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How do you guys afford such nice cars?!


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I'm in Finance; money is good, lifestyle is ummm questionable :) Pretty relaxed literally playing with money all day long :) (pity it's not all mine)

How did I afford my car?

1) Save up a healthy $15k in disposable income (for random crap)

2) Do research into the car, finance and insurance. There are a lot of competitors out there who want your business.

3) Have a set plan in place for budget (in line with your pay frequency)

4) Keep a straight head when modifying your car.

That's about it.

Any of you guys know of an easy way into IT? Sounds interesting from reading what you guys do :)

S

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hehe, an analist giving dicktation... oh man.

hahaha :lol:

I saved up $17,000 for my NA R33 (Car was only $12,000) with casual employment at a supermarket. I hate my job but at least I have a decent first car to show for it.

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Oh yeah, some might disagree with me but after doing the numbers in both short + long term/s, I've found that the best option for finance are as follows (in this order):

1) Re-draw from home loan

2) Personal loan (if the IR is low enough)

3) Car Loan

* I have left leasing via salary packaging out as it can work adversely if your salary level is not high enough.

S

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Real Estate agent - good money, work own hours

On the downside: um, the weather can be bad sometimes?

Failing that i spose i could begin pimping myself? whats the going rate for a man whore?

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From my experience:

Buy a cheap house as soon as you start working, this stops you getting into the habit of having money (after being at school, uni, on the dole for awhile you can live on anything) and make sure to pay alot more than the minimum repayments.

Drive a low maintenance, low fuel piece of crap holden nova for 8yrs.

Once you have enough cash available in redraw on home loan go and buy the sucker outright. The arguments on here for never owning a car are legitimate but I did find a big difference in insurance quotes when I let them know the car was owned and not financed at all.

- Now the happy owner after oh so long of a 2000 2 door bayside GTT and pretty damn sure the novelty is never going to wear off.

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work farkin hard, it's simple. also living with your parents will help heaps, although may end in you killing yourself or possibly one of them...

i work 5 days 9-5 and also work a cash job several nights a week. have my 2nd 33 and now have purchased my first house.

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