Post Your Insurance Costs

[TonyStarks]

2004 xr6 full comp

Sum insured : 18000 agreed value

excess 350

prem: $570

32 gtst

Third party fire theft.

Sum insured: $12000

excess: 350

prem $474.

was quoted $950 for full comp.

Handy if you work for a insurance company.

[syfon]

Lol my R34 has third party fire & theft and I pay $175.00 per anum

[1R34SON]

Currently paying 1100 per year i think with Just Car

Excess 650

Born in '83

98 R34gtt

Minor mods

Just got a quote with shannons for 815 per year

500 excess

Anyone know if i cancel policy with just car, do they offer refunds? Girl on phone from from Shannons said some company's refund the remaining time. In my case about 5 months to go before renewal. My quote with Shannons is valid for 12months anyway which is cool.

[enndee]

OK just got my car insured before the todays storm hits, Don't say I didn't warn you!

Car: R33 S2 Gtst

Insurance company: HBF

Cost: $1296 (holy sheet!!)

age: 27

driving history: Speeding fines

gender: meat and two veg

mods: exhaust and air filter

post code: 6051

garage y/n: Undercover

alarm: Yes

insured amount: $13500

market or agreed value: Market

insured in parents name? Nope

excess: 400

BAHAHAHA you pay way too much!

wait a minute, that's me...

Tried a bit of flirty flirty with the chick at HBF, but she was a well prude...

[Dani Boi]

Im paying $2615 with Just car at 18 for a '96 33 GTS-t (No insured mods), crazy you say? I agree lol, but I love my car

Ok well mines dropped quite a bit.

Car: 96 R33 gts-t

Insurance company: Just Car

Cost: $1630

age: 21

driving history: 1 accident 3 years ago, minor

gender: M

mods: A few

post code:

garage y/n: N

alarm: Y

insured amount: $16500

market or agreed value: market

insured in parents name? N

alarm category: just an alarm

excess: Total is about $1400

[TonyStarks]

Anyone know if i cancel policy with just car, do they offer refunds? Girl on phone from from Shannons said some company's refund the remaining time. In my case about 5 months to go before renewal. My quote with Shannons is valid for 12months anyway which is cool.

Generally for any un used portion of your policy you will receive a refund, depending if you pay annually or monthly.

If you have a total loss, doesnt matter if you recently paid for your renewal/prem you won't get any refund. Also if you insure mods if your car is written off, some insurance companies will salvage the vehicle and any mods you listed.

If you get rear ended and the insurance company decides to salvage your vehicle they have a right for anything you list on your policy.

[Ten Four]

Car: 1998 BMW M3 Evo

Insurance company: SGIO

Cost: $1000

age: 18

driving history: 1 speeding fine (10 over)

gender: M

mods: "none"

post code:

garage y/n: carport

alarm: Yes

insured amount: not sure, market value? 26-28k

market or agreed value: market

insured in parents name? Yes

excess: Don't want to know. Think about 2k.

Edited July 8, 2010 by Ten Four

[Pal]

update

Car: 1994 series 1 r33 gtst

Insurance company: shannons

Cost: $570

age: 40

driving history: 1 speeding fine (10 over)

gender: M

mods:all the normal stuff

post code: 6169

garage y/n: carport

alarm: Yes

insured amount: 11000

market or agreed value: market

insured in parents name? N

excess: 500

[1R34SON]

Generally for any un used portion of your policy you will receive a refund, depending if you pay annually or monthly.

If you have a total loss, doesnt matter if you recently paid for your renewal/prem you won't get any refund. Also if you insure mods if your car is written off, some insurance companies will salvage the vehicle and any mods you listed.

If you get rear ended and the insurance company decides to salvage your vehicle they have a right for anything you list on your policy.

Cool good to know. Thanks mate, looks like i could change over to Shannons. Anyone here made any claims with Shannons? Or like the level of cover/service with them?

Thanks again

[TonyStarks]

Depends on your age. Most Aus general insurers GIO, SGIO, HBF, RAC etc have strict guidelines when in comes to imported vehicles. especially if your under age. If you are insuring a skyline and you are under 26 you may find it difficult to get a good premium, even more so if you have driving convictions or have lost your license made claims/accidents

With most insureres you have to disclose your convictions/claims/accidents within the last 3-5 years.

Ps. It helps to have someone listed on your policy as a regular driver who has a clean record and is over 26 if your under 26

[heller44]

Car: '89 GTS4

Insurance company:Shannons

Cost:~$450 ( pay about $900 for the bunky and MY03 WRX)

age:35

driving history: mostly clean'ish

gender: M

mods: Yes, and listed

[Menos]

Car: 1986 VL Turbo

Insurance company: Elders

Cost: $660

Age: 17

Driving history: Clean

Gender: Male

Mods: Stock, for now

[Pal]

Cool good to know. Thanks mate, looks like i could change over to Shannons. Anyone here made any claims with Shannons? Or like the level of cover/service with them?

Thanks again

ive claimed with both car insurance and house insurance, excellent service on both

[ohno1]

Anyone know if i cancel policy with just car, do they offer refunds? Girl on phone from from Shannons said some company's refund the remaining time. In my case about 5 months to go before renewal. My quote with Shannons is valid for 12months anyway which is cool.

yea they will (pretty sure every insurance co will).. just cars will refund the remainder minus ~$25 admin fee

[1R34SON]

^^^cheers guys!

[GTRPowa]

Moving Boxes free to your door. Australia wide delivery including Brisbane, Gold Coast, Melbourne and Sydney. Packaging boxes, moving boxes, removal Boxes ,tape dispenser, cardboard boxes http://www.removalboxestoyou.com.au

I will click this right now and order some boxes.

When you send me the boxes, do they come in a box?

Is THAT box free?

Trying to plan my box purchase.

Thanks again.

---

On topic, I've had CTP only for 10 years, come out pretty good, getting comprehensive this year. Looks like I saved 10+ grand. Gamble paid off.

Edited July 12, 2010 by GTRPowa

[NA_Goodness]

First Car, back in late 07:

Car: R33 S1 GTS (Non-trubo)

Insurance company: Just Cars

Cost: $2500

age: 17

driving history: Still on Ls

gender: Male

mods: Stock as a rock

post code: 6064

garage y/n: Yes

alarm: Imoboliser

insured amount: $9500

market or agreed value: Agreed

insured in parents name? Cant with Just Car, we tried

excess: 800

Second car last year:

Car: R33 S2 GTS-t

Insurance company: Just Car

Cost: $1800

age: 20

driving history: A few speeding fines

gender: Male

mods: Turbo, ECU, exhaust, boost controller, wheels and coilovers

post code: 6064

garage y/n: Garage

alarm: Yes

insured amount: $14,000

market or agreed value: Agreed

insured in parents name? No, unable to

excess: $2500

Lost my licence this year, only got it back a month ago, so interesting to see how its going to affected the price come November...

Edited July 13, 2010 by NA_Goodness

[Mayuri Krab]

Update on mine

Car: 1993 Nissan Skyline R33 GTS-T series 1

Insurance company: Just Car

Cost: $1186 (using a $800 Ad-Just excess)

age: 23

driving history: Still clean, not a single fine yet...

gender: Male

mods: Basic stuff such as : turbo back exhaust, POD, SAFC 2, boost Tee, SMIC off a R34 GTT.

post code: 6060

garage y/n: Have one, but never use it as its filled with all sorts of crap atm...

alarm: Basic immobilizer

insured amount: $11,700

market or agreed value: agreed

insured in parents name? No

alarm category: Some kind of basic immobilizer only.

excess: Alot... standard excess $450 + vehicle excess $800 + $800 Ad-JUST excess + $ 600 Age excess = $2,650

I just released my vehicle excess went up!!!

[Psyrus]

Car: 1996 Nissan Skyline R33 GTS-T series 2

Insurance company: Just Car

Cost: $1144

age: 23

driving history: Clean

gender: Male

mods: Just a 3 inch exhaust & defi control unit

post code: 6015

garage y/n: Yes

alarm: Yes & Immobilizer

insured amount: $14,500

market or agreed value: agreed

insured in parents name? No

alarm category: AutoWatch something or other

excess: $450 + $800 + $600 + [$800 theft] = $1850 [2650]

The car is now insured for about $2000-3000 more than I expect to get for the sale. That's almost enough motivation for me to plough it into a pole to not have to bother selling it [not really, I just gave it a bit of a flooring tonight and I remembered why I love my car ... even though it's basically stock as a rock]

[R33 GTS TURBO]

Car: 1997 Nissan Skyline R33 Turbo Ser 2

Insurance company: Just Car

Cost: 1.7k or 2.5k with 400 excess

age: 17

driving history: Clean

gender: Male

mods: 3" full Exhaust, 18 vs worx rims

garage y/n: yes

alarm: yes

insured amount: 14k 

market or agreed value: 14k

insured in parents name? no

alarm category: none

excess:1550

extra

defensive driving course: no

stereo covered: yes

wheels covered: yes

windscreen replacement y/n: y

age excess: y

voluntary excess: y

specified valuables covered: y

Choice of repairer:y

pay by the month:y

Edited July 17, 2010 by R33 GTS TURBO