Car Insurance !

[02_FNE]

hey,

im finding it difficult to find someone that will insure me.. i want pay by the month..

i own a 32 gtr and im 23, never had a claim,

shannons wont insure me because i havent had my car for a year, and for this type of vehicle they require you to have owned this one or another the same for atleast 12mths.

just cars wont because unless you have been with them for 12mths they wont do pay by the month..

anyone had this problem and anyone have anywhere worth trying..

[infamous]

Shannon's, and Just Car are probably your only options.

I doubt being 23, owning a GTR for under a year, and wanting to pay by the month is going to get you anywhere with any other insurer.

I say you get a personal loan, so you don't have to resort to paying by the month, which you stated Just Car would not do unless you have been with them for 12 months,... so if you are able to qualify for a loan, this should solve the problem, and maybe even give you extra funds to put into the engine bay...

[Jmaac]

racq will only do 3rd party on imports but its cheap, like $100

[02_FNE]

racq will only do 3rd party on imports but its cheap, like $100

by 3rd party what do you mean? Fire and theft ?

what does it cover..

[02_FNE]

Shannon's, and Just Car are probably your only options.

I doubt being 23, owning a GTR for under a year, and wanting to pay by the month is going to get you anywhere with any other insurer.

I say you get a personal loan, so you don't have to resort to paying by the month, which you stated Just Car would not do unless you have been with them for 12 months,... so if you are able to qualify for a loan, this should solve the problem, and maybe even give you extra funds to put into the engine bay...

yeh im starting to think thats my only option..

haha and yeh a little extra to play with.. i like your style..

[Jmaac]

Its the one below fire and theft. Any damage to any 3rd party is paid for

I.e. u hit them, pays for their car and anything else u've hit but not yours

I wouldnt bother with anything else, even being over 25 im looking at 1200 a year on a clean record

Thats 1200$ per year on go fast bits - and hey if u crash, u should of saved enough to buy a shell and swap it all back over

[53XYN]

theres a company called Fortis insurnace that used to insure anyone with imports.. give em a go.. also suncorp insures skylines to just for your info even offer pretty good value for money

[Col-GTSX]

Whats wrong ith paying by the year???

One might ask is it worth it if you cant afford to pay by the year?

I mean R32 GTRs are well known money pits, if you cant afford the whole years insurance then how do you plan on driving a GTR???

PS. Whats the quote like, mine was $1000 per annum with justcar for agreed value when i was 23 with no claims.

[n15m0]

I would have pointed you to Ryno insurance whom I'm currently with at the moment, pay by the mth no extra charges...but I just received a letter today saying due to a chg in policy, they will no longer be able to offer me a renewal when mine expires next mth...they are now specialising in classics and luxury cars only...

Just cars is ur best bet....

Edited February 19, 2008 by n15m0

[Miss Niz]

Give Lumley Specialised Vehicles (LSV) a call. I've had my skyline insured with them since i bought it, before i turned 25. They were really helpful for me in trying to get the best (cheapest) possible premium. My excess is only $500 (+ age when i was under 25) and i get my choice of repairer. After watching my bf go through hell with AAMI (who underwrites Just Car), with their so called "recommended/guaranteed repairer", that is very important to me now. When i joined they were called Unique Car and were then Vigil Underwriting. I've also got my daily driver and my bf's car insured under the same joint policy to get multi vehicle discount. They do not have pay by the month, but they do quarterly payments for no extra cost.

Their number is 1800 651 014, but they're only open in business hours.

(no i do not work for them, but they have been the most helpful insurer so far, so i'm more than happy to recommend them).

[black33gtst]

+1 for suncorp cheapest i found and they have pay by the month

[Doze]

theres a company called Fortis insurnace that used to insure anyone with imports.. give em a go.. also suncorp insures skylines to just for your info even offer pretty good value for money

Suncorp were decent for premium, just sting the a$$ out of you for excesses... you will find that most major insurer's won't touch imports, there's a couple that will with next to no mods. You could also try insurance brokers who should be able to find a few places for you and give you options....

Alternatively, call the insurance ombudsman and tell them the trouble you are having and noone being able to help you and they might help you with companies that can...

[n15m0]

food for thought....I rang up just cars for a quote last week and you can reduce your premium by paying a higher excess...

it ranged from $800 premium with a $400 excess to $500 premium with a $900 excess....

[Benno-]

i am 21 with a 32 gtst.

i can only go with just car.

shannons you need to be over 25 as whell as rhino insurance (who let you pay monthly)

But i have it pretty cheap now.

about $900 a year..

rating 2 for me

[long33]

i just started my 2nd year of cover with just car, im 20 now but wen i first got my line i was 19 and for 3rd party, fire and theft for one year cost me $363! okay its not fully comp but i always said i will never go fully comp until i either get a BRAND new car and HAVE to, or wen i turn 25, whatever car i have then, ill fully comp it. But i have a 33 gtst 4door and if i am so stupid to crash it so be it.

[Turbo Tim]

Anyone had any experience with famous car insurance?

Im due for renewal on my r33 gts25t and its coming down to:

1. Just cars $950 upfront or $1200 pay by the month, crash/damage excess $1900, theft excess $2900! Thats nearly $4000 i will pay them in a year if my $12 000 car gets stolen, bit rich.

2. Famous car insurance, $1150 pay by the month total, $500 acco excess, no additional theft.

3. Shannons - $1250 pay by the month, dunno about excesses but they do have glass cover in there too e.g. a free windscreen/year.

Im thinking of being cheap and taking the pay by the month option only because im heading over seas soon and the cash in the pocket would be very handy in the immediate future.

[Xizor]

I would have pointed you to Ryno insurance whom I'm currently with at the moment, pay by the mth no extra charges...but I just received a letter today saying due to a chg in policy, they will no longer be able to offer me a renewal when mine expires next mth...they are now specialising in classics and luxury cars only...

Just cars is ur best bet....

I just got that same letter!! I dont know who to go with now... time to research from scratch!

[Peteman]

Ring young and cool i know its sounds dodge but they are good and have pay the month i drive a fairly heavily modded 32 and i got quoted about 1100 per year and im on a raiting 2 and 23yo

[infamous]

Young and Cool,... lol I haven't heard of that company before.

Wouldn't you cringe each time people ask who your insurance company is.

[RIFFTOR]

I should mention just for peoples information i just got insurance with just car - comprehensive

$1861 for 12 months ( They wouldnt let me pay by the month for the first year)

and then a $2000 excess due to my vehicle and age (no previous claims)

im 20 with an R34 (they place me as a rating 6 as i have had my license under a year)

Edited February 24, 2008 by RIFFTOR