Just Car Insurance

[evil_weevil]

sivak - I can undterstand what your saying mate - its like gamlbing - its a risk people take!

myself - I just dont trust half of sydney drivers - cept those guys who you pull up next to a set of lights at the blue gum pub

[D_I_F]

Some very expensive insurance floating around so it seems...

I'm paying $1800 a year with Famous and the car is insure for $45k...

How did you get that.. mines under market value and they said i would need someone to have it valued to have it under and agreed value.. >.<

[evil_weevil]

valued to be on market value?

how does that work??

I guess with imports its a different kettle of fish

[D_I_F]

valued to be on market value?

how does that work??

I guess with imports its a different kettle of fish

I know but if Stan has his on agreed value and with the same company as i am WHY ISNT MINE YOU KENTS!

[satanic]

I knew it would cause some commotion so here it is...

Originally had the car insured with JustCars for $28k + mods when I was 19, they charged me $2500 for that year. I had a crystal clear driving record and was on the absolute maximum NCB. A very very sweet phone call with one of the JCI reps also made my deal a bit sweeter too.

Come renewal time, I was short on cash and did not want to pay the $1800 that JCI wanted for the new premium - I also took this oppurtunity to declare all my new modifications.

I shopped around and found Famous - told them I heard they were great, had a few friends with them (this is for real), held a CAMS licence, part of a CAMS club, taken a few driving courses, had an alarm, lived in a suburb with 0% crime, garaged the car, etc etc. Most importantly I told them I was making a decision between them and JCI

The took the bait... awesome deal - paid there and then over the phone. Rep was really helpful too, but I did have to call back 2 weeks later to ensure my modifications were on pen and paper though.

[evil_weevil]

arent they underwritten by an off shore company? - famous that is

quite a few people have been "wary" of them thats all

[satanic]

Don't have the exact name of the underwriting company but it's something Holdings.... not too fussed so long as they pay up IF something goes wrong.

[D_I_F]

Famous is now underwritten by Calliden Limited

they just had recently changed to the above mentioned..

[Beer Baron]

here is a big tip for you all. stop comparing your insurance quote to the guy next to you. it's completely irrelevant. so many factors go into them determining your premium and excess so just accept that some people pay less than you, and it may not seem fair. focus on what YOU are paying and ring around and get some quotes. that's the only way to do it.

[wilch]

here is a big tip for you all. stop comparing your insurance quote to the guy next to you. it's completely irrelevant. so many factors go into them determining your premium and excess so just accept that some people pay less than you, and it may not seem fair. focus on what YOU are paying and ring around and get some quotes. that's the only way to do it.

This is very true. I once got a quote and gave them the wrong postcode (one suburb over -> less than 2mins drive), difference was $800....

[silver gts-t]

i had an accident history and within 3 years and i was getting quotes of $3500, just over the past few months the 3 years passed. i called Famous and JCI and they both only wanted $1500, goes to show...

only difference between the 2 was famous would insure it for more.

[SL33KY]

I am a 19 year old and am with Just Car Insurance. I tried Young and Cool, Shannons and NRMA and they would not even look at insuring me. I only pay $2800 a year for insurance so I have to say Just Car is the way!

[SL33KY]

I am only new on here... Can someone tell me how to change the engine type that comes up when I post? I have an RB25 motor in my car not the RB20E that automatically comes up.

Edited September 20, 2006 by SL33KY

[evil_weevil]

here is a big tip for you all. stop comparing your insurance quote to the guy next to you. it's completely irrelevant. so many factors go into them determining your premium and excess so just accept that some people pay less than you, and it may not seem fair. focus on what YOU are paying and ring around and get some quotes. that's the only way to do it.

ah mate, Im not worried - I know ive got a great deal - I was just trying to give advice and discuss stuff

the risk determins everything - I know that

[Sl!m]

I am only new on here... Can someone tell me how to change the engine type that comes up when I post? I have an RB25 motor in my car not the RB20E that automatically comes up.

the engine type is associated with the amount of posts you have, the more you make the better your engine will be. you can also go to your control panel and change your member titles to whatever you want

[d00dz]

the engine type is associated with the amount of posts you have, the more you make the better your engine will be. you can also go to your control panel and change your member titles to whatever you want

[blk180]

Just done the just cars thing and was 2200 to insure my car for 18500. not to bad but i may ring them i want it insured for 22-23k lol.

Brad

[satanic]

My only question is; do the insurance companies gauge "traffic" offences as ALL offences that carry a demerit point? Or are they only interested in stuff like negligent driving, speeding, recklessness etc?

[evil_weevil]

All infringments - cept parking fines - unless the parking fines add up to a suspended licence then they would obviously like to know bout that!!

[hanyou]

here is a big tip for you all. stop comparing your insurance quote to the guy next to you. it's completely irrelevant. so many factors go into them determining your premium and excess so just accept that some people pay less than you, and it may not seem fair. focus on what YOU are paying and ring around and get some quotes. that's the only way to do it.

good point beer baron intiially the thread was about IF i could pursue my lower quote amount since they gave me one (and i do assume by law if you are quoted for it, they have to live up to their side). i guess this thread went abit off topic hahaha