Insurance - I Think Im Dead :)

[TrentGTR]

Hey guys ive just been studying BULK on insurance in WA....

tomoro morning im calling Just Car Insurance on a quote :'(

Heres my details :

17 (Turn 18 on Feb 1st)

Had my licence since Feb 06

Written 1 car off ( i crashed into the rear of someone)

Buying an R33 GTR V-Spec 95 @ $30k

No speeding fines / charges

So whats the bet guys LOL

I will post up the quote tomoro....and yes....my balls have shrivelled up and im shitting myself

[Pulp]

Try Shannons also, say you are part of a car club, couldn't tell you if it is any cheaper than Just Cars, but worth the try.

Good luck!

[big col]

lol goodluck! If your under 25 its near impossible to get insurance (in WA atleast) from any company other than JustCar for skylines. JustCar will probably offer a ridiculous excess, but they'll probably be the only company to insure you I hope you get a good quote, and if not, hope you can get a quote from another insurance company!

I rung a whole bunch (had a list) and every one i tried had an excuse, dont insure imports, dont insure under 25, etc. Its quite sad really... ended up going with just car insurance third party fire and theft with a fkn ridiculous excess of $2200... my history is a licence cancellation for an excess 0.05 offence and I'm 20. Damn not being able to lie to the insurance companies so they cant discriminate and rip you off!

[chock]

oh well, insurance is a must...for such an expensive toy ($30k)

yup, u definitely need comprehensive...the most impt is tat u get to walk away

after you TOTALLED a porsche...if tat occassion ever arises =)

i think..it should be ard the 4k mark or maybe slightly higher..

[dan_the_man]

your excess with just cars is going to be a killer.

add $1000 more to it just because ur car is a GTR

[Munkyb0y]

yeah, just cars standard excess is 1500.

that's where they screw you.

[eMsta]

95 gtr v-spec for a 17/18 year old?? might as well sell any personal possessions that you have to insure that car.....

[J_R32]

they say if u can afford the car..u can afford to keep it. including insurance....

so they say.

[Munkyb0y]

that's spot on. when you purchase a car, you should actually add insurance costs to price, and if you can afford it, then go forth, and maybe a bit sideways too.

[dan_the_man]

Hey guys ive just been studying BULK on insurance in WA....

tomoro morning im calling Just Car Insurance on a quote :'(

Heres my details :

17 (Turn 18 on Feb 1st)

Had my licence since Feb 06

Written 1 car off ( i crashed into the rear of someone)

Buying an R33 GTR V-Spec 95 @ $30k

No speeding fines / charges

So whats the bet guys LOL

I will post up the quote tomoro....and yes....my balls have shrivelled up and im shitting myself

why didnt u get a fine for crashing into the rear of another car? If it wrote your car off it would easily be over $1000 damage unless u had a total shit box...

Usually you would get a "driving without due care and attention" charge

[FLYIN_HiGh]

I'd be gettin some expierience out on the roads for a while b4 jumpin behind the wheel of one of those puppies...

just my 2c

[KeeFy]

they say if u can afford the car..u can afford to keep it. including insurance....

so they say.

Agreed. 30 grand for a gtr and if you can't afford the insurance, then dood, there's something wrong. You're pushing the boundaries of your allowance too much. And the fact that you've totalled a car dosn't sound promising. Add onto the fact u've only had ur liscence for a few mths only + you're just turning 18. Recipe for a few grand insurance premium.

Anyway, good luck on the insurance.

[TrentGTR]

The car i crashed into was my mates car, we didnt report it, SOMEHOW i drove the car home LOL

It was a Nissan Pulsar SSS

When we got home, made a claim, didnt tell the cops, and the insurance comapny wrote it off :S

Also, im not a immature driver, with the GTR im driving like a granny mate

[dan_the_man]

lol u just admitted to breaking the law. its an offense not to report it. The insurance company usually asks the cops for a copy of the report you are meant to make... sounds very dodgey

And saying you will drive like a granny... mate ur playing with urself if u believe that. guaranteed after having it for a day u'll floor it at some stage or another... who wouldnt.

[hanyou]

Hey guys ive just been studying BULK on insurance in WA....

tomoro morning im calling Just Car Insurance on a quote :'(

Heres my details :

17 (Turn 18 on Feb 1st)

Had my licence since Feb 06

Written 1 car off ( i crashed into the rear of someone)

Buying an R33 GTR V-Spec 95 @ $30k

No speeding fines / charges

So whats the bet guys LOL

I will post up the quote tomoro....and yes....my balls have shrivelled up and im shitting myself

hey mate wen i got insured wid justcars wen i got my 33gtst valued for 20k it was $4800 lol.

same record as u but i crashed into someones front yard brick fence lol and also had a neg driving charge

soo u better hope u live in a non-crime area hahahah..

FLYIN_HiGh is right as well.. get some driving experience (not driving hours, advance courses to learn the car) dont bother racing other p platers u already know ur gna win lol, the 'R' should explain it all

r33 gtr isnt your runabout thrashy car lol u cud seriously get hurt. i aint saying dont buy it. i think you should LOL i wish i had that car at 17 but be carefull, dont wana see ya on the news (knock on wood we dont)

[KeeFy]

I ain't saying u're a hoon dude. Somepple at 40 yrs old still drive as thou their brains are stuck up their arse. But it's all the factors that adds up. The fact that u made an insurance claim which wrote off ur car is a record for them to pump up your premium. So what i'm gettin at is all your stats gives the insurance company a chance to give u a killer premium.

And the insurance companies will go >>>>

[TrentGTR]

Got the quote.

Annual Prem = 4221

Access = 2100

oh god....

[Jdfnq]

Got the quote.

Annual Prem = 4221

Access = 2100

oh god....

Ouch!!!

Wait for all the little extras that Just cars add on to the excess if you have a claim

Good luck

[FLYIN_HiGh]

Yeop! and trust me it hurts big time when it comes time of the year to pay that bill again !

[gel]

Don't forget... maintenance on a GTR = big $$$$...

I was going to buy a GTR before deciding on a GTS-T until I saw my mates who owns GTRs live like a poor bastard...