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Insurance Renewal Just Arrived

700HP-GTR33

By 700HP-GTR33,
in Victoria

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saff_cossie Grand Master

saff_cossie

Posted
Posted
Yeah I would probably go with Shannons hey..... :)

Man if Shannons pay commission, you would be laughing all the way to the bank! (not that IMO you dont deserve it as how many insurance companies can you send a PM to and have a mod added ;))

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CrispyFries Grand Master

CrispyFries

Posted
Posted

you can have X number of "at fault" accidents during the year without losing your rating 1.

Typically X is 1, you may be able to pay more for more accidents though...

gtiarr Enthusiast

gtiarr

Posted
Posted

I think ive got it ok with Just cars... I pay $1450 with rating 1 protection..

-24yo

-rating 1

-33GTR

-~370rwkw all mods listed inc 6k wheels

-agreed value of 50k

-massive excess (maybe 2k?)

I'm 25 next year with any luck it will go down more.

Race Bred Rookie

Race Bred

Posted
Posted

age: 18

paying $3200 to Just Cars with an excess of $2200 :laugh: . Only covered for $9000 because i was dumb and told him i paid that much bahhhh (scared they wont pay me out because $9k is what is stated in the transfer papers) ! I asked him that since it was agreed value, would it be possible for me to be covered for $15000, unfortunately he said no. :whistling:

dezz Grand Master

dezz

Posted
Posted
age: 18

paying $3200 to Just Cars with an excess of $2200 :) . Only covered for $9000 because i was dumb and told him i paid that much bahhhh (scared they wont pay me out because $9k is what is stated in the transfer papers) ! I asked him that since it was agreed value, would it be possible for me to be covered for $15000, unfortunately he said no. :(

thats bullshit. if you choose to have an agreed value, you can name whatever price you want. obviously your premium goes up as the agreed value does, but its still your choice.

xRHETTx Mentor

xRHETTx

Posted
Posted

Yeah 8oosted expect a PM when i get my insurance renewal this year. THanks mate.

At the mo im with Justcars which have been pretty good, for the past year its only cost me $900 for rating 1 with protection for a R32 GTSt and i'm only 23.

Rhett

dezz Grand Master

dezz

Posted
Posted
Just Cars "Agreed" value leaves a lot to be desired. You don't actually have to agree...

you just basically put it in on the forms online and thats the value of ur car...but the premium changes as the value does. although, when doing my quotes back in jan, i tested it and from 20k to 25k, the premium didnt move....so take a guess what value i chose...lol

im with shannons now, and we actually agreed on the value over the phone :(

700HP-GTR33 Mentor

700HP-GTR33

Posted
  • Author
Posted
I think ive got it ok with Just cars... I pay $1450 with rating 1 protection..

-24yo

-rating 1

-33GTR

-~370rwkw all mods listed inc 6k wheels

-agreed value of 50k

-massive excess (maybe 2k?)

I'm 25 next year with any luck it will go down more.

That is fantastic except for the excess.....but hey.....if you loose you still end up winning.

What pees me off is if someone hits you and its not your fault ....and you claim, your still up for the excess

Does my policy have a no fault no excess ? Ill have to ask them .

I have to call Shannons now to up my Agreed value....and keep the same premium

and check their no fault policy.

Isnt that what its all about....

R31Nismoid Grand Master

R31Nismoid

Posted
Posted
Wow! I wonder if anyone can beat that $3200!

I could have.

I was quoted $5000 for 12k agreed value on the GTS-R fron Just Cars.

Needless to say they have just some minor verbal abuse thrown at them when they said that

saff_cossie Grand Master

saff_cossie

Posted
Posted

I also had some stupid quotes when I was 18 trying to insure my Escort xr3i in the UK which is just a 1.6i. 11,539pounds was the highest I was quoted for TP only!! Needless to say I didnt go with them but went with another company who quoted me 1,496pounds TP only. Both were on a car with a value of 1,100 pounds. Insurance is obsurd there. :)

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