Jump to content
SAU Community

Recommended Posts

Just wanting to know what other people paid for there insurance....only place in Aus that would insure me was just cars and it cost me $1800 and like a 2000 dollar excess........!!!!!!!!!!! but i had no choice but to go through them...if ne1 found a better insurer pls tell me for future insurance. lol

1995 m-spec GTS-T with a couple mods..nothin special

btw im 19y.o

:happy:

Link to comment
https://www.sau.com.au/forums/topic/141548-insurance-for-under-25s/
Share on other sites

sounds about right man i have a S1 Rx7 many years ago was stock no turbo and was paying 1500-1600 cant quiet remeber

did you try young and cool insurance or even famous

http://www.youngandcool.com.au/

young and cool wouldnt insure me cause im too old :happy:

I wouldn't touch young & cool. When I first bought my 33 & was 23 they wanted a fortune to insure me (rating 1 something like $2300!) & their policy was crap.

The other options I had was Just Car Insurance, Unique Car Insurance & Shannons. Both unique car & Just car insurance wanted more to insure me & their conditions were not as goon IMO.

Unfortunantely I've had to use my insurance more than once with them & apart from one problem I had with them (& was resolved) they've looked after me very well.

my insurance was due 2day...$908 just cars full comp rating 1

i tried getting a better price but they wont budge lol.

the excess is the killer, when it comes to a car work 11k, id just get 3rd party (thats wat i did with my old GTS cos it was worth 11k), cos if ur gona pay 2k premium + 2k excess, theres half the cars value anyway, u could prob get close to taht if u sold it for parts if u wrote it off, and if its a small crash, do the repairs urself and save the money. :happy:

I'm 22i have a 95 GTST Mspec and its costing me $1058

I'm pretty happy with it as it was going to cost me more to insure a newer (98 - 99) Honda Accord!!!!

who was that with i think im paying $770 full comp :happy: with arround $1000 exces and insured for $21,700

Vange try Famous Insurance

Edited by Madaz

I'm 24, rating 1. I was paying just under $900 with Just Car, but have recently switched to Shannons. It is a couple of hundred bucks more expensive, but we get a bit of a discount for having 2 cars with them, plus their excess is much more reasonable (about $1,600 less) than the one that Just Car has.

Up until recently, I was using Just Cars Insurance. Renewal was $880 on full rating 1 with an excess of $1100. They offer a "Rating One Protection" for a few bucks more which is worthwhile.

The problem iwith Just Cars is that you have no choice of repairer. This may not be an issue to some of you but when you're paying alot to insure your pride and joy, you want to know that whoever does the repairs will do the best possible job.

I went through this exercise recently as some prick wrecked my rear quarter while the car was parked in the street and never left a note. Had to pay the full excess out MY pocket. So I went to my choice of repairer and got a quote only to be told by Just Cars that I had to get a quote from one of THEIR selected repairers also. Guess who they picked!!!

I have been recommended to H2P Insurance (it is part of the RAA). Prices are pretty much the same as Just Cars but more importantly, you get to choose your repairer.

I believe Shannons also offer choice of repairer still.

i got recommended H2P checked them out and found they were deer and dont think they did pay by the month they did have an ok agreed value though

shannons wouldnt insure me cause we dont have a lockup garage

that left renewing with Just Cars which i really wasnt happy with there agreed value of 16g

so i looked into famous which was talked about by others on this board as being reputable insurer so i went with them a straight cash payment would of seen my insurance @ $700 full comp rating 1 for life but i didnt have the cash so its pay by the month with 10% on top with agreed value of high $21'gs

try vigil, i'm with just cars at the moment but when my policy runs out in december i'll either be trying them or Shannon's. Shannon's will only touch you though if you hardly drive your car and are a car club member etc.

I wish I could change from JCI but noone else wants to insure me at a reasonable rate cos my driving history isn't all that great, even though I've never made a claim or been in an accident. Ah damn speeding fines... I remember Shannons basically told me to get f**ked.

Shannons are the way to go. However I do believe they are pretty strict on under 25's so being 19 you might not be in luck.

If you're going to have a turbo import expect to bent over on either price or policy restrictions with any insurer. If you find one tha is cheap, there will no doubt be a reason for it so make sure you read all the policy clauses.

But if you're interested there is a long winded thread here:

http://www.skylinesaustralia.com/forums/in...showtopic=12142

_8OO5TED_ (Matt) mentioned he worked at Shannons. I contacted him to cover my car and got a good price and flat $500 excess. His role has changed at Shannons so the dude you can contact now (i think still) is GTRSOUL.

his post about it is here:

http://www.skylinesaustralia.com/forums/in...t&p=2284980

- Flat excess

- Pay by the month

- Will still cover you if someone else was driving (higher excess)

etc

I was with Just Cars (who were fine) but after needing to make a claim for a break-in and the excess was 1400+ the decision to change wasn't a hard one.

:)

Edited by GFXman
I went through this exercise recently as some prick wrecked my rear quarter while the car was parked in the street and never left a note. Had to pay the full excess out MY pocket. So I went to my choice of repairer and got a quote only to be told by Just Cars that I had to get a quote from one of THEIR selected repairers also. Guess who they picked!!!

I have been recommended to H2P Insurance (it is part of the RAA). Prices are pretty much the same as Just Cars but more importantly, you get to choose your repairer.

Yeah i had problems with Shannons they quoted me $2000 a year for just me as a driver and i have a clean driving history, where H2P i am paying $110 per month which is a little easyer to pay then Just car insurances one off payment. As what was said H2P you get to chose your repairer where with Just car your cant, But remember its all good with insurance i would hate to not drive my line without it :)

and BTW always ask lots of Questions like what you are covered for and what your aint and allways make sure you get a Statment of Advice before you chose the insurance policy because if you rush in to it and just sign the dotted line thats how you might get ripped off trust me i used to work in Insurance

I'm surprise some of you guys have had so much trouble with shannons. I'm not in a club or anything, I don't have a lock up garage (only a carport & thats what I told them). Though I didn't have any speeding fines to my name of any sought.

And yes the do give choice of repairer & agreed value, which is always a good thing to have.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now


  • Similar Content

  • Latest Posts

    • I'd suggest the answer to the first question is at least a qualified "yes". I'll come back to that. Pineapples just don't do a lot to solidify the mounting of the subframe. They do a little bit, and that little bit was clearly helpful to me in the past, but the main thing they are intended to be used for is to tip the orientation of the subframe to try to either dial in more or less anti-squat. You can install them one way to try to increase launch traction, or the other way to try to increase lateral grip (at the notional expense of longitudinal traction). Or, as I did, you install them neutral, which only really offers a little bit of "snugging" up of the subframe. When I did pineapples, that was the only option. No-one had a machined alloy collar like the GKTech ones. There were some other options, but nothing like the slip in collars. And it is clear from looking at them that they occupy almost all the free space inside the rubber bush, so they will do a lot to stop them moving internally. So I thought, "that's the game for me!". Obviously the next/adjacent step is poly bushes, but what's the point in doing that with all the work and hassle required to change them over, when jamming (and I mean literally jamming) some alloy into the rubber bushes probably gives an equivalent, or possibly even superior result? So, to go back to your 1st question, I would suggest, for the investment of <<$100 and a morning spent lying under the car swearing and getting some sore fingers, it is certainly something you should try. Who knows? Maybe your situation is so severe that it doesn't solve it. But it might help a lot. If your problem is as severe as you say it is, the next thing to look at is what the rest of the bushes in the rear end a made from. Things like the Hardrace arms with hardened rubber bushes might be a good thing (for the purposes of having adjustability AND stiffer bushes). Otherwise, just poly bushes throughout could be a help. Or following in my fever dream footsteps and putting a lot of sphericals into the rear? Eliminate undersired movement to avoid the build up of resonances that cause the tramp. Also, if you have adjustable uppers in the rear, and you haven't put effort into adjusting the traction arms to minimise bump steer, there might be some advantage in that. If you don't want to go to the effort of doing it yourself (like I am pretty much forced to in Adelaide, owing to a lack of race alignment specialists) then surely there's a place in Melbs that is able to do it. It will cost $$, But that's life.
    • As someone who has pineapples, and horrible axle tramp... should I change these to collars? Is that what you're saying here? Why did you choose these instead of getting pineapples where you said you had good experiences of? I'd love to even attempt to get rid of axle tramp, I either get complete bogginess or absolute insane wheelspin, anything even remotely in between results in filling-removal axle tramp, to the point where launching the car is just not something I do.
    • Lucky for that, because putting ethanol in fuel only lowers the bulk cost of fuel if it's in 91 Add it to 98, 85% of it even and it quintuples in price. Strange physics. f**k you United, Gouging c***ts.
    • Not noticeably. Arguably, the catless turbo is going to work harder in a different direction, as it will spool up faster, go to higher speeds more easily. Only if it was tuned in the original condition. If it was a stock tune, using the AFM before and after the cat/dump change, then no, no retune needed. If the car is running on a MAP sensor, then it might well benefit from a retune. It might even run a little dangerously without a retune, but it could quite easily be fine.
    • We had this blend that uses 98RON + 10% Ethanol which brought it to 100RON. It's no longer available anymore unfortunately.
×
×
  • Create New...