Insurance Renew

[R33TOM]

Its that time of the year again to renew my car insurance, i got my renew letter from JustCar and was quoted $1595 for full comp which is no difference to last years,

i was thinking of switching over to young and cool insurance, is anyone with them? or know people who has dealt with them before? they seem like a really small company and i had a look on their website, one section that put me off is the fact that if you ever need to do a claim you have to mail the claim form to them, you cant do it over the phone or on the net.

Is there any other companies i can try?

I noticed on shannons you have to be over 25 to insure with them, since when i try to do an online quote and as soon as i put my age in it tells me they cannot insure me.

Im 24 btw

cheers

[fuzzy_scuz]

I'm with Shannons, GTR R33 insured for agreed value of $47,000 cost is $67.00 per month.

Reason is I am on the insurance that my car isn't a daily driver so premium is less. I'm 27 BTW

[RBwhatever]

you could try Ryno or Famous or Vigil aswell.

Edited January 22, 2007 by KeyMakeR33

[Strik3r]

thats an expensive quote from just car ?

im 22 and have full comp with just car for $1100 a year and im driving a '96 s2 gts-t with quite a few mods (which i declared to Just Car and they are all covered...)

although i do have the benefit of getting automatic rating 1 since ive been driving for over 5 years and havent had an accident.. still, i'd be calling them and asking if they cant do a better deal for you..

[No Crust Racing]

I had my Series II GTS25T and My Current Car (S2 GTR) done with Shannons. GTS25T was about 900 including my mods (I'm 24 w/ rating 1) and the GTR is a bit over 1k also inc all the mods.

[Russco]

Both Shannons & Just Car have the same underwriter for their policies hence Shannons will never be cheaper than Just Car, the only difference is that Shannons can do an agreed value. However "Agreed value" is a bit of a mis-nomer with Shannons, I just phoned them to try and insure my R32 GTST for $25K and they said all they can do is a max. of $18K on an R32.

[No Crust Racing]

Just Cars quote for my first GTS25T was over 2k and Shannons did it for 900 with the exact same info. I'm not sure how that works and not saying you arew wrong, just relaying my experiences with the two.

I'd say speak with them both and see how you go.

Edited January 22, 2007 by ActionDan

[R33TOM]

i just called shannons, they quoted me $3k for full comp lol, thats almost double of justcars

i dont know how yours end up cheaper Daniel.

plus i also live on the northern beaches syd, its known to be quiet a safe area

[No Crust Racing]

Woa, that's a bit much! I'll happily get a scan of my policy when I'm home tonight if you need proof. From what I've heard with my mates trying to go through Shannons, you get shafted if you're young. Seriously though, 3k is a joke!

[R TUNE]

well i own a r31 non turbo and moded with about 7g worth.

and im 20. impaying $990 a year full comp with RACV.

so you could try them. the car is in my dads name tho. i think it was going to cost me about $1500 in my name.

aami wonted 3k when my car was stock and in my dad's name for full comp. thats how much i payed for the car.

Edited January 22, 2007 by redlineingr31skyline

[R33TOM]

no its ok Daniel, i believe you, i just couldnt believe how much it varies from person to person and where you live

i guess its back to justcars, and the agreed value is only $15200

Edited January 22, 2007 by R33TOM

[Modena]

Im 26 and I paid $1100 to Just cars for full cover plus rating one protection.

Shop around. but Because you are under 25 you will pay more.

[evil_weevil]

FFS!!!!!!!

There are millions of threads on these subject

please do a search, and remember, everyones insurance policy is different, there is no point saying whyat your paying as everyone is different

[DECIM8]

The search on this site is shit so shut up...

And in regards to insurance stick to just car... Im with another company at present and it just seems farked... Id rather switch...

[123456]

Gotta make sure u set the date as any date, because default on the search form is last 30 days

Ne wa, i just got my insurance renewal and i'm very happy, it dropped from 1900-1450, on account of me now being a rating 3. DO you have a bad driving record?

Edit: im also with justcar

Edited January 24, 2007 by 123456

[braadz]

FFS!!!!!!!

There are millions of threads on these subject

please do a search, and remember, everyones insurance policy is different, there is no point saying whyat your paying as everyone is different

if its such a problem for you reading millions of threads on insurance, why click on the bloody thread clearly talking about insurance and have a whinge? use ur brain

[evil_weevil]

good point braadz, why dont you click on other threads and post replies then and instead of doing similar?

seriously, how hard is it to use search function and type "insurance"

or jsut call other insurers.

people always say "im paying this, why cant i pay what he is paying"

thats why i replied - cause its you lot who have no idea - well, minority anyway.

[R33TOM]

Gotta make sure u set the date as any date, because default on the search form is last 30 days

Ne wa, i just got my insurance renewal and i'm very happy, it dropped from 1900-1450, on account of me now being a rating 3. DO you have a bad driving record?

Edit: im also with justcar

nah i dont have a bad driving record, im on max NCB already,

i just got a quote from famous insurance for $1360 with $1500 excess which sounds pretty good,

but im not sure how easy they are to deal with when you need to do a claim, anyone got any experiences dealing with famous?

Edited January 25, 2007 by R33TOM

[Modena]

good point braadz, why dont you click on other threads and post replies then and instead of doing similar?

seriously, how hard is it to use search function and type "insurance"

or jsut call other insurers.

people always say "im paying this, why cant i pay what he is paying"

thats why i replied - cause its you lot who have no idea - well, minority anyway.

ok relax

[saliya]

Both Shannons & Just Car have the same underwriter for their policies hence Shannons will never be cheaper than Just Car, the only difference is that Shannons can do an agreed value. However "Agreed value" is a bit of a mis-nomer with Shannons, I just phoned them to try and insure my R32 GTST for $25K and they said all they can do is a max. of $18K on an R32.

pfft. Insurance is based on risk; Shannon's won't insure a business-registered car and JC love it.

IME for the same vehicle but for private registration Shannon's has always been cheaper and they have

always been willing to insure for more (replacement-value, anyone?

Regards,

Saliya