Jump to content
SAU Community

My Insurance Problem


Recommended Posts

Hey all, At the moment i am having trouble trying to find insurance for my R33 GTST. At the moment i am with Unique car insurance but a few days ago i recieved a letter saying that they no longer insure under 25's (im 23)so at the moment i have until the 28th of may to find suitable insurance but nobody seem to want to insure under 25's anymore. Below is a list of who i have called and their responce

Just cars - they will only offer 14k which wont come close to replacing my car as it stands

Famous Car insurance - Dont insure under 25's anymore

Young and Cool - Dont insure cars with engine mods

Shannons - Dont insure under 25's

Torque Underwriting - Dont insure under 25's

as well as the common major companys that wont touch imports

So at the moment looks like if i cant find suitable insurance i will have to trade it for a normal car at a dealership.

If anyone has any ideas of who to call as i dont really want to trade my car.

PS - yes i have searched

Link to comment
Share on other sites

  • Replies 58
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hey all, At the moment i am having trouble trying to find insurance for my R33 GTST. At the moment i am with Unique car insurance but a few days ago i recieved a letter saying that they no longer insure under 25's (im 23)so at the moment i have until the 28th of may to find suitable insurance but nobody seem to want to insure under 25's anymore. Below is a list of who i have called and their responce

Just cars - they will only offer 14k which wont come close to replacing my car as it stands

Famous Car insurance - Dont insure under 25's anymore

Young and Cool - Dont insure cars with engine mods

Shannons - Dont insure under 25's

Torque Underwriting - Dont insure under 25's

as well as the common major companys that wont touch imports

So at the moment looks like if i cant find suitable insurance i will have to trade it for a normal car at a dealership.

If anyone has any ideas of who to call as i dont really want to trade my car.

PS - yes i have searched

vigil 1300 134 054

GIO 1300 651 229 (as they do a "custom car insurance")

btw i thought just car will do an agreed value?

Link to comment
Share on other sites

vigil 1300 134 054

GIO 1300 651 229 (as they do a "custom car insurance")

btw i thought just car will do an agreed value?

Vigil is a part of unique who wont take under 25's

I will give GIO a call tommorow

When i called just they would give anymore then 14k :)

Link to comment
Share on other sites

dont waist your time on gio they dont cover imports they will put you through a special division went through all the headakes they wanted $14000 just to insure me for one year now thats bull shit. i am with just car and i have 3rd party fire and theft and my car is insurd for $16000 and im 18 only costs $570 per year so if i ride it off or it gets stolen or theres a fire i get $16000 back and its a 32 you wont have any troble insuring a 33 because i had one insured for the same amount bro good luck

chears Damo

Link to comment
Share on other sites

as well as the common major companys that wont touch imports

Did you try Suncorp ? they do imports, I'm with them and they came out best on price when I was looking

Not sure about the under 25's thing with them tho .. I'm a little older than that

Link to comment
Share on other sites

Try Ryno. :laugh:

I actually forgot about them the other day when we were chatting :)

Yep give Ryno a try.

I was looking for quotes for my V35 and they were the best by about $1000.

I was a bit worried cause there small, but a guy on LS1.com is going through a claim with them, and is nothing but rapt with the service.

On a side note, I lost it at Shannons yesterday. Cause the V35's are still quite new here, I had to go through a "special" quote, and in the end they tried to tell me that the agrred price they can insure me for was the FOB price of the car in Japan. That's almost 20k less than what it would cost me to replace the car should anything happen.

Link to comment
Share on other sites

14K from JustCar sounds close enough for a R33?

Whats your driving history like?

When did the 25yr old thing come in? i only just insured mine with Famous & im 21, Shannon's said if i had a CAMs licence they might do it for me.

Link to comment
Share on other sites

Vigil is a part of unique who wont take under 25's

I will give GIO a call tommorow

When i called just they would give anymore then 14k :)

i have been with vigil since late '05, at that time i was 21, now 22.

ask to speak with someone else.

this is my second car i have had insured with them.

gio is a waste, dont bother unless u want to fork out $2500 +

and they also have no idea whats going on.

pm me if u wish to ask questions.

cheers

jarryd.

Link to comment
Share on other sites

dont waist your time on gio they dont cover imports they will put you through a special division went through all the headakes they wanted $14000 just to insure me for one year now thats bull shit. i am with just car and i have 3rd party fire and theft and my car is insurd for $16000 and im 18 only costs $570 per year so if i ride it off or it gets stolen or theres a fire i get $16000 back and its a 32 you wont have any troble insuring a 33 because i had one insured for the same amount bro good luck

chears Damo

If you think Just Car insurance is going to pay out $16,000 if you write your R32 off on a 3rd party fire and theft policy you had better go re-read your policy.

They may pay you out if it gets stolen (provided you met the policy terms and conditions) and they may pay you out if someone sets it on fire but theres no way they'll pay you out if you crash it. That is the risky part of insuring a persons car and that is why a comprehensive policy is expensive.

Link to comment
Share on other sites

Shannons to insure under 25s. Sounds like an underwriter was looking for an easy way out of the call or used an excuse to hide another reason for not offering insurance. Call again.

www.ryno.com.au - try them too.

Link to comment
Share on other sites

If you get an import stolen under Just Cars Third Party Fire&Theft.. you will get about $4k back..

My mate's RX7 got stolen.. worth about $12k.. got back $4k. Think it was $5k payout, and then minus 1k or something for 'handing & processing' - basically I think depot fees, while the cops inspected it, etc.

Basically, if you want coverage for a theft, don't simply get 3rd party!

Link to comment
Share on other sites

ryno wont insure you unless you are rating 3 or under.

same with vigil, so if ur not a rating 3 or under, no go obviously.

what rating are you?

Link to comment
Share on other sites

hey, another thing with justcar, if you cant get the right agreed value or the price seems high, ring back in 20 minutes. I got quotes ranging from 3200-2600 on my old gts-t and it took 4 phone calls to get it agreed for 14. I got quoted 2600 and 2200 for a my GTR (coming) as well, and agreed at 22k. I think alot depends on who u get on the phone.

Link to comment
Share on other sites

i went through this as well when shannons pulled the plug on me...

just cars is your friend here Lee...

i am insured for 43gs for my car...which is less than how much i have spent...

but this way at least i have insurance.

i am a rating one driver, no claims for the last two years at all...still, no one would touch me

Link to comment
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
 Share




×
×
  • Create New...