreed Value on both 33 & 32 sedans With MODS and I pay $1100 & $900 respctively for full comprehensive cover and buy back option.

[GTAAAH]

with Justcar VIC, 19, Rating 4, for full comp im 1800, 1100 excess, so you would think a 29 year old would be something like 1100

[dezz]

rating 4 agreed value of $25k....$1700

[eMsta]

24 yrs old - rating 1 - 1090 with just car under comprehensive insurance.

[CrispyFries]

Age: 25

Shannon's

Rating 1, 17K agreed value, 500 excess, 1200 (mildly modified)

Rating 1, 20K agreed value, 500 excess, 1300 (highly modified)

Just car

Rating 1, 16K "agreed" value, 1200 excess, 1000

[Sass]

RACV, first party, $900 odd

[Al]

Do not compair Shannons to Justcars, they are leagues appart.

There is a WA guy on the forums that works for Shannons, does awesome deals, give him a PM:

_8OO5TED_ (real name: Matt)

He will call you from work and sort out your insurance

[CrispyFries]

Sweet, My insurance is just about up anyway.

I wonder if I'll get an extra 4 door discount

[saff_cossie]

Whats the car and details?

I cannot recommend Shannons highly enough. Matt from here has been superb so seeing as you are with them, I would stay. Actually upon re-reading, it is the guy Al is recommending above.

My Evo is $1300 fully comp with 3 other named drivers and agreed value. Very happy indeed and no extra to pay by the month. I am Rating 1 protected.

[markk]

Yeah shannons in WA is the way to go. Chris (GTRSOUL) organised everything for me.

They even insured me with my driving history! (2 court cases and a few fines here and there)

I previously insured my r32 GTR with Just Cars: Rating 1 - Full Comp - $21800 agreed value = $1300. Excess was around $900

Now with Shannons its agreed value of $25000 with premium of $1500. Excess (from memory) was about $800.

To me it made sense to spend $200 more and get an extra $3000 cover.

[700HP-GTR33]

Yeah shannons in WA is the way to go. Chris (GTRSOUL) organised everything for me.

They even insured me with my driving history! (2 court cases and a few fines here and there)

I previously insured my r32 GTR with Just Cars: Rating 1 - Full Comp - $21800 agreed value = $1300. Excess was around $900

Now with Shannons its agreed value of $25000 with premium of $1500. Excess (from memory) was about $800.

To me it made sense to spend $200 more and get an extra $3000 cover.

By memory i think Just Cars (a part of AAMI) and Shannons could only insure me(GTR)

Shannons has excess lower than that ,I nominated only myself and have only a $500 excess and they give one free windscreen replacement every year.But then again I am 39 with no claims or traffic infringements(Knock on wood)

Yes an agreed value is the way to go .I have $35000 on mine(Its hard to find a good GTR33 at that price though)

[R32_GODZILLA]

Im 18, full comp rating 5 with Just Cars ~$2400

Edited July 13, 2006 by R32_GODZILLA

[700HP-GTR33]

Im 18, full comp rating 5 with Just Cars ~$2400

That sucks...I feel for you dude

[R32_GODZILLA]

That sucks...I feel for you dude

I can't complain much - i dont want to be taking any risks.

[justin911]

not sure why some of you are having a cry

i was 21 rating 6/just cars (my previous insurance on my P's was under my moms insurance so i never got any rating points for those 3 years)

and i was paying $3200 to just cars

now 2 years on.. im paying like $1900 to shannons

[R32_GODZILLA]

not sure why some of you are having a cry

i was 21 rating 6/just cars (my previous insurance on my P's was under my moms insurance so i never got any rating points for those 3 years)

and i was paying $3200 to just cars

now 2 years on.. im paying like $1900 to shannons

Wow! I wonder if anyone can beat that $3200!

Is that $1900 with a rating 4 now?

How much would be expected to drop from my ~$2400 when i go to rating 4 (knock on wood making no claim)?

[justin911]

after a yr with just cars when i changed from rating 6 - 5 i was paying $2200.. i doubt yours is gonna drop $1k though

you should speak to shannons though, there excess is about $1000 cheaper than just cars, and they let you pay monthly

Like Al said, speak to _8OO5TED_ on SAU and he'll fix you up

[R32_GODZILLA]

after a yr with just cars when i changed from rating 6 - 5 i was paying $2200.. i doubt yours is gonna drop $1k though

you should speak to shannons though, there excess is about $1000 cheaper than just cars, and they let you pay monthly

Like Al said, speak to _8OO5TED_ on SAU and he'll fix you up

Thanks for the heads up! But i've already PM'd _8OO5TED_ and got referred on to another user of the forums to help me out - but it was too late unfortunately for that time being. I'm not so fussed with Just Car ATM, i might consider changing companies down the track though.

Cheers for your reply!

[_8OO5TED_]

Yeah I would probably go with Shannons hey.....