Looking forward to see if you can find something decent Duncan. I'm with Enthusiast. They seem happy enough to take my money but I have never claimed. I'm also also not convinced they would pay. Because, as per their PDS:
I've ECU, exhaust, intake, intercooler, engine, turbo, fuel system, radiator, brakes, suspension and wheels listed on the insurance policy. But none of it is engineered or formally signed off. I presume that makes it not comply with ADRs. Because anything that might get defected goes against those rules, right?
Their other gotcha is parking on the street at home. Which is probably fine, but still.
Overall,
+ Can set salvage rights on the policy
+ Able to list modifications
+ Agreed value insurance
- Question mark on whether they would pay a claim. The terms seem to hedge against it.
- Only listed drivers on the policy are insured.
Overall I treat and drive the car like I am not insured.
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