Insurance At Track Days

[Modena]

Whats the deal? Apparently Just Cars doesnt cover you if you go on a track or enter a competition.

[Links]

Shannons offer a track day insurance extension if you are already with them..

[wilch]

Yep, what links said. Shannons can offer track insurance, but there are several caveats. Best to read the fine print.

One of them, with mine is, "...they'll cover up to $20,000 or the agreed value, whichever is LESS."

The excess is also more.

There's also something in there about timed laps, etc etc.

[evil_weevil]

Actually,

they wont....

No company out there will, Shannons does for older cars, that actually do the historics and stuff.

Give em a call and find out.

[Savage Bliss]

Actually,

they wont....

No company out there will, Shannons does for older cars, that actually do the historics and stuff.

Give em a call and find out.

Yep... all insurance null and void once on the track.

[JZA80_1998]

no any insurance company cover for track day?

[Modena]

So what do you do? I mean they dont want us to hoon around on public roads (where we are covered) yet when we go on a safe track... "we are out in the cold."

[Roy]

Thats the point...safe track. There isnt much to hit out there. Your biggest concern at the track is breaking parts, not hitting stuff

[Omurru]

lol tell that to the 2 dudes last night

[Kinks]

I think the main mistake people make is assuming insurance companies are there to help you out. Bullshit. They're there to make money!

[evil_weevil]

Most people who go to the track anyway (most of the time) are good drivers.

They guys who go out dont want to crash their own cars - so you give others space and you should always be on the lookout for other cars. simple really!

Dont drive like a tool on the track (i.e. think you are the worlds best) and you wont hit anything

[Liz]

Exactly.. you are out there with your pride and joy, along with a group of other people and the last thing that any of you want to do is crash.

so everyone takes a far amount of care!

apart from me, I just fang it and whoever gets in my way, well that's their problem. (ps.. that is a joke.... chill).

And Chris.. I was advised that under my insurance, I was insured for driver training days including driver training on the track. I think this might be where other people are getting confused. Can you find out and clear it up?

Liz.

[Modena]

What about skid pans? They look like fun but also IMO have the biggest collision risk.

[Husky33]

What about skid pans? They look like fun but also IMO have the biggest collision risk.

With what??? Cones?

Ever been to a skidpin? If you crash at one you shouldn't be driving a car

[Do-Luck]

What about skid pans? They look like fun but also IMO have the biggest collision risk.

If you do skid pan days with Kevin from driverdynamics, you have next to no chance of damaging your car (besides hitting a cone or two). It's slightly banked, so it helps keep you in the circle.

[Morgs]

I'd agree with that...

Get out there, don't worry so much unless you are totally irresponsbile you will be fine

With what??? Cones?

Ever been to a skidpin? If you crash at one you shouldn't be driving a car

[Modena]

I saw one clip and a car had another car about 3-4 meters behind it.

Anyway cheers for the posts makes more sense!

[Ryanrb25]

who said motorsport was cheap?

its at your own risk, if you dont like that risk, dont do it. simple!

[Thunderbolt]

Ideally, you race a car that you can afford to crash. That is one of the reasons why you see a lot of older cars at a lot of amateur events.

[Links]

I do believe that shannon's do.. or atleast they did cover track days for an excess price + a higher premium..