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How do you guys afford such nice cars?!

Jaxe

By Jaxe,
in General Automotive Discussion

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uneekwahn Grand Master

uneekwahn

Posted
Posted

Banks wouldn't loan me the money for my 96 SII Gts-t because it was a 96 model, but they'd have happily loaned me a couple grand more to get a 97 SII Gts-t.

I told them to eat c0ck, and ended up getting my parents to let me use some of the line of credit they had on their house.

I now make fortnightly payments to them, at half the interest rate the banks wanted, and will have the loan paid off in half the time.

lwells Grand Master

lwells

Posted
Posted
My mother is a DON (you know what that is).

I always knew your mother was a bit manly :P

Lets see, I work in IT, but only part time and earn a pittance -- my boss agreed to an increase 10 months ago and still hasn't started paying me: bitch. Anyway, I am in the third year of my..... arts (for the illiterate out there, that's history, etc, etc, not visual arts) .... degree, so I guess my money making opportunities will come in about a year and a half once I graduate with honours.

Regardless, I have managed to save about $13,000 in the past 4-ish years, most of which I now have sitting in an ING direct account. Tempted to invest it in something, but I don't like the look of the property market at the moment and shares are a gamble I would rather not take. Thankfully I am leeching off my parents for the car :D

LW.

09ONE_32 Collaborator

09ONE_32

Posted
Posted

I work at Woolworths, make pretty poor money (in the scheme of things). But Yeah lots of hard work and saving, and of course you will have to go without things. Im 19 and living at home. I have SFA posessions, no dvd player or vhs player or PS2 or even a colour TV in my room (also no girlfriend). People tell me that I work so long and hard and I have nothing to show for it, (drive my shitty old VL to work), I just tell them next time they pop round, to check out whats in the garage nextdoor, usually shuts them up. And hey who said you have to give up drugs...

riceline Community Regular

riceline

Posted
Posted

i was 18 when i baught my skyline it was my 3rd car (none of them written off or dammaged) and I got a lown for the money. All in my name no gurrantors or anything... and yes i work in IT.

The car now has a RB31det in it and goes rather well :P

siksII Grand Master

siksII

Posted
Posted

had a swift gti from ages 17--19 and bought a 1996 r33 gts-t (had two cars for a period) when i was 18, and just sold a month ago after owning it for a year..

the whole time i studied full time and worked nights... i saved for half of the first car then borrowed and paid back the rest... the skyline i borrowed 12.5 grand for, and had the rest saved up.. now after selling i have $15 grand in savings, but no skyline(or licence for 4 more months)

oh yeah and i am studying IT as well... networking.. i have 20 hours a week of classes and 30 hours a week of work, so i dont have much spare time but make the most of it :)

The_Paladin Experienced

The_Paladin

Posted
Posted

it's just the choices you make..........you guys are spot on about not smoking, drinking.

anyone can get a skyline if they get it on a loan. but if they do kiss goodbye to freedom for a few years. you cant do stuff like quit a full time job to go look for another one because you think the boss is a nob (something i've done). if i had a car loan to pay off i'd think i'd still be in that place feeling damn pissed off. pay it all off, if you need a loan you cant afford it. if you cant afford it dont buy it. banks are there to screw people and make money.

like i said, choices. %99 of people under 21 who own a skyline live at home (no/cheap rent bills, food etc). is there anyone here who's an exception?? who here under 21 owns and maintains a skyline under their own earning and lives out of home..........i'm sure there's some.

nmcmahon83 Proficient

nmcmahon83

Posted
Posted

I work as a trainee accountant, doing uni part/full time, work full time. I took out a $12k loan as I thought i was going to buy a silvia, came back from sydney with an R33... lucky i had $6k savd up plus some inheritance money. Apart from initial lay out, insurance running costs etc are roughly the same and the car has more street cred than a sil so i am happy. Been about a month and i'm almost payed off my credit hard from insurance, rta transfer etc. After than it's smooth sailing til i want to move out of home.

wreckedhead Mentor

wreckedhead

Posted
Posted

well i think that most people have to know by now hat most wrx's and skylines on the road are most probably leased, or have pesonal loans on the car, casue you wont be able to get insurance if you owe money on it. For people not living in sydney and buying and selling property, units and small houses, and making small money eg 20-50's. you should come to sydney and try and buy a unit/apartment and make money on it, most people struggle to buy anything casue house and unit prices are reduculous, you cant buy a house for under $600,000 near the city in a shitty area, let along in a good area.

i bought my car for the investment peoperty i bought in the city, i have $460,000 owing to the bank, that includes my car and most mods i have and are doing, i bought the place for 550,000. and now its worth over 900.000 so really my car doesnt cost me anything casue the money i bought the car with was equity from the loan. so if you have an investemnt property you can easily afford a gtr or porsche or what ever you want, if you dont have an investment property, then sorry your badlluck

Mr. Oizo Grand Master

Mr. Oizo

Posted
Posted
I sell body organs. Not my own though - so if you wake up after a hard night on the piss with a bandaid and some panadol then I may have paid you a visit :P

omg.. why did u dig up this old thread?

LaL Rising Star

LaL

Posted
Posted

i work 6 days per week and 10 - 12 hour shifts ( sometimes even 7 days per week ...

Im a brick layer... and live with my parents.. thats how i bought all my GT-Rs.

and i usualy sell them for what i payed , since GT-R's dont go down much in price now days anyway

kor_gtr32 Contributor

kor_gtr32

Posted
Posted

It's good to hear many IT employees own skylines. :P

I am also working in IT industry as an web developer and I am planning to buy

'89 Skyline GTR 32 end of this year or early next year.

Hope I can post my GTR's pics in this forum someday..

Cheers guys

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