Damn Insurance Is A B@#%

[Caza]

hey all

im 23 with a perfect driving record, im payin $1500 a year for my r34 with 19s worth $2300 an exhaust, suspesion, aftermarket diff, pod filter and a stezza worth 2000, so im doin ok, ive had cars with em before tho so i guess that might help oh opps its just car so u know

was 1440 until i got my wheels, and now its its a 26 600 agreed value 2 so not 2 bad

hey man your car sounds phat got any pics

[Reggi34dr]

man your 17 and own/drive a skyline, insurance companies are gonna love you. like some others have mentioned previously in this thread if you can't afford insurance for your car you've chosen poorly regardless if it's your dream car at the time.

do you understand why your paying such a premium?

[Jaker34]

yeah ill get some picks up once i wash it haha, dam water restrictions

[Caza]

man your 17 and own/drive a skyline, insurance companies are gonna love you. like some others have mentioned previously in this thread if you can't afford insurance for your car you've chosen poorly regardless if it's your dream car at the time.

do you understand why your paying such a premium?

yeah i can afford it its just crazy what insurance companies charge

[mrgilly]

I pay about $1K with Just Car for my R34GTT Coupe - just turned 22. Light mods (stereo, wheels, pod, exhaust), full retrim (thanks to UAT for materials). I'm just disappointed with their agreed value ($21K).

Anyone had luck with driving them up with regards to this figure?

[Gazee]

Dude if your pissed about paying the yearly fee... you'd hate to make a claim...

My mate has an s15 paying 3.6k per year... his excess when he made a claim was 2k.. now thats screwed!

[mad082]

i was paying $950 for my r33. thats when i was 23, and the agreed value was only about $15000.

on any of the cars i've owned i've never been charged extra for putting mods on. i've had 2 cars insured with just cars (the skyline and my old 180sx which was $1750 a year when i was 22). all the cars i have had i have done exhaust mods too (and the skyline also got a FMIC), and most of them i have put mags on, and never been charged extra.

[Caza]

i was paying $950 for my r33. thats when i was 23, and the agreed value was only about $15000.

on any of the cars i've owned i've never been charged extra for putting mods on. i've had 2 cars insured with just cars (the skyline and my old 180sx which was $1750 a year when i was 22). all the cars i have had i have done exhaust mods too (and the skyline also got a FMIC), and most of them i have put mags on, and never been charged extra.

so your with just cars and never got charged extra for mods did you tell them you had these mods?

[GUN_METAL_GTR32]

INSURANCE IS f**kED

im 21

p plater

lost my licence 4 times and about to lose it again

just cars insurance

r32 gtr and a fair few mods

$3800.00 per annum

$2300.00 excess

$1100.00 if wheels r stolen

thats a joke, im not renewing it in april coz i will have no licence so just 3rd party fire and theft and she sits in my garage for 10 months after that

[Caza]

INSURANCE IS f**kED

im 21

p plater

lost my licence 4 times and about to lose it again

just cars insurance

r32 gtr and a fair few mods

$3800.00 per annum

$2300.00 excess

$1100.00 if wheels r stolen

thats a joke, im not renewing it in april coz i will have no licence so just 3rd party fire and theft and she sits in my garage for 10 months after that

fark 4 times... damn you pay more than me and im 17 that bs huh

[mid life crisis]

if your about to lose ya lisence

for the 5th time and ya only 21 you dont deserve a car buy a push bike ya peanut

[Caza]

if your about to lose ya lisence

for the 5th time and ya only 21 you dont deserve a car buy a push bike ya peanut

hahaha peanut... everyone in a skyline drives hard its just that he gets caught hehehe

[GUN_METAL_GTR32]

hahaha peanut... everyone in a skyline drives hard its just that he gets caught hehehe

i have actually only got caught in my skyline once i hardly take it out. i always get done in my bmw but never by that much always like 10 or 15km over nothing serious.

[Caza]

i have actually only got caught in my skyline once i hardly take it out. i always get done in my bmw but never by that much always like 10 or 15km over nothing serious.

you got a bmw too! only 10-15ks so all speeding fines then yeah(i thought i saw that bush move hahahah)damn police are geting smarter... but not that smart

[evil_weevil]

gun metal gtr32 - you dont deserve anything with a motor in it, not even a pocket bike.

its not insurance companies who suck - it is you and you're driving history.

if you grew up and had a mature approach to driving and owing a car - you would not be in that situation.

[mid life crisis]

not everbody with a skyline drives like that .i aprecaite my line for what it is i dont feel the need to flog it evertime i drive it mine hardly see's boost lol. ive never been pulled over in my line and have never lost my lisence and have prob only had 3 tickets in my whole driving period .i got my license when i was 16 im 48 now and used to drive for a living so i still say 21 losing la lisence for the 5th time ya bloody peanut . and oh yeah i really love paying $850 bucks a yr for full comp at agreed value of 18g

:-)

[Caza]

gun metal gtr32 - you dont deserve anything with a motor in it, not even a pocket bike.

its not insurance companies who suck - it is you and you're driving history.

if you grew up and had a mature approach to driving and owing a car - you would not be in that situation.

i gotta admit hes gota point but hey thats how it goes....

[mad082]

if your about to lose ya lisence

for the 5th time and ya only 21 you dont deserve a car buy a push bike ya peanut

i can do you a good deal on one.

so your with just cars and never got charged extra for mods did you tell them you had these mods?

yes i told them. rang them up to tell them after i did each mod so i wouldn't get bent over if i had an accident.

[mad082]

my current car costs me $550 a year for full comp (gotta love aussie built family cars). in 6 months time i will be 25 so insurance will drop again.

[Burgerman]

I guess it depends on your driving record more than I thought.

I've got an 89 R32 GTR, I'm 24 and I pay $1200 a year, fully comp with an agreed value of $23,000.

Only 2 speeding fines no license losses.

Edit: forgot to add I'm with justcar.