Whats Insurance Cost You?

[3intheBack]

Shannons told me mods arent an issue unless you want to recoup the cost of them when its a write off. And mods are an issue if it can be proven that they caused the accident.

For me $800 (I think) for 25K. Based on the wife who is 27. Otherwise it would have been $550... I was chuffed to say the least.

[GoldZilla]

ACV30 Camry Sportivo with a 1MZFE V6 in front of a 5 speed manual.

Makes 147kw at the fly wheel, tops out at ~5500rpm in fifth at ~220-230kph

Not sure on the 0-100 but definatly will pull a 1/4 mile time around the high 14's, maybe low 15's, which is pretty quick for a Camry IMO.

With the manual box has some hardcore traction issues in the wet, with new tyres it frys 1st and 2nd, spins 1/2 of third too. In the dry, will comfortably loose traction at 60kph after a clutch popping.

Only gripe I have with the car, has really strong oversteer, yes, oversteer, tendancies on high speed sweepers and also under braking the rear comes out a bit. Understeer on hill climbs is also non existant, apart from corner exists in the wet when the wheels spin and the car just floats, but thats controllable.

Not too bad on the fuel, ~9's on the highway and I do around 15's city, but I drive with lots of RPM..

Definatly reccomend a V6 manual Spotivo to anyone that is looking for a very decent performning, comfortable, NORMAL family car.

My old man's got a Camry Sportivo too (2003, I think?), and if it wasn't for the fact he pussied out and bought a 4cyl Auto, it would be a great car! He's also got a 2000-model Audi A4 1.8T (FWD, Tiptronic Auto), and if it wasn't for the fact that the Audi was turbocharged, I'd prefer to drive the Camry.

The Audi's (standard) suspension is HARD, and the tail end skips around on bumps and irregularities when you hit them mid-corner... The Camry handles AND rides a lot better than the Audi. Like I said, if it wasn't so gutless as an auto (or had more gears to make up for it), then I'd rather take the Camry out 90% of the time.

[beastien]

I'm with shannons, 28 year old, all mods listed, agreed value of $22k, $1666 per year.

Must be my postcode causing such a high price, I see younger people than me on here, with much cheaper insurance.

Thats life I guess.

[SLO-N-STEDY]

Well guys I think im just gunna have to bite the bullet and go shannons. choice of repairer, and I get the car back. JUST CAR only give you the option to buy the car back. but you can chose repairer if you like, as long as they give you decent price they'll take it.

camry's, audi's, lol there all slow, straight line or corners. Ive beaten a new camry to 190kph in my mini. and I bet i could get them round corners to. he he

[Jdfnq]

jdfnq think insurance will vary between a coupe and a wagon??

I'm 31, pay $900 a year for mods, never garaged with a speeding fine in the last year lol

Area also makes insuranve variable so...

It should be cheaper with the wagon I would've thought

I listed all my mods and there was no real extra I am 31 and I think that it is $780 per year, but the best thing about Shannon's is that the excess is only $500. When I looked into Just car, they wanted $500 for this and $500 for that and i think $250 for something else..... Just waaaay to expensive........

Good luck

[IMPORTD]

well going on all the different variables, I guess its all up to who takes ya call on the day. IF the boostzor (whatever his ID is lol) did do deals for members here, then that prooves it. I certainly wouldn't mind a deal but if the time comes that I need to claim and something wasn't covered, they will find that small thing that wasnt covered and your stuffed.

Shannons are good with the options, slo-n-steddy - choice to have the car is extra I think.. if you're not sure on something, pick thier brains. And read the policy when it comes in the post.

[SLO-N-STEDY]

My current policy lets me keep the wreck. touch wood I never have to claim that. so i get to just swap my policy over. it'll be even less to cause I nominate that I only drive 3 or 4 days a week. public transport is your friend.

Just Cars excess for me was 2100 bucks.

[Jdfnq]

well going on all the different variables, I guess its all up to who takes ya call on the day. IF the boostzor (whatever his ID is lol) did do deals for members here, then that prooves it. I certainly wouldn't mind a deal but if the time comes that I need to claim and something wasn't covered, they will find that small thing that wasnt covered and your stuffed.

Shannons are good with the options, slo-n-steddy - choice to have the car is extra I think.. if you're not sure on something, pick thier brains. And read the policy when it comes in the post.

I didn't get a deal.....

just called and told 'em what they wanted to hear

[IMPORTD]

there are more R33's then there are wagons, that plays a big part in the insurance costs

[Jdfnq]

there are more R33's then there are wagons, that plays a big part in the insurance costs

Yeah I didn't think of that

I just figured that it being a family car that it would be cheaper....

my bad

[IMPORTD]

Yeah I didn't think of that blush.gif

I only did then so

[GoldZilla]

I suggest you send a PM to _8OO5TED_ and see if he can help. AFAIK, he still works for Shannon's, but in a different section. Worst comes to worst, he can put you in touch with someone in the right section...

I spoke to him around 2 months ago, and he helped me out, even though he'd already started in his new role there.

Linky: http://www.skylinesaustralia.com/forums/in...hp?showuser=979

[SLO-N-STEDY]

cheers guys. i got a quote waiting for me. might PM that guy see what he can do if anything.

cheers for all the info

[skidkid]

When we were looking at buying the Stag (October/November last year), Sheri made some calls and Shannons told her that because the car would be a daily driver they didn't want to insure it. It's currently insured with Just Cars $700ish for the year and $1100 excess......that's based on Sheri, 26, rating 1, and we're in Tassie too........

[Ska]

Yeah it really depends on who you are talking to, when I first bought my stagea, I rang shannons up three times and got three different stories..... The originally went with Unique Car Insurance, but now happily with Shannons.

[SLO-N-STEDY]

Geez you start early SKA (Today, 07:15 AM)

yeah I rang up again, and got a different quote. weird.

[Ska]

nah not really, no dst for me in qld, and I start work at 7:45am, but just got on then after making coffee, answering emails, blah blah blah

[Tangles]

yeah, I was with Shannons originally, rang a few times until I got the price I wanted to hear..... just on 1g pery year, with basic mods. 29 this week, owned nice cars/bikes always comp insurance, rating 1 etc. Chatted to 8OO5TED and got all my mods listed for like $10 bucks extra.

pay by month, with my Stagea, wifes Nubira and the Fireblade all on the 1 policy.

[Terminal]

I finally got insurance last month. been driving the stag for 2 years with nothing on it. I figure, i don't want to have an accident, so i won't. plenty of near misses, never my fault though.

under 25, so went with Just Cars, $1700 with every little mods, including the stereo, wheels and leather trim covered. i think it was about $2100 excess though. also got my g/f's Corolla Sportivo Turbo covered, $1200 plus mods and a $1500 excess.

Funny thing was, Just Cars were cheaper than NRMA for the corolla. it's an aus delivered car so i figured NRMA would be the cheapest, but they is the suck. i couldn't figure that one out. I'm 25 in just over a year, so i'll jump onto the shannons bandwagon then.

[KR.15.YS]

I'm wit Just Cars have been for 2 years. Cannot fault them..

My cars is insured for $23K from memory wit all mods and a daily driver.

I'm 24 and it costs me $1500 a year..

Even wit all my speeding fines...

So I can't complain..