Car Is A Repairable Write Off

[alexk]

Hi All,

Long story short, i hit a kangaroo a while back and after much fu*king around with the insurance company (Justcars) i got paid out and am now ready for the car to be repaired. BTW i pushed in the radiator support to the cam cover, killed the bonnet, lights, radiator, fan, shroud, etc..

Anyway, i was reading on here and discovered i need a roadworthy and then a V.I.V once the car has been repaired.. but i have received my rego renewal in the mail?? Should i just pay and renew the rego and play dumb or should i call Vicraods and sort this out???

Cheers,

[stolen_s15]

Golden rule with modified cars: Do it right the first time!

[R31Nismoid]

As above.

Now they have paid you out, they are likely to notify whomever it is that the car has been written off etc etc.

Last thing you want is to get it fixed, then come bite you in the ass 3-4 months later if VicRoads check their system or whatever.

Also with a lot of Imports being re-called for inspection due to dodgy compliance at the moment, its another thing you probably dont need to risk

[funkymonkey]

your renewal is automatically issued. you'll find that if your car has a VIV your renewal will be rejected (if you pay it they'll send you a cheque back).

[Betz]

was the roo alright?

[LTHLRB]

hope not.. assholes

[alexk]

Killed the roo on the spot...

I have already paid my renewal about a month ago.. i have not been refunded or contacted as yet. I'll give them (vicroads) a call tomorrow and suss it out

[dave1200]

The way I understand it is that unless it's a stat write off the insurance company do not inform the authorities of the accident. The whole idea of a repairable write off or "total loss" is that the cost to repair the car is more than about %75 of the original value of the car. All the insurance company is doing is choosing the most economical way of dealing with you. I assume that in order to be payed out they have assessed your car and quoted the original value, then probably payed you that figure minus the "buy back" value so that the car never leaves your place.

This happened to my brother last month and he ended up getting payed out for his "total loss" and even though the car was stuffed, he was completely entitled to just have it repaired and keep it registered without any inspections.

The idea of a total loss though suggests that if it is more economical for the insurance company to just buy the car off you then it's probably not worth fixing for you unless you have contacts that can do repairs significantly cheaper.

Edited October 3, 2007 by dave1200

[{TUBZ}]

when someone hit my old van and wrote off the incurance company paid me out and then i had to go to Vicroads and tell them and show them proof that is was gone then they sent a cheque back for the amount they owed me..so pay it and fix it in the mean time.

[ylwgtr2]

15 year old vehicles are exempt from VIV....if your vehicle is less then 15 years and has been payed out it will go on the data base one the assessor has submitted a WOVR (write off vehicle report)....It will be in the database for ever,even once the vehicle has been repaired...its on the rego for good that it has been fixed and put back on the road...if your vehicle is 14 years and 11mnths...you can wait and once it become 15 years old a VIV is no longer required...

Edited October 3, 2007 by ylwgtr2

[ylwgtr2]

just noticed the year of your car in your details...its older than 15 years so you dont need one...your a lucky boy.....

[alexk]

Yes i am!!

Thanks for the info, appreciate it