Insurance Claim Question

[mle808]

Hi fellas,

Yesturday (black friday.....) i got into a smallish accident. This woman was trying to get onto the left lane from a carpark driveway and crept out too much as i passing on the right lane, she hit the passenger door all the way to the rear pods. dented in the door, side skirts and bit of rear quater. Oh my sexy pearl white

shes been kind enough to sort everything out wiht insurance on her side within 30mins of the accident, we are both on 3rd party. what im worried about is if her insurance comp sent out a insurance inspector, will that person try to deny a payout due to any illegal mods??? no illegal mods have been damaged tho.

Has any body got expirence in this type of situation?... Any info about a similar situation, result of claim and payout will be greatly appreciated. I need to ring them first thing monday, so would be nice to have some info beforehand or if need be bring parts back to stock in time.

thanks in advance!

[LBR33]

Since your not at fault the insurance company wont be worried about your car and its mods as they will be sending the repair bill to the woman and it wont cost them money. If you were at fault thats another story

[mle808]

Since your not at fault the insurance company wont be worried about your car and its mods as they will be sending the repair bill to the woman and it wont cost them money. If you were at fault thats another story

hi, thanks for the response.

Her insurance company will actually be paying for it, as she has made the claim already and paid the excess.

So what im basically worried about is, if Her insurance company will try to deny a payout.

Since I am on 3rd party insurance, my insr. company will not act on my behalf, if that is where your confused.

[mad082]

but since it was her fault there is little that they can do to deny you a claim.

[mle808]

but since it was her fault there is little that they can do to deny you a claim.

hey mad082, you sure this is the case?

has anyone else actually had solid expirence with a previous insurance claim where they are not at fault with mods?

[mad082]

the only way they can get out of paying due to mods is if the mods contributed to the accident. so for example if you had a bov, they can't say that the woman hit you because of the bov.