Ryno Insurance

[moonus]

i reckon with these insurers, if u give them competition to deal with, they'll match the offer at least. Like im currently with just cars for my r33 gtst and i only have 3rd party which costs 600 dollars. I rang ryno and they offered 1600 for full comp. I rang justcars and they said that they could do full comp for me for 1700 but only for an agreed value of $8000, cos thats what i told them i bought it for So i told them that i wanted to cancel my 3rd party because if i was going to get comprehsnive cover, i wanted to cover it for at least market value. So they got back to me and said they could do full comp for an agreed value of $15000 at the same premium of $1700. Even though ryno is still cheaper id rather stay with just cars purely based on reputation.

Edited January 5, 2007 by moonus

[Green_s13]

well i just got my quote back for me it was $944 a year for full comp, with stnadard excess of 500 and age of 400. not bad i think

[hender]

an age of 400, whats your secret??

[GT-R32]

..so what's your point from this?

Shannons act as an agent for Australian Alliance Insurance (but are wholly owned by them), it is often the way the insurance world works. No trouble at all, nothing wrong with legal agreements!

ETA: Prior to being bought out Shannons acted in the same way the 'smaller' ones do. It is common and nothing to worry about.

GT-R32 - well,

its very similar mate!

windscreen, usage policies, ncb etc etc - very similar to shannons!

Oh yes, shop around, but Im happy where I am

Yep, very similar I agree. Certainly a case of much of a muchness. Definitely simply a case of shop around, but don't be nervous if you haven't heard of them from TV or 'everyone' being insured through them is my point.

Edited January 8, 2007 by GT-R32

[Anquetil]

What about modifications?

[vidospace]

Just got a quote through from Ryno

Vehicle: 1993 - NISSAN - SKYLINE GTR HR32 2D COUPE 5 SP MANUAL (Used)

Postcode: 2217 (south sydney) NCB: 1

Driver Age: 30 Youngest driver age: 30

Sum Insured: $29,000 Finance: Yes

Basic Excess: $500.00 Age Excess: $400.00

Annual Premium:

Base premium: $725.10

Fire Service Levy: $7.25

Stamp duty: $40.24

GST: $78.23

Policy Fee: $50.00

Policy Fee GST: $5.00

Gross Premium: $900.83

No accidents/claims/tickets etc

Special conditions:

VEHICLE MUST BE KEPT IN A SECURE LOCKED GARAGE.VEHICLE MUST BE FITTED WITH AN AUSTRALIAN CERTIFED ALARM SYSTEM.

(****NOTE does not mention tracker required****)

Seems stupidly cheep! I am actually a bit worried! I mean Shannons was $1750 and I thought that was cheap!

Would love to know if anyone has claimed with them.

[vidospace]

Oh and I forgot to say, I did tell them it had coilovers and a upgraded intercooler

[nuffsaid]

My quote was a good 700 cheaper than Shannons from Ryno

[GT-R32]

What about modifications?

As far as my dealings with Ryno go, they have no problems with modifications.

[siksII]

I called them for a quote, left my phone number and was told i would get a call back later that afternoon..

It has been days since then and still no call. Had that experience with Famous Classic a couple of times too, and i have a policy with them. Guess you cant expect too much from smaller companies!

[R3LOAD]

Just give em another call back, they only have like one or two guys handling the phone enquiries and online quoting by the looks of it, so they are probably snowed under.

[n15m0]

Ok, just received my Just car renawal notice:

They want:

$902 - agreed value $23800 - excess $400

Got a quote from Ryno few weeks ago:

$976 - agreed value $37000 - excess $500

I'm about to go pay a visit to Ryno coz they're at Coopers Plains, just 15 mins from where I live to see if they can tweak their premium a bit. Ryno allows you to pay by the month at no extra cost has won me. Everything else seems similar to Just cars including mods etc...

Which would you choose if you were me?

[TokyoTaxi]

I had an awesome quote back from ryno but I'm just not 100% convinced yet. You know about the old saying...... "If it sounds too good to be true, it probably is !!"

I've been screwed over by quite a few companies lately and am very hesitant to jump into anything now days. The problem is, if a company does take your money and then defaults on their agreement, most people don't have the $'s to fight the company in court. I'm not saying that Ryno fits in this category but I'd like to see if they're around in another year's time and if they have lots of happy clients.

[Modena]

They sound good, I may call them!

[someonestolecc]

I rang them for a quote... to be honest, I am a bit nervous as they are pretty small... not very well known and what's more are based in only 1 state - QLD...so yeah... did some research....and found that these guys are actually only the broker that deals with Caliden Underwriting NOT and insurance company in their own right... in other words, these guys refer business to Caliden and acts on behalf of the client...

All insurance companies have brokers. JustCars is a broker... it gives you no real significant advantage to have them owned by the actual insurance company apart from the name. Legally they're seperate entities anyway so if Just Cars goes bust it's the same as Ryno going bust - their underwriting insurance company ain't necessarily comin to the rescue.

[vidospace]

All insurance companies have brokers. JustCars is a broker... it gives you no real significant advantage to have them owned by the actual insurance company apart from the name. Legally they're seperate entities anyway so if Just Cars goes bust it's the same as Ryno going bust - their underwriting insurance company ain't necessarily comin to the rescue.

Very true. I have now swapped ALL of my car policies (3 at the moment) to Ryno. They are very very cheap!

[GTshortie]

Did you get a further discount with Ryno for having more then one car with them?

Do they insure NORMAL cars like civics (non modified)?

[GT-R32]

Did you get a further discount with Ryno for having more then one car with them?

Do they insure NORMAL cars like civics (non modified)?

I think they do normal cars as long as you have something else with them? Or even demonstrate you are a car person even? Dunno, give them a call I would say.

[Anquetil]

I called them for a quote, left my phone number and was told i would get a call back later that afternoon..

It has been days since then and still no call. Had that experience with Famous Classic a couple of times too, and i have a policy with them. Guess you cant expect too much from smaller companies!

Same, must be busy!

[ducki]

i applied for an online quote and got declined... received this in my email.... "Unfortunately on this occasion we are unable to offer you a quotation as the details you have submitted do not meet our mimimum underwiting guidelines." is there a minimum requirement thing?

Edited February 19, 2007 by ducki