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haha.. ouch the millionth insurance thread

summoner

By summoner,
in Western Australia

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red17 Experienced

red17

Posted
Posted

Ive been told by an accident investigation officer who was on my case when i crashed my Pulsar that insurance companies cannot look up a persons driving record. They cant as such "chase it up" when you have an accident.

The only charges they know about ARE:

The ones you tell them about and..

The ones that are as a direct result of a claim you have made eg: if you have an accident where its your fault, you are charged, the police then inform insurance of this because it determines who is at fault.

Its alot to do with privacy law and so I am told.

If anyone knows otherwise, correct me. I know there is someone on this board who works for insurance, they might know.

Red17

Sneeza Grand Master

Sneeza

Posted
Posted

I am under 25 and had a clean record up until early this year when I crashed my 180 on a cruise. The RAC have been great - my preimium only went up $100 and I lost 5% of my full no claim bonus. When the 180 was written off - not my fault - they paid me out straight away no questions. They know all about my speeding fines and everything. RAC even insured my 180 from the time it was the wharf until it was complied and assessed for a full insurance value. I told them the car was not aus standard and they said it was fine so long as I provided the details of registration and compliance when it was done. Maybe you should give the RAC a call and see what they can do for you?

hippy Grand Master

hippy

Posted
Posted

so if i had an accident about 6 months ago and it was my fault ... the cops charged me with something like .. not keeping control of my car and fined me 200 bucks ... i made a claim with an insurance company and all went well ... got it fixed ...will another insurance company know?? that i had that accident and made that claim??

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