R34NRG Posted January 29, 2007 Share Posted January 29, 2007 well my renewel is cummin up with just cars and my premium has gone up to 3995 and my agreed value of the car has dropped to a crappy 25k. how the hell does that work. i just got a quote pretending to be a new cust and was quoted 2500. i guess my question is what if i made a new account and just paid the 2500 premium instead of the 4k. and yes my details were identical Link to comment https://www.sau.com.au/forums/topic/153957-insurence-question/ Share on other sites More sharing options...
GT-R32 Posted January 29, 2007 Share Posted January 29, 2007 You are entitled to cancel or not renew your contract and accept the new quote - so long as details are disclosed as is. Why not? They are simply messing with rates/sum insured to screw you by the sounds of it. Link to comment https://www.sau.com.au/forums/topic/153957-insurence-question/#findComment-2863500 Share on other sites More sharing options...
gambel Posted January 29, 2007 Share Posted January 29, 2007 what year is your car? i am under 25 i just renewed wit them for 1800 agreed value of 27200 Link to comment https://www.sau.com.au/forums/topic/153957-insurence-question/#findComment-2863520 Share on other sites More sharing options...
GT-R32 Posted January 29, 2007 Share Posted January 29, 2007 Have you claimed? What is your NCB? Link to comment https://www.sau.com.au/forums/topic/153957-insurence-question/#findComment-2863533 Share on other sites More sharing options...
sewid Posted January 30, 2007 Share Posted January 30, 2007 Giving your insurance company false information is a great way to throw away your money every year. Link to comment https://www.sau.com.au/forums/topic/153957-insurence-question/#findComment-2863627 Share on other sites More sharing options...
GT-R32 Posted January 30, 2007 Share Posted January 30, 2007 Giving your insurance company false information is a great way to throw away your money every year. Very true. Link to comment https://www.sau.com.au/forums/topic/153957-insurence-question/#findComment-2863963 Share on other sites More sharing options...
Link Posted January 30, 2007 Share Posted January 30, 2007 Ring the insurance company and tell them your not happy with the renewal Generally they will try and bump up the agreed value, but as the trade off you pay slightly more for your premium Give and take really Link to comment https://www.sau.com.au/forums/topic/153957-insurence-question/#findComment-2864095 Share on other sites More sharing options...
350z Posted January 30, 2007 Share Posted January 30, 2007 give them a call and just question them why the agreed value has gone down and the premuim has gone up? doesnt really make sense - maybe its a typo or they put some wrong info through with your details Link to comment https://www.sau.com.au/forums/topic/153957-insurence-question/#findComment-2864178 Share on other sites More sharing options...
evil_weevil Posted January 30, 2007 Share Posted January 30, 2007 wouldnt it be ya NCB rating with all those accidents raising the premium?? oh, im sure if you tried to ocnvert that quote - they'll find you out - I wouldnt bother. Link to comment https://www.sau.com.au/forums/topic/153957-insurence-question/#findComment-2865544 Share on other sites More sharing options...
_8OO5TED_ Posted January 30, 2007 Share Posted January 30, 2007 yeah i remember you starting a few threads on here about accidents you had, including 1 involving a commodore who sped off. that would have affected your no claim bonus. anyway, didnt Just Cars spend lots of money fixing your car? a premium increase on their behalf isnt a big deal, especially after they pay to get your car back on the road and all fixed. Link to comment https://www.sau.com.au/forums/topic/153957-insurence-question/#findComment-2865624 Share on other sites More sharing options...
R34NRG Posted January 30, 2007 Author Share Posted January 30, 2007 yeah i remember you starting a few threads on here about accidents you had, including 1 involving a commodore who sped off. that would have affected your no claim bonus. anyway, didnt Just Cars spend lots of money fixing your car? a premium increase on their behalf isnt a big deal, especially after they pay to get your car back on the road and all fixed. incorrect none of those accidents had any effect on my rating what so ever as i was not responsible. nehoo ill give em a call see what happens. Link to comment https://www.sau.com.au/forums/topic/153957-insurence-question/#findComment-2866523 Share on other sites More sharing options...
evil_weevil Posted January 30, 2007 Share Posted January 30, 2007 did you claim on the 3rd party? did you get all their details when the accident happened? Link to comment https://www.sau.com.au/forums/topic/153957-insurence-question/#findComment-2866702 Share on other sites More sharing options...
ScorpR32 Posted January 30, 2007 Share Posted January 30, 2007 This sounds like a loss of no claim bonus. Regardless of fault in your claims, if you were not able to obtain third party details for your insurer to claim off the other party, you may have lost part of it. Link to comment https://www.sau.com.au/forums/topic/153957-insurence-question/#findComment-2866769 Share on other sites More sharing options...
Gazee Posted January 31, 2007 Share Posted January 31, 2007 This sounds like a loss of no claim bonus. Regardless of fault in your claims, if you were not able to obtain third party details for your insurer to claim off the other party, you may have lost part of it. Yea thats true, if you make a claim wether its your fault or not it effects your rating and your premium at the end of the year, if you think about it this way, if someone hit you and they went through their insurance its all good cos just cars didn't do anything, if you claim and its not your fault your premium goes up, those sonsofbitches. And if you get a prick of a assesor and he spots something on your car thats not listed they wont cover you... But the value of the car depreciates every year unfortunatly so its not suprising that its gone down that much cos the same thing happened to me. Just call them and start asking them 1000 questions and dont get off the phone until your satisfied. Link to comment https://www.sau.com.au/forums/topic/153957-insurence-question/#findComment-2866868 Share on other sites More sharing options...
Dragonforce Posted January 31, 2007 Share Posted January 31, 2007 Maybe they have people reading this site and they saw that you are pretty thick so they decided to try trick you into paying more! I bet you do aswell! Link to comment https://www.sau.com.au/forums/topic/153957-insurence-question/#findComment-2868809 Share on other sites More sharing options...
_8OO5TED_ Posted January 31, 2007 Share Posted January 31, 2007 if you cant provide details of whos at fault, its deemed a penalty claim and you lose your no claim bonus, simple. Link to comment https://www.sau.com.au/forums/topic/153957-insurence-question/#findComment-2869859 Share on other sites More sharing options...
mad082 Posted January 31, 2007 Share Posted January 31, 2007 the amount of crashes you have had (regaurdless of whether you are at fault) is going to affect your costs. you could try applying for insurance under the new quote but more than likely 1 of the 2 following will happen: 1: they look up your details and put the price up anyway. 2: they don't put your price up and if you have an accident they look up your previous details and refuse to pay. as for the value of the car. once it has been in that many accidents the value is going to drop. no-one wants a car that has been dinged up heaps of time. and there are that many skylines out there now they aren't worth much. so harden the f**k up and get your daddy to pay it. Link to comment https://www.sau.com.au/forums/topic/153957-insurence-question/#findComment-2870146 Share on other sites More sharing options...
evil_weevil Posted January 31, 2007 Share Posted January 31, 2007 I think if you cant spell insurance either - they put the price up? Link to comment https://www.sau.com.au/forums/topic/153957-insurence-question/#findComment-2870205 Share on other sites More sharing options...
Lazy-Bastard Posted January 31, 2007 Share Posted January 31, 2007 You're 19, you have an accident history and you are driving a turbo car.......what do you expect? The premiums to go down? Link to comment https://www.sau.com.au/forums/topic/153957-insurence-question/#findComment-2870262 Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now