Stagea Insurance?

[iamhe77]

I am with Shannons and just turned 32.

Agreed value is $25k

$500 excess

currently ~$980 (I pay $82 per month), but I WAS paying $72 per month (~$860) at my old place. Should go back to that when I move

[Houdini]

$950 and whopping $1400 excess from Just Car. Suncorp Metway wouldn't touch it, A $ G didn't know squat (and wouldn't do it).

[andy65b]

I feel your pain but thank you lucky stars you are not paying Sydney insurance rates for a car used for business.

[Shopping Trolley]

2001 M35 Stagea 250RS

Professional truck driver, no accidents last 7 years, standard car, no under 25 drivers, stored in driveway, Alarmed

insured for 14000 agreed value (paid a lot less than that but only $20 extra to insure for 14K instead of 11K)

prem 520, excess 400. AA insurance NZ

All numbers above in NZ dollars. Lady said would be an extra $300 on premium if i was living in auckland again.

[too_much_boost]

How are you guys getting it so cheap through shannons?

I have a 96 RS4 with normal mods (FMIC/Zorst/lowered/rims) , 33 years old, clean driving history, no claims ever, and they want $609 for third party property. I've also had my policy with them for like 6 years

They want exactly the same for my Wifes R33 4dr

My heavily modded 89 cefiro was only like $3xx through them

[iamhe77]

How are you guys getting it so cheap through shannons?

I have a 96 RS4 with normal mods (FMIC/Zorst/lowered/rims) , 33 years old, clean driving history, no claims ever, and they want $609 for third party property. I've also had my policy with them for like 6 years

They want exactly the same for my Wifes R33 4dr

My heavily modded 89 cefiro was only like $3xx through them

Less people making claims on a Cefiro perhaps?

Try a fully comp quote. May not be much more than the crappy third party

[too_much_boost]

It was 1400 for full comp, and the car had to be garaged (which it isn't)

[zei20l]

its the area you live in dude. heaps of cars are stolen down there and premiums are calculated on thefts from the area.......... it sucks ass

[too_much_boost]

Thats not relevant for third party property though.

[zei20l]

you'd be surprised! they dont care where the car is driven, they only care where its parked

[pork hunt drifting]

has anyone told their insurance company's about having fitted a front mount intercooler or anything else aftermarket?

im just thinking if i do crash it ill rip all the stuff out before an assessor sees it.

[zei20l]

what if youre injured and CANT get the stuff off the car. or worse still, someone is killed in the accident and your car is taken away by the police from the scene??

tell your insurance company. pay the difference. save yourself the hassle and worry and having your ass reamed by the other guys insurance company when you hit his $250,000 merc and youre not covered.

[BensDR30]

Shannon's don't care that I've got a front-mount in my 240Z , 2.8L turbo with after-market ECU, custom brakes (MC, adjustable prop-valve, braided lines, 4-spots & discs/mounts), or fibreglass valence - but they know about all of it. So does Transport SA, and it's all approved.

You are best advised to ask what matters, and find out whether you need to tell your insurer about a particular modification. There are some that they won't care about, and others they will.

[Shopping Trolley]

you'd be surprised! they dont care where the car is driven, they only care where its parked

Yep thats a real laugh, thought i had better inform my insurer beforehand that my car is left overnight in transport company yard when i'm working. Infact it probably spends more time there in the "bad part" of town than it does at home. But their system has no way of assesing that and all they want to know is where you live and street, driveway, or garaged. Best to inform them of that intercooler thingy dude, you dont know what repairer it will get towed to and normally their is some kind of impound yard for recent wrecks that cops visit a lot to check for stuff they didnt have time to do at scene. Not a good place to get caught unbolting your go fast goodies....

[andy65b]

Thats not relevant for third party property though.

From what I have been told, Sydney is the problem, not really any particular suburb. Some may be worse and slightly more but over all it is cheaper to insure outside Sydney and even cheaper in another state other than NSW.

[coparts41]

I have a 99 RS4 18x8 volks tein shocks etc live in outer melb $565 , just got my son a car from sydney same 99 RS4 never had insurance before same price , both with Shannons

[iamhe77]

I have a 99 RS4 18x8 volks tein shocks etc live in outer melb $565 , just got my son a car from sydney same 99 RS4 never had insurance before same price , both with Shannons

That IS cheap!

How for "outer" Melbourne?

Agreed value?

[coparts41]

That IS cheap!

How for "outer" Melbourne?

Agreed value?

I live in wesburn , just past yarra Junction, $400 excess garaged though.

[Lou Lou]

I've done a quick search and couldn't come up with anything specific..

I'm looking at importing a Stagea in the next couple of months. I've never owned an import before but have a clean driving record, been driving for 4 years.

I currently own an R31 wagon and wanna upgrade.

Just wondering what insurance companies you guys with Stageas are with, and how much it costs?

I've done a couple of online quotes but most of them don't have Stagea listed in their vehicle list, so I'm waiting for an email back.

Sorry if a thread like this has been done before.

Thanks in advance.

Hi there i own a stagea in brisbane and my car insurance is with shannons it cost me about $1200 a year but that is agreed value so if it gets stolen or written off i get $20 000 for it and you can pay by the mth and it doesnt cost you any more by doing this.

well i hope this can help you in some way they are great cars im glad that i bought one i love it.my car has alot of mods on it though so thats why it is that price.

well good luck from

WGn 34 (lou)

Edited May 13, 2009 by Lou Lou

[Angus Smart]

just got my m35 info updated..

21000 is all they would cover my car for.. not too sure how much my policy is as i updated it from my hilux..

this is with justcar