If You Crashed Your Car Today Are You Insured?

[jasont82]

i think the whole insurene thing is bs. if someone rings up and insures their car.....pays the premium...i dont care wat happens if they say yes they should cover it...its like a contract.

if i put a ECU on my car....and they know its illegal...and the say yes...and i pay my premium...and then i screw my car...and they refuse to fix it....id be off my nut....

i rang up and told them yeah i have an intercooler and an ecu they say fine as long as its road worthy and legal.

i think they should be the ones to find out whats road worthy and legal not me they are the ones insuring the car. dont they need to know if there insuring unroad worthy cars? the answer is they dont give a shit coz they arnt paying if its not road worthy. its all about money. if they tell you no sorry thats illegal we cant insure you then thats another $1000+ thay dont get. but if they dont tell you its illegal they get your premium and then deny you when do make a claim.

i told them what i have on my car they said yes ok, but if it does turn out to be illegal then no sorry were not paying. thats how they should word it, to make it 100% clear. not 'oh yeah sure thats fine as long as its road worthy' the answer should be 'oh yeah fine are you sure thats roadworthy?' but hey like i said its all about money if they did that they people would thionk twice about moding cars and then there would be no market for just cars and the like.

[SKY031]

i think i'll just go with msnismos advice and get it engineered. thats the best advice ive heard. why take the risk of not being covered.

An engineers certificate is only proof that the installation is safe or meets a particular standard.

If a modification is illegal, an engineers certificate won't make it legal.

[Spook's_Skyline]

im with suncorp and have been for years, have told them of all my mods, cept for ecu, which i figure is easily removed in case of an accident (pod, exhaust, wheels, etc, everything cept powerfc)

they covered us well when wifey smashed up the mirage

i dont see us having any problems with the skyline

[CSNet]

Do any insurance companies actually pay out (not accept the cash) if a P plater has a prang in a skyline (R33 GTST, which is illegal on P's).

thanks