Legal Advice Please!

[jeff]

i have a question, if you only have third party, why would you bother going to Just cars? and get hammered by the excess when you need to make a claim

Cant you get insurance through the bigger boys (NRMA, AAMI, etc....)

Sorry Ive never had just 3rd party so Im not sure if they go through the normal shit of insuring the not so modified cars......

[gcg7861]

not sure if somebodies mention it. didnt get time to read the whole thread

but in an incident my mum had.

She rear ended an old ass commodore, which was worth probably no more than $4,000

From what i saw, the damage, was simply replacing the rear bar, and maybe a bit here and there.

Yet the insurance company sent the letter, with a bill of (can't exactly remember) but somewhere over $3,500.

I was later told that AAMI, ('Just car' is their subsidiary), really over charge, like dramatically.... i'm not sure why

but i'd assume, same thing goes with just car.

Although insurance did take care of it.

[d0p3y]

Well I think the answer is obvious, your only choice here is to pay up the $1700 and be done with it.

Shit happens - you'd have done exactly the same thing this person did if you were the one who had the car rear ended. I don't think they're trying to screw you over. $1700 isn't a lot of money it could have been ALOT worse.

[kuma j]

ive been in a similar situation. if it hasnt been repaired yet tell them to bring you 3 quotes. tell them to go to 2 places of their choice and you pick a place and tell em to get a quote there too. and then tell them to go to the cheapest place. if they refuse then you can take it to court.

basicaly if your paying for it you choose where it goes to get fixed.

best way i think. that way you know your not getting ripped off.

[chinkeboi]

umm unfortunately you're wrong.

Because I'm at fault. they have the choice of repairer. They don't have any obligation by law to get anymore than one quote. If they do it is out of their own good will or stupidity.

Think about it. Why would you, say if u got crashed, go to the cheapest repairer.. i'd go to the most expensive one just to ensure a good job.

The only thing you can do in this situation is to dispute the costs and say that it doesn't justify the damage that was done. And if the guy you crashed has already repaired the car then your pretty much fcuked.

So advice: if your going to settle outside of insurance.. keep on the persons back to get the quotes and scare them into getting it (legally). Try to sort things out before he goes and repairs the car. Take photo's. and finally. Don't crash people -_-

[kuma j]

umm unfortunately you're wrong.

Because I'm at fault. they have the choice of repairer. They don't have any obligation by law to get anymore than one quote. If they do it is out of their own good will or stupidity.

Think about it. Why would you, say if u got crashed, go to the cheapest repairer.. i'd go to the most expensive one just to ensure a good job.

The only thing you can do in this situation is to dispute the costs and say that it doesn't justify the damage that was done. And if the guy you crashed has already repaired the car then your pretty much fcuked.

So advice: if your going to settle outside of insurance.. keep on the persons back to get the quotes and scare them into getting it (legally). Try to sort things out before he goes and repairs the car. Take photo's. and finally. Don't crash people -_-

when i had my 'at fault' accident i was advised that if i didnt want to go through insurance then i could get them to get 3 quotes and they had to go with who i chose.

so i did and they did. simple worked for me. i got out of it cheaper and they were happy with the job. they dont have to go to a cheap place they can go to 3 rip off places. the 3 quotes are to show you that they arent trying to rip you off.

but i guess if you dont want advice on other peoples experiences then dont ask. simple.

Edited March 25, 2008 by kuma j