Finance

[mic087]

gday all,

jst wondering if any1 knows of a good finance company that specilises in bad credit ratings?

Few years ago when i was young n stupid i didnt complete re-payments on my loan and bam bad credit rating now... so yeah any1 got any ideas?

Looking at getting a bike so i dont have 2 drive my track car each day... need about $7g... thanks in advance 4 ne1's help!

(Hope this is in the right forum also !)

[Suspense]

ummm, you can't get a 7K loan?....

[evil_weevil]

whats that dude,

"the bad credit experts.."

zenium or something?

xenium?

dunno - sopmething along those lines anyway!

[Beer Baron]

firstly go to baycorp advantage and apply for your credit history so you can see exactly what your credit history is.

try leasing/financing it through a small financing company. I know of EFS but i think they will only do it if you say it's for your business.

[sh@un]

*cough*

For those that aren't aware, you will have to pay baycorp to show you your credit rating.

[Link]

I got jacked by St George a few years back - As a result i have a default against my name - Legal aid said i had a case to sue but in the end would have cost me more to go to court than to just pay out the loan and cop it on the chin

I have since enquired about loans and most places stick their nose up without finding out the story

Foxsymes helped me out immensly - It may be wise to contact them and they can give you some idea as to what you can & cant do

If you have paid out the existing loan its a good start - if not, then its a bit harder

There are places who deal with bad credit ratings but their interest rate is through the roof

Good luck with it mate

[Duncan]

actually you can get your file for free, details are here: http://www.mycreditfile.com.au/credit_wort...ult.aspx#Guide2

we had to remove an incorrect entry in the past, someone signed up a phone in Kel's name (different address and no relation, but they stil recorded it)

But that won't help if you genuinely have a credit problem....you need to find the bad credit lenders.....

[Beer Baron]

*cough*

For those that aren't aware, you will have to pay baycorp to show you your credit rating.

no, baycorp only charge if you want it instantly. they have the slow ass service which is free (at least they did when I used it).

[Beer Baron]

my cousin nabil also lends money and deals with bad risk borrowers. the vig is 3 bills a week and if you default he wont mark your credit file, he will mark your face. check him out at www.loanshark.com