Why Can't People Pay Attention?

[RubyRS4]

Sorry to hear that dude. That sucks big time.

Still its good the repairs are not coming out of your pocket.

[Luciano]

and lucky you didnt cop any injuries of course!

[heslo]

Ah that sucks man, should be a fairly high damage bill me thinks, don't count on driving your car for a while either

[Nightcrawler]

nah, I can't see any wrinkles over the rear guards, so it might be not too bad. But yes, a couple of months no doubt.

[heslo]

It's the damage we can't see I'm worried about Andrew

[Krishy]

normally crashes like these have a lot of hidden damage....hope it all gets fixed nice and properly mate.....i remember back in 05 when i wasnt paying attention and rear ended some old ute....all his damage was just a scratch on the bumper and damage on my car...well the whole front end was f**ked....radiator support and a whole lot of damage....it was in a mazda 626...got it all fixed and now paying more attention then ever on the roads.....it was all because of changing the damn cd....ahh well you live and learn i guess

good luck with getting your car fixed mate

[RubyRS4]

I've rear ended two cars before. All were minimal damage, having been from a stop to taking off and the cars in front suddenly stop again.

Once was when my ex-wife was talking to me at a set of red lights. She is deaf, so I have to look at her to talk to her. Well you can see how it happened. Took my eyes of the road for one second to answer her.

Second time, same thing again! I stopped talking to her after that. Wonder if that led to the marriage failing

Its only fair to blame the ex

[Hillzy]

Damn what a day of phone calls to damn insurance companies!

The story goes; I rang my mates insurer which is Just Cars and they wouldn't do anything because it wasn't his fault so I rang the chick that rammed us and she told me to ring her boss (company car).

I rang him and the arrogant prick said he was too busy with journalists all day to make a claim with their insurance company. Cheers mate where does that leave me?

Grr! But it's drivable so the damage isn't too bad, although it has a couple of wrinkles in the rear quarters.

But I guess accidents do happen...

[Luciano]

Interested to know what company this girl and tosser of a boss are employed in. Insurance and incidents like this are a pretty high priority.

[Hillzy]

I could post the name of the place but I might get in trouble

[nisskid]

fark, im surprised i hadnt heard about this, hope the whoreface and her insurance pays up and gets urs and harris's car back to scratch.

[RubyRS4]

Damn what a day of phone calls to damn insurance companies!

The story goes; I rang my mates insurer which is Just Cars and they wouldn't do anything because it wasn't his fault so I rang the chick that rammed us and she told me to ring her boss (company car).

I rang him and the arrogant prick said he was too busy with journalists all day to make a claim with their insurance company. Cheers mate where does that leave me?

Grr! But it's drivable so the damage isn't too bad, although it has a couple of wrinkles in the rear quarters.

But I guess accidents do happen...

Get the ball rolling by notifying your insurance company first. They will then contact the 'arrogant prick's' insurer and things wil move then.

[SLED]

Get the ball rolling by notifying your insurance company first. They will then contact the 'arrogant prick's' insurer and things wil move then.

Thats usually the best way to handle things, only problem is, once you get your own insurance company involved they usually want the Excess paid to act on your behalf, so I try and handle things myself if the the other party is 100% to blame.

As well as investigation I have also done abit of loss assessing in the past so I know some of the tricks that insurance companies may try.....never ever accept a 90/10 offer which is how some companies try to bluff you into thinking that you are partially to blame just for being there......if you were stationary and positioned legally, go them 100%.

[RubyRS4]

Thats usually the best way to handle things, only problem is, once you get your own insurance company involved they usually want the Excess paid to act on your behalf, so I try and handle things myself if the the other party is 100% to blame.

Huh? The excess is paid after the repairs (upon collection of your vehicle).

I still say get the insurer to get stuck into them. Thats what you pay them for.

[DIOR 33]

well boys and girlws my lil baby got hit on the 29 march (last friday night i was stopped at the lights and this etsa guy hit my rear end at about 60 to there is about $4000.00 damage to my car thats just by looking at it until they take the bar off they dont know and the funny thing is he said his son would be mad because he has a r34 anyway i was chatting to him on monday about insurance and he said "you used to work at autobarn" ( if i had a dollar for every time someone said that the car would be paid off lol) anyway he said his son knows me so how funny and it happened out north and i live glenelg

so thats my story oh yeah cause it has rained my lights are full of water yay, NOT

[SLED]

Huh? The excess is paid after the repairs (upon collection of your vehicle).

I still say get the insurer to get stuck into them. Thats what you pay them for.

if you go after their ins company (being their fault) and you dont involve yours, why would you be paying Excess?

[RubyRS4]

if you go after their ins company (being their fault) and you dont involve yours, why would you be paying Excess?

I meant using your insurer to go after them, the excess is paid after.

You could chase the other party without your insurer, but they may dick you around (sounds like its happening now for Hillzy). But 'yes' that does avoid you paying an excess.

But to avoid the drama and headache, I'd just get my insurer to chase it all up. Thats what you pay them for.

Edited April 3, 2008 by RubyRS4

[Hillzy]

Get the ball rolling by notifying your insurance company first. They will then contact the 'arrogant prick's' insurer and things wil move then.

Well that's what I thought but when I rang them they didn't want to know me. Must be something to do with me only having 3rd party property/fire/theft.

It got taken to the panel shop today and a rough quote came back to around $4500-$5000.

[RubyRS4]

Well that's what I thought but when I rang them they didn't want to know me. Must be something to do with me only having 3rd party property/fire/theft.

It got taken to the panel shop today and a rough quote came back to around $4500-$5000.

Ah, third party property/fire/theft does not cover YOUR vehicle, only a third party. Seeing as you are not in the wrong (ie in need of covering the cost of another vehicle) you will be lumped with the repairs to your own car, unless you get the other party (or its insurer) to cough up. Your insurer ain't going to help you. Thats why we should all have full comp.

Your best bet right now is to contact this third party that caused the accident and get all info from them and give them a nudge to repair your car. My guess is, they know you're only on third party cover and they will just ignore you and hope you go away. Try to get the name of their insurer if you can, then contact their insurer and explain the situation and you want your car repaired.

Document EVERYTHING. While its fresh in your mind. Take pics and all. I feel you're going to head to the Courts if the third party don't play ball.

[Cubes]

I rang him and the arrogant prick said he was too busy with journalists all day to make a claim with their insurance company. Cheers mate where does that leave me?

I would approach the company and demand something is sorted out.

If he's still an ass sneakily follow him home and then approach him while in 'his' space. I'm sure he will then make time to get you out of his hair.

Make your self a pain in the arse so he makes you go away!!!