Highly Modified Engines With Insurence

[DECIM8]

I distinctly remember you smashing your car into a bunch of houses and then changing ur user name? was that you?!

Anyways.. Coilovers are legal, for my happiness and the police every modification i complete I print the RTA legislation for it discribing if it is legal or not.. Suspension mods are typically legal in NSW not sure on VIC.

Anyways I would assume a boost controller you are not covered? The only reason I have insurance is for theft, I hope an accident does not happen.

[R34NRG]

I distinctly remember you smashing your car into a bunch of houses and then changing ur user name? was that you?!

wdh?? LOL man talk about twisting shit......when did a house get involved lol........

i guess ill have to give just cars/GIO/ect ect a call and see what happens

[TTT]

yeh I don't remember the house story...

sounds good..

was anyone killed? lol

[infamous_t]

I distinctly remember you smashing your car into a bunch of houses and then changing ur user name? was that you?!

Purple monkey dishwasher

[TTT]

Just did a quick search to see this R34 and house accident..

found nothing..

But man.. did your original threads bring back some awesome memories..

do the same.

search, by name "R34NRG" and start at the earliset..

lol

your attitude cracks me up.

[joeyjoejoejuniorshabadoo]

funny... i recon there's been more hype about andru's build than the r35's...

[R34NRG]

Just did a quick search to see this R34 and house accident..

found nothing..

hahahha i swear man there was no house honest......

funny... i recon there's been more hype about andru's build than the r35's...

yeh its always been like that.

but back on topic i called up my insurence company, added the turbo, ecu, lines, exhaust, gate, boost controller, 3.0L bottom end, forged internals.

didnt cost me anything on the premium.....just 300bux extra on the excess which comes to.

Premium = 2700

Excess = 1500

not bad if u consider the shit on my car =D

[joeyjoejoejuniorshabadoo]

yeah... but the main difference between say my insurance excess and yours is that you'll have to PAY yours

[TTT]

bahahahahaha

[DECIM8]

My bad I found who it was tho.. Spunky Monkey Character.. Talks abit of dribble too.

This was mostly for my own good, i.e make sure I wasnt a loony

Hi fellas,

I need to draw upon some of your experiences here... below is a brief snapshot of what happened followed by what the Police are hoping to charge me with through the Magistrates court; hoping for someone with prior experiences in this situation to shed some light on what are the possible outcomes...

Situation overview:

Basically around 7 months ago I was involved in a street drag race (stupid at the time) - we were travelling at around 100 Km/h in a 50 km/h zone in the streets of West Melbourne. Anyway, subsequently I lost control of my vehicle and spun into a residential home. Cops arrived 45 minutes later and took statements etc and the cops did say that they might summon me to court soon.

Now, I have never ever been summoned to court in my whole life - never been charged with anything or have had dashes with the law so all this is totally new to me and I am rather concerned.

Possible Charge (word for word):

"Manner Dangerous, Careless Driving & Exceed Speed Limit."

So the question is - I was obiviously involved in this and therefore accept that I am guilty - now, if I accept that I am guilty and get charged the above - what are the consequences? Will I be fined something; will it stick on my criminal records (is it this serious) and will it affect my employment etc? I mean, I am in a fairly senior position at work and if I ever get convicted of anything that is "criminal" then I will be sacked immediately.

Fellas, if this stays on my driving records etc then I don't give a hoot, even if I get fined etc then I do not really care, but I am really worried that it will be a criminal thing - is it this severe? It also says something about bail - what the fark is all this - would appreciate some support on this matter from those that have been through this personally before or have heard of friends involved in this.

Many thanks,

Spunky

Edited April 7, 2008 by DECIM8

[Gts-t]

Yeah andru was the dude who was dragging someone when they hit him and sent him into a pole lol

[DECIM8]

Oh rite, Wasnt to far off then!

[evil_weevil]

hahahah good call Hamish !!

[R34NRG]

@ Nathaniel

seriously man its all laughs and shit if u wanna talk shit about ppl but can u not post a f*kn essay in my thread?

id expect u to remove that shit asap, its just deviating the purpose of the thread more and more.

and for the record i wasnt draggn either....and there was no pole.....

back on topic though, are most of u guys with just cars? if not wat other company?

and im mostly talkn about the highly end modded cars

[Blitz]

id expect u to remove that shit asap, its just deviating the purpose of the thread more and more.

and for the record i wasnt draggn either....and there was no pole.....

Wait.

What?

[DECIM8]

You got my PM, thanks for your comments.

And for the record most people are with Just cars and GIO custom car insurance. Most other companies such as Famous, Young and cool and crap like that are a little dodgy from personal experence.

BTW: im your questions have been answered

[TTT]

and im mostly talkn about the highly end modded cars

it doesn't make any farking difference.

you already proved this by telling us that it made no difference to your premium, just your excess.

f**k you go on about your car.

It's a car.

a $25K R34 GTT which you have spent what $12K - $15K on the engine?

how the hell is that high end?

it's just like anyone else who popped number 6 and decided I'll do it properly.

get over yourself and stop talking up your "expected" 350rwkw.

there are a shit load of cars on here with the same power if not more who don't feel the need to bring it up in every post/thread (The Mafia excluded - but he likes external bovs so that's fine)

[evil_weevil]

hahahahahaha

Nath has every right to post in here as we all do.

As said before - its either Just Cars or GIO Custom. That is all. It doesnt matter if you have a cat back exhaust only, or a 26 in your GT with a T88 - IT HAS TO BE LEGAL.

lol @ high end cars too You crack me up

[R34NRG]

it doesn't make any farking difference.

you already proved this by telling us that it made no difference to your premium, just your excess.

how the hell is that high end?

it's just like anyone else who popped number 6 and decided I'll do it properly.

the only reason it didnt make a diff is because ive been with them for quite a while.....where as i got a quote from just cars and it ended up costing me 2k extra on premium.

fark gtst just chill out, i dont understand why u shit urself everytime i ask a normal question.

if its not high end wat should i say? a car with a 15k engine? a engine with a 3.0L bottom? a engine that u should ask gtst about othwerwise he'll replace his tampon?

because i dont wanna hear about cars not in my situation.

f*k me ur worse then those global warming flamin mongrels that complain about everything i do that might harm the earth.

stfu man lol.....

hahahahahaha

Nath has every right to post in here as we all do.

As said before - its either Just Cars or GIO Custom. That is all. It doesnt matter if you have a cat back exhaust only, or a 26 in your GT with a T88 - IT HAS TO BE LEGAL.

lol @ high end cars too You crack me up

errr okai dikhead? some random flamin mongrel just strolls along and desides to drop his essay in the thread that takes me 6years to scroll through only to talk about some guy going through a house? do i care? does it relate to the board? is he a dikhead? i dont know because im to scared to express myself due to gtst ranting on like a girl everytime i do.

back on topic though unfortunately your wrong about the "it has to be legal part" because i rang GIO and just cars to ask a few more questions. and thye both said that they will not insure a car when the mods exceed the price of the car.

so........

lol @ "it has to be lagal" too You crack me up

man this forums ignorence is gettn outta control here. u flamin mongrels are like 40 years old n shit and it seems ur cockiness gets higher the older u get. usally its the other way around.

just chill the f*k down i say.....stop trying to be heros n stop crying.....

P.S half the stuff i said might not make sense due to the censorship of this forum lol

Edited April 8, 2008 by R34NRG

[saliya]

but back on topic i called up my insurence company, added the turbo, ecu, lines, exhaust, gate, boost controller, 3.0L bottom end, forged internals.

didnt cost me anything on the premium.....just 300bux extra on the excess which comes to.

Premium = 2700

Excess = 1500

not bad if u consider the shit on my car =D

Who is your insurance company? I'll bet their Product Disclosure Statement has words like this:

"9. We will not cover any modification that is:

• not legal;

• not approved by the transport department in your state" (Shannon's)

"You are not covered under this policy:

• if at the time of the event, your vehicle was damaged, unsafe or unroadworthy." (GIO)

... if it does, and your modifications are not owner-approvable modifications (they aren't

in NSW), a claim might be denied on the basis of those clauses if the modification affected

the likelihood of a claim.

If your insurance _doesn't_ have words like that in it; we all want to know who the insurer is!

Regards,

Saliya