Insurance Recomendations

[sillylankan]

hey, about to get my car soon, and trying to figure out which insurance company is the go, most likely to be 3rd party + fire and theft, but if full comp is not over the top, i shall consider it. I am 18, having just got my licence.

the car is a 1996 R33 Gtst Automatic.

Thanks for your help.

[paulr33]

get full comp, can u afford to throw 15k in the bin?

if yes then get 3rd party, if no then get full comp

just cars will be your best bet

racv wont touch grey imports

btw manual is more fun and has better resale value

[saff_cossie]

If any of it is financed there might be a pre requisite for full comp.

Agree with Paul, manual FTW.

[sillylankan]

nah, paying cash, just got a quote from just car, $2973 !!! full comp

looks like its 3rd party + fire and theft - $540

i would have got a manual if i hadnt got such a good deal on the auto.

[arep3]

sports car + 18yr old = almost certain to do the inevitable. yes 3k for insurance is bloody expensive. i dont think u will get any cheaper though.

being 18 wouldnt that car be the most expensive thing you own? your better off forking out the full comp. i did. im glad i did

[sillylankan]

sports car + 18yr old = almost certain to do the inevitable. yes 3k for insurance is bloody expensive. i dont think u will get any cheaper though.

being 18 wouldnt that car be the most expensive thing you own? your better off forking out the full comp. i did. im glad i did

lol ineedy. meh, i cant afford 3 grand a yr atm, actually at any moment! i took out a 7 grand loan anyway. 3rd party + fire and theft is the only thing i can afford. i called shannons they said the dont insure anyone under 25

and the rest hate skylines and other imports, bastards !!!

anyone know if i got a sound system (subs, splits, headunit, 6x9s, amps) would they be covered to??

cheers

[akeenan]

driving around with a loaned car and not covered... good idea . . .

[xRHETTx]

Your sound system or anything else inside the car is not covered for theft.

And if your car gets stolen you will get $5000 - excess ($2250) - premium ($540) = $2210

Would you be happy with making a claim after paying your $540 premium and being told that you only get $2210 for your stolen pride an joy?

I dare say the sound system would probably be worth that much.

Go full comp... or get another car until you ar off your P plates. That way you will have (hopefully) built up some no claim bonus and will be paying less than $1500 a year.

Rhett

[xRHETTx]

PS there are multiple threads on the forum about insurance, including a stickied thread. Have a good look around and you will find the info you need.

[[SKYXTC]]

If his car gets stolen the excess will only be $450 as the driver of the car has nothing to do with the excess therefore he would receive $4010 should his car get stolen heh