Stagea Insurance?

[Houdini]

quoted $1367 today on the Just Cars site. Youngest driver will be 34, didn't say what the insured value was.

[mattye]

Just Insured my Series 2 RS FOUR S today for $1500 a year, $1000 excess cause I'm under 25, Agreed value. With JUSTCAR.

Got a quote over the phone from NRMA for over $3000 a year. as a result I didn't get it with them

Edited April 21, 2009 by mattye

[iamhe77]

quoted $1367 today on the Just Cars site. Youngest driver will be 34, didn't say what the insured value was.

Forget Just Cars.

Go with Shannons. Much better for anyone over 30 with an import.

You may want to check what the insured value is and what Just Cars will pay out if it is stolen or written off.

Assuming that you have a cleanish history, you shouldn't be looking at over $900 with Shannons.

[andy65b]

Forget Just Cars.

Go with Shannons. Much better for anyone over 30 with an import.

You may want to check what the insured value is and what Just Cars will pay out if it is stolen or written off.

Assuming that you have a cleanish history, you shouldn't be looking at over $900 with Shannons.

Unless you don't have a garage.

Then you have no chopice and there goes my exhaust. Might just have to build a garage.

[iamhe77]

Unless you don't have a garage.

Then you have no chopice and there goes my exhaust. Might just have to build a garage.

I don't have a garage at the moment. Shannons knows this (my insurance went up ~$100pa)

That said, the block I currently live on is set back with only a 30m driveway to the road.

There goes your exhaust? Why?

[andy65b]

I don't have a garage at the moment. Shannons knows this (my insurance went up ~$100pa)

That said, the block I currently live on is set back with only a 30m driveway to the road.

There goes your exhaust? Why?

Shannons say that In NSW/Sydney you have to have a garage. I will check again today but that is what they said last year.

LSV insurance went up 60% this year to $2600 for an old bastard like me with no loss of licence or infringements. I use the car for business and parked in a driveway. Just Car are better this year, premium has not gone up and excess is now reasonable at $600 compared to $1200 they wanted last year.

The price I am continuing to have to pay to insure this car is taking all my money. ($1800 PA) It is giving me the shits.

[zei20l]

yeah why andy? the extra money spent on insurance? or wont they insure a modded car if its not garaged??

[zei20l]

ahhh youre insuring it for business use? then yeah, thats the problem

are you SURE you have to insure it for business use?? ive been through all of this before with using a car for work if you wanna PM me about it

[iamhe77]

are you SURE you have to insure it for business use??

Only if you want to claim the insurance back at tax time

[andy65b]

at least what I spend on the car is only costing me half what I pay after tax return.

So maybe I have to think about the exhaust only costing me $500 not the 4950 quoted.

[iamhe77]

at least what I spend on the car is only costing me half what I pay after tax return.

So maybe I have to think about the exhaust only costing me $500 not the 4950 quoted.

$4950? I presume you mean $950??

I guess that means that you have to have it done before end of financial year as well, ay?

[andy65b]

Damn typoo $950, correct.

well I guess I will just have to get it done. Don't want to pay more tax than I have to...........

[zei20l]

holy shit guys you need my accountant to come see you lol

[QWK32]

Just Insured my Series 2 RS FOUR S today for $1500 a year, $1000 excess cause I'm under 25, Agreed value. With JUSTCAR.

Got a quote over the phone from NRMA for over $3000 a year. as a result I didn't get it with them

That's a little bit more than what I was on last year with Justcar when I was under 25, $1300 a year $500 excess. Now I,m 25 it dropped to $800 a year with a $400 excess. Also none of the mods i've done so far have had an effect on my premium.

[zei20l]

Only if you want to claim the insurance back at tax time

not entirely true, you can still claim 'personal' insurance if they vehicle isnt registered (and/or owned) by a company.

[iamhe77]

not entirely true, you can still claim 'personal' insurance if they vehicle isnt registered (and/or owned) by a company.

I know... and do!

[pixel8r]

$850 with just car. They let you lower your premium if you're prepared to increase the excess. Cant remember what the excess is - I think its about $1200 from memory. I've been with just car for many years - not sure if they take that into consideration...

Tried shannons years ago - and was rejected because of the lockable garage thing - I only had a carport which apparently makes a big difference. Made me very nervous about what they would cover....i mean, say i had a garage but always parked the car outside? would I be covered? or say I did use the garage but one night left the car on the street and it was stolen? Now I'm pretty sure they would probably cover these, but I just feel safer with Just Car who in my opinion have less restrictive policies. That said, I've heard better reports about shannons than just car, but I had to go with the next best available option.

Its about trying to find an insurer who can offer a reasonable price but also one that can give you a level of cover you're happy with and that suits your car usage.

[zei20l]

you guys should call shannons again, they have revised their policies and cover in the last 12 months or so

[iamhe77]

$1200 excess?? Damn, man.

[zei20l]

i pay around $1100, $500 excess, not garaged in eastwood, im 31 with no record for the last 5 years. agreed value $24k M35. thats with shannons.