Insurance Advice

[batmat]

ok cool, well i get my mum to ring up and get me as a nominated driver, hopefully that will b ok.

ive got new respect for anyone whos got a turbo import now, after my insurance experiences...

thanks

[docile]

I was in a similiar possition with finance and couldnt get a skyline. chose a rex instead (and wouldnt have it any other way now). Heaps of nice ones around 25K. I got an immaculate stock rex for $24300. Mainly MY97 and MY98's in that price range.

Famous have very odd quotes. When i i rang up 3 times they gave me three RIDICULOUS prices.

RAC will insure WRX's for you. I pay around 2K a year but thats in my name. I only have 20% NCB. If i had gone under my dads, it would have cost me about 1.5K.

Suss out what rex's will offer you.

[G0DF4Th3R]

good luck being a P plater... friend of mine rang up for insurance on his S15, he's a year older than him and SGIO wanted 9k

madness

[batmat]

just as a follow up, i just got off the phone to the RAC with some pretty good news...

they quoted me $3920 per year for a 1998 subaru WRX to a value of $25,000

then they quoted me $1960.37 for the same car under my mums name with me as a nominated driver..

im pretty happy with this price, and altho dissapointed i cant get my preferred skyline, still happy with a WRX

hope this info helps any others that are in the same boat as me

thanks fellas

[Nizmo]

While we are talking insurance and the RAC ..... my car (R33 GTST) is insured in my mums name with me as 30% driver by the RAC ....... bill came in this month ..... costing me $1.4K .... is it just me or for a car thats insured in my parents name this is unusally high?? ...... does anyone know of anywhere that'll insure my "mums" car for less?

[docile]

Batmat, get a good rex (pretty easy to find one around 25K private sale, but dont even bother with dealers unless you have 30K ), look after it and you will be happier in the long run.

Have a ride in one and you'll love it

[ACTIVE6]

hey im in a simila situation as Nizmo, can anyone suggest a good insurance company for my parents???

[3R1K]

Try famous classic car, I'm 20 insured about $3800 a year, I was 18 with my lancer insured around $2300 K (western qbe)

[bully]

by insuring in your parents name you are not generating your own No Claim Bonus, even as a nominated driver (qoute RAC unquote) so just putting off the high premiums till later on --- Sons 180sx is in his name he just turns 19 this week been insured for a year with no claims etc and his premium has dropped 600 dollars with RAC so my advise to the younguns is to tough out the 1st year and then once you have your own No claim bonus you will see the cost go down fast

[Huron]

Originally posted by bully

by insuring in your parents name you are not generating your own No Claim Bonus, even as a nominated driver (qoute RAC unquote) so just putting off the high premiums till later on --- Sons 180sx is in his name he just turns 19 this week been insured for a year with no claims etc and his premium has dropped 600 dollars with RAC so my advise to the younguns is to tough out the 1st year and then once you have your own No claim bonus you will see the cost go down fast

Hrmm, my previous car was insured under my parents name and I was the nominated driver and I got 40% no claims through RAC because of being a nominated driver on their policy..

For the record I am 21, 50% no claim paying $1450pa for MY99 WRX through RAC.

[NO_RSPECT]

if you want HBF insurance you need to suck up to me.

BIGTIME

nah even then guys HBF new rulings are as soon as you say import you get put on hold and then the decision gets made by our underwriting manager. Unfortunately we recently had a large claim for very little damage on an import and it has opened their eyes to what kind of amount they have paid out in the past for no real good reason as repairers have been quoting phenominal prices without utilising the second hand parts market that is available.

Not many of you know but I have been trying for ages to get imports specifically skylines insured by us and after all the time and effort and phone calls and hard work etc its all fallen in a heap because of a recent claim. I have done a bit of insurance for a few of you that have qualified, but if you want insurance now, you need to be older than 23 with a clean history and a very minimally modified car. but still depending on no claim bonus expect to pay from $900 to $2300 or thereabouts.

but PM me if you have a query and only if you are meeting the above criteria.

This is a one time only offer.

oh yeah and none of the its my dads or mums car which i drive blah blah, if they bought it for you then YOU insure it and keep the system simple.

[ix9]

Riaz, you da man

[GTS-t VSPEC]

Damn, miss out on the minimally modified criteria:(

Bully, No necessarily true, I was on my mums insurance when I was young, then when I bought my first car (Supra TT) I had a 60%NCB without ever having insurance in my name:D

[ix9]

you had a TT supra and you went TO a skyline... don't let bully hear you say that!

p.s. I got 10% no claim by being on my mum's insurance for 2months before getting it in my own name for my first car, 3 months later i bought my 3rd car (sonata) had 20%...

[GTS-t VSPEC]

I'm sure I've already told Bully before. The Supra was very good, but the Skyline is better:D

[33Spec2]

Originally posted by bully

by insuring in your parents name you are not generating your own No Claim Bonus, even as a nominated driver (qoute RAC unquote) so just putting off the high premiums till later on --- Sons 180sx is in his name he just turns 19 this week been insured for a year with no claims etc and his premium has dropped 600 dollars with RAC so my advise to the younguns is to tough out the 1st year and then once you have your own No claim bonus you will see the cost go down fast

Thats really good to hear! im coming up 2 finishing my first year of insurance and was stressing about paying it next year - was actually considering putting back under parents name! havent made any claims either

Classic didnt care that i had 2 years insurance under a parents name previously - didnt count for anything:(

[RB20LagWagon]

Paul, your car is still minimally modified, i mean it still does 13s

[ix9]

Originally posted by 33Spec2

Classic didnt care that i had 2 years insurance under a parents name previously - didnt count for anything:(

Exactly, Your no claim bonus from under a parents name is completely at thier discretion.

Classic also didn't care I was supposed to have 40% NC, but due to an RAC f**kup, it went back to 30%....

... so i had 30% with classic....

... hence i moved companies

[GTS-t VSPEC]

Shaun, I'm hoping to get into the 12's with the stock turbo, which would be more than the RB20's around:p

[ix9]

Paul,

that's a big ask.... specially when your other mods can sorta impact your car's efficiency. ie throttle body, cooler etc..