Stagea Insurance?

[zei20l]

also depends on the area your car is parked in

[stagman]

Hmm well it may interst you guys, but i have a series 2 in qld outer brisbane suburbs, im 18 and legally not allowed to be driving the car. However justcars have coverd me for $18000 with full comp insurance for $1160 a year;

$1200 excess however

[fat_stag]

yea im from Mt Gambier South east SA i have a bad driving history SGIC done a Quote 1800 year with a around 2000 claim but justcars done 1200 with a i think it was aoout 1200 claim thats for a S2 stagea 12k with stereo and rims at 3k. bugger all would touch me when i said what kind of car it was.

[Stooge007]

might have to give just car a call tomorrow

cheers

[QWK32]

my latest renewal with justcar came in at about $850 a year with a $400 excess. i could have gotten a lower premium but at a much higher excess. 25 y/o with a licence suspension in the last 5 years and about 15km from Brisbane CBD.

[Cephas]

Whats the deal with Shannons wanting you to be in a car club?

I ran them today, and they weren't interested in taking my money!

[EGA41T]

if you tell them you are a member of skylines australia it is sufficient

[Cephas]

Thanks mate. Worked a treat.

Shannons = 1290 with a 500 excess in southern Sydney. ~20k agreed value.

Over 30 drivers with a minor bingle and a speeding ticket in the last 5 years.

Cheaper than Just Cars.

[LordMidol]

I couldn't go with Shannons as I use my car as a work car as well

Right now I am uninsured

[Stooge007]

might have to give just car a call tomorrow

cheers

Just Car wanted ~ $1500

have pretty much sorted through work (corpoorate rates) for ~ $1200

[atomaly]

Just Car wanted ~ $1500

have pretty much sorted through work (corpoorate rates) for ~ $1200

just cars was $1100 for me. and i will get a refund in a few weeks when i hit 25.

and the excess will drop substantially! (i think it was cos i was with AAMI beforehand i got better rate)

only thing just cars wont insure is my carbon fibre hood. :(

but the full body kit YES. (suckers... my Dolphin kit would be FKN expensive to replace)

i might suss out shannons aswell! since i'll be 25.

[Paramour]

Thanks mate. Worked a treat.

Shannons = 1290 with a 500 excess in southern Sydney. ~20k agreed value.

Over 30 drivers with a minor bingle and a speeding ticket in the last 5 years.

Cheaper than Just Cars.

Famous did me for $1100, $500 excess Northern Beaches of Sydney at $35k sum insured. . . . That was for M35 AXIS with all the option fitted such at twin sunroofs and Bose stezza

FYI

[Tangles]

Im now with SGIC, for around $460 for the year, market value whatever that may be

2000 claim excess tho - but mind you i dont plan on making a claim so for now should be ok

[Paramour]

Im now with SGIC, for around $460 for the year, market value whatever that may be

2000 claim excess tho - but mind you i dont plan on making a claim so for now should be ok

Yeah I'm a big fan of higher excesses for lower premiums, as I have never claimed in over 15 years and reckon its worth the lower premium . . and of course I would only claim if the damage was major or worth more than the excess.

Too many people get hung up about the excess. . it's not like you claim everyday

[pixel8r]

Yeah I'm a big fan of higher excesses for lower premiums, as I have never claimed in over 15 years and reckon its worth the lower premium . . and of course I would only claim if the damage was major or worth more than the excess.

Too many people get hung up about the excess. . it's not like you claim everyday

100% agree. Although it really does come down to how you prefer to manage risk.

In my case, I'm with Just Car - ~$800 a year with $1200 excess. I'm 28 and my wife is 25. I've been with Just Car for around 4 years all up (including 2 other imported, turbo nissans) so my lower premium has saved me more than my excess. I realise I may just be lucky so obviously dont base your decision on my example

I'm pretty happy with Just Car's policies. Personally I've found them to be the least restrictive insurer of the whole lot. No questions about where I'm allowed to drive and where I'm allowed to park. Other insurers had a hernia when I mentioned that one day I could potentially park on the street (gasp - oh no, not the street). You gotta wonder what world some of them live in...

Shannons wouldn't insure my car because I didn't park inside fort knox (nah just kidding, you have to have a bricked-in lockable garage and I only had a carport - with a rollerdoor - I probably could've argued the point and got through but I gave up). I was considered to be a "motoring enthusiast" however (yay ). From all accounts I've heard they are a quality insurer though, which is a very good reputation to have.

Edited November 4, 2009 by pixel8r

[And]

Oh, just got my renewal from LSV. Was very happy with them before ($20k, 786 premium, moderate eccess), got the renewal - $15k value, $1256 premium, $750 excess. Rang them, have a good conversation, basically they are changing directions and not interested much in insuring us anymore.

Oh well, time to shop around.

[And]

Well, rang Shannons. Coz my Stag is not my daily drive, I got away with $517. For daily drive it would be just under $700. Excess $500, no claim bonus protection.

I had a policey with them before, my Honda Legend(*sigh*).. was insured with them.

[LordMidol]

Holy shit.

I just got a price for the stag if I add another driver, a 19 year old female to the insurance.

Went from $1400 or whatever to $3500 or so... She did have one minor bingle early this year - I suspect that drove the price up. The premium drops to $2400 if I have a $1700 excess instead of $600. So assuming I didn't claim in the first year then I'd come out ahead with the $1700 excess. She turns 20 in 3 months though so I thought I might wait till then.

[Angus Smart]

I just got my bill for justcars.. 1680 a year.. wtf..

there is no way in hell i am paying that. i am 27 this year. have no accidents at all ever and clean driving record kinda.. one or two low level speeding fines.. in the past 5 years..

looks like i will be shopping around very soon! actually next week as its apparently dew on the 7th.

[QWK32]

I just got my bill for justcars.. 1680 a year.. wtf..

there is no way in hell i am paying that. i am 27 this year. have no accidents at all ever and clean driving record kinda.. one or two low level speeding fines.. in the past 5 years..

looks like i will be shopping around very soon! actually next week as its apparently dew on the 7th.

i think all the insurance companies have jacked up there premiums. i also just got my renewal through justcar, up to $1150 a year from $850. i'm 26 and no listed drivers under 25, the only way i can get it back down is buy having a ridiculous excess. the missus got hers though a month ago, up to $700 from $500 for a stock 05 swift. she turned 25 a few months ago so we were expecting a cheeper premium, didn't get one

out of interest, was yours much of an increase on last years premium?