My Insurance Problem

[eMsta]

i have been with vigil since late '05, at that time i was 21, now 22.

ask to speak with someone else.

this is my second car i have had insured with them.

gio is a waste, dont bother unless u want to fork out $2500 +

and they also have no idea whats going on.

pm me if u wish to ask questions.

cheers

jarryd.

strange - i sent a qoute request to vigil, and they said they cant insurance me..... for the record - im gonna be 26 EOY, 0 crashes, 0 fines etc, basic mods on my s2 r33........

[frankxinyu]

Franky, why did Shannons 'pull the plug'?

just out of nowhere you got a letter saying they won't cover you any more? if so, what was their reasoning?

i got a speeding ticket and lost four points last year...

they would not renew the policy any more....according to this woman on the phone, i am a dangerous driver to the rest of the community...

just cars is about 600 dollars cheaper, but only agree to insure mine for 43gs..while shannons used to insure mine for 46gs...

never made a claim, never had anything...i should be on rating 1 now as well...

they said once i turn 25 and been clean for a while, i can call them back...i doubt that will ever happen...

remind you i had three policies with them at the same time...now i have cancelled them all...

[predator]

That he told them the truth and they accepted that? Nothing strange there..

What is strange, and unacceptable is the large variation on insurance quotes BY THE SAME PERSON for the SAME CAR merely due to the time a person called. I don't even know whether that is legal..

[evil_weevil]

That he told them the truth and they accepted that? Nothing strange there..

What is strange, and unacceptable is the large variation on insurance quotes BY THE SAME PERSON for the SAME CAR merely due to the time a person called. I don't even know whether that is legal..

And which company you basing this on?

Can you elaborate on that please?

[predator]

Most of them, my own experiences with justcar, and pretty much a post in every insurance thread stating the wide variation people get when they speak to insurance company. "Sorry we can't insure you" or "to insure will cost you $xx"... person calls back, speaks to somebody else "sure we can insure you, it's $yy".

It's like if I walked into a shop and asked for a loaf of bread, and was given 3 different prices depending on which person was behind the counter.

It is probably not illegal, but just silly..

[evil_weevil]

as I have posted MANY times - each person has their OWN different risk

Alot of factors determine peoples premiums

I can garuntee that if you rang the same company, different days with same situiations - you'll get same price

but comparing you and me for example - is like comparing an xbox 360 game to a commodore 64 game

MASSIVE difference!

[HolyEvil]

Shannons will insure under 25's....

i'm insured with them for agreed value, with all my mods, and i'm 23

hi there.. how did u get shannons to insure you? when i tried to get my 34 under them.. the guy on de phone said that they don't cover imports n i have to call just cars or young n cool..

cheers

[evil_weevil]

hi there.. how did u get shannons to insure you? when i tried to get my 34 under them.. the guy on de phone said that they don't cover imports n i have to call just cars or young n cool..

cheers

hahahaha

you sure it was that they said?

man - everyone seems to have a bad story here!

*grabs another beer*

[TramanBaba]

so what's the average price for a comprehensive insurance policy with justcars.. or whats the average you have to shell out to say get it insured for 15k? for a r33 stock

[evil_weevil]

traman18 - please read post 46 - just 4 posts up

[dangerous_daveo]

you sure you want to write that on a public forum?

Umm I really dont see why not?

[TramanBaba]

traman18 - please read post 46 - just 4 posts up

yes sire, but I had asked people for an average price. goes without saying that it will vary, depend on various factors, but an average price wouldnt hurt... would it?

[LBR33]

I did find today tho that RAA in SA have a division that cover "normally uninsurable cars" but its only open to SA residents. Dore underwriting cover imports too but want $2900....hahahahaha that more then double what i pay now

[JVP]

strange - i sent a qoute request to vigil, and they said they cant insurance me..... for the record - im gonna be 26 EOY, 0 crashes, 0 fines etc, basic mods on my s2 r33........

give them a call

i had the same thing.

[AzzurrA]

i got a speeding ticket and lost four points last year...

they would not renew the policy any more....according to this woman on the phone, i am a dangerous driver to the rest of the community...

just cars is about 600 dollars cheaper, but only agree to insure mine for 43gs..while shannons used to insure mine for 46gs...

never made a claim, never had anything...i should be on rating 1 now as well...

they said once i turn 25 and been clean for a while, i can call them back...i doubt that will ever happen...

remind you i had three policies with them at the same time...now i have cancelled them all...

interesting....

how long between losing the points and getting the letter saying they won't insure you any more?

was your insurance up for renewal when you got the letter?

[sumguy]

I signed up with Justcars and they gave me a rating 1 even though i probably should have been on rating 6. Been driving for over 5 years so they told me they would be glad to give me a rating one since i've been dringing so long. They never mentioned anything about speedding fine even though i have a few; havent had any for over 2 and half years but anyway they never mentioned if i had any. This is for a stock 97 skyline r33 gtst. I'm 23. Insured for $14k. Insurance cost me under $1200

Edited May 18, 2007 by sumguy

[gazza750]

think i will stick with torque i'm only paying 780 a year for my 93 gtr insured for 30k

[sigsputnik]

Been driving for over 5 years so they told me they would be glad to give me a rating one since i've been dringing so long.

Five years! Wow, that is a long time!

They never mentioned anything about speedding fine even though i have a few; havent had any for over 2 and half years but anyway they never mentioned if i had any.

Read your agreement - the onus is on you to declare. They will happily take your money until you have to make a claim. Then they'll investigate, find your fines and decline your cover.

[frankxinyu]

interesting....

how long between losing the points and getting the letter saying they won't insure you any more?

was your insurance up for renewal when you got the letter?

its about a few months...

and yes as the renewal letter came in, i received a call at mean time telling me they are unable to renew my GTR's policy. but i was more than welcome to insure my camry and my property with them

its all history now...just cars is as good...

this is the main reason why i wanna sel my car and just buy a normal car to drive around...