Famous Classic Car Insurance

[Guilty]

hi..umm, i'm currently 18 and planning to get a R33 GTS-T 95 or 96 model in a few months time and i was jus wondering...if any1 of u would no approx how much would that cost with famous insurance? i have neva had any parkin fines, tickets etc. etc.

[Timmy G]

guilty: u ever had comp car insurance under your name? (not named driver - has to be under your name).

if not, you have no "no claim bonus" and could be looking at 4000-5000. i paid 3100 on a 30% no claim, 21yo, no incidents.

[PlATiuM]

hey i gotta qoute for an 18 year old no insurance before no fines etc

Premium Amount $3,668

Excesses

STANDARD $400

Plus Driver Excesses

DRIVERS UNDER 22 $400

DRIVERS 22 AND UNDER 25 $300

thats with just cars, now gotta try some others

[Guilty]

yeh i have no previous insurance under my name...

fark 4000-5000? r u serious?

so im jus wondering if its possible to put under my dad's name who has a 60% ncb.....

[Timmy G]

you can put it under your dad's name, but they will charge you as much as if you put it under your name, and worse still, you won't accure a no claim bonus cos it's not under your name. you'll find famous, just car and every specialist insurer has this policy.

with normal insurers you can get away with that, and at-fault accidents simply incur a higher excess (cos it's not under your name).

[Guilty]

fok...basically insurance is gonna kill me...........

hmmmmmmmmmmmmz...........I'm sort of thinking of alternatives of cars if i decide against buying a skyline...

Im gonna spend around 20-25k ........

any1 got any good alternatives i should look at?

i was thinking of getting a civic coupe...but den again i want a skyline...

[Timmy G]

guilty:

long term (2 years): get a slower car or borrow your parents' cars but get an insurance policy with a big company *under your name*. you will get a 30% NCB from this (if you have no claims of course). then get your skyline.

short term: get a car a bit slower than a skyline and get less-screwed on insurance, but stick with the car for the foreseeable future and build up your NCB.

i am with famous now, I don't know if big companies will respect their NCB referral when i get a "normal" car and go back to one of the big companies

other cars...

my friend is going from an s15 200sx to perhaps a used vti-r prelude or my98/99 rexy. corolla sportivo? i don't know if there are any cars similar to skylines who you don't get screwed on insurance for (supra, silvia, etc)

[Guilty]

farkk 2 years??

i was plannin to drive a skyline for a few yrs...den wen i grad from uni n get a proper job..i was plannin to get a loan n probally get an STI or osmething...but yeh...................

how old r u btw timmy?

[Timmy G]

i am 21 and i was lucky.

when i was 19 (late feb 2001) i got a used n15 pulsar 1.6 lx or whatever (base model). my dad put the policy under his name but it still cost $2500. renewal in 2002 cost $1600, which was pretty sweet.

got my skyline r33 gts-t in dec 2002.

i found out only when i was trying to get my skyline that the poliy wasn't under my name, but i sent a letter to famous saying i had been a *named* driver on the policy since feb 2001. they luckily accepted it, they didn't have to. technically i had 0% no claim bonus, but they accepted 30%.

so in a way, i was in your boat, but i wouldn't count on it working twice. it was kinda do or die for me cos it was after i put a deposit on the car.

[PlATiuM]

hey all im doing is making my lancer look decent at the moment waiting till this time next year when im 19 and had insurance under my belt for 2 years see if it drops more, im not willing to pay $3700 ayear for a stocko skyline, probley in 1 year the skyline price will drop more aswell

[Guilty]

i was thinkin of getting a lancer but nahh..i dun wana waste the money..............skylines for me...

[Blitz]

Some of you younger fellas that are 17-18 need to remember that a skyline is an extremely high risk car. They are quick and have a bad track record with theft. For reasons like this there should be no surprises when you receive quotes for $3k and above for a skyline especially with low or no no cliam and little driving experience.

That said, Famous certainly look like one of the better insurance companies for import vehicles given the level of service and competitive pricing that myself and numerous others have received.

[B-Man]

Yeah, you younger fellas should remeber that

[Timmy G]

young drivers (<25s, me included) can look at "sporty" hatches like the sp20, or the sportivo corolla. more expensive than a skyline (new), but you'll save more money on insurance and resale value.

not trying to say don't go for the car you want, but if it doesn't work out, they are pretty cool alternatives

[T0nyGTSt]

Originally posted by Timmy G

young drivers (<25s, me included) can look at "sporty" hatches like the sp20, or the sportivo corolla.  more expensive than a skyline (new), but you'll save more money on insurance and resale value.

There's a world of difference between a Skyline and a FWD girls' car.

There's some point where you can't drive hatches or Commodores any longer.

T.

[PlATiuM]

theres a lot of difference between front and rear wheel drive cars we all know that, yet not all fwd cars are girl cars, i seen a few fwd cars kill skylines down the quater mile even on the streets,

skylines have 1 thing that made me want to get one not the power the looks i love coupes and the lancer coupe just not to roomy and the skyline has the aggressive look also power can be made with any motor just costs $$$

[Spook's_Skyline]

well, me and the missus insure through suncorp in queensland and they are by far the cheapest insurance ive come across

only catch was being older than 25 (the missus was only 24 when we got it though, but because we do all our insurance though suncorp we wrote them a big suckup letter and they aggreed to insure us while woman was younger than 25)

i think we pay 1300 bux a year premium (about the same as we paid when we had the mirage insured with them) and the excess is 1000 bux or so;

seems pretty reasonable to me;

[VTECoupe]

I would of been with them, but the amount they wanted for my 2001 Type R Integra was more then a mate with a R33 GTR.

[Timmy G]

is that the new or late model, vtec?

[VTECoupe]

New model with i-VTEC ( all Type R Integras are VTEC )