Insurance And Power Fc

[kurd_boi]

honesty is the key here if u lie it will stuff u up down the track

[nitestalkr]

Stick with just cars and take the piss out of everyone else.. I pay $1k full comp, over 200rwkw, pfc, boost control, coilovers, FMIC etc.. and im 25 (Rating 1).

I dont think i would get past the "i have a skyl..... *truck reversing*" with any other insurance company. I sure didn't the last time i tried.

Also the last time i called Just Cars the agreed value went up based on mods. They now value the car at what i paid for it 2 years ago! LOL

I seriously nearly fell of my chair after i found out the value went up based on things more likely to make me stack it..

Good blokes at JC and I only have one more test for them... Honoring a claim when the time comes.. (Hopefully never)

[R34NRG]

Andru - they know about the RB30 and hi-mount also?

they do actually.....but i didnt exactly say hi mount or rb30

[W0rp3D]

I looked into the ecu thing when i first signed up, there is a box there for an aftermarket ecu but there is also a disclaimer saying that all modifications must be legal and roadworthy, as the power fc is not legal that gives them a reason to void your insurance, seems as though they do pay up but would be interesting to see what happens when someone takes out a $200,000 merc, im guessing at that point they might bring that disclaimer into play.

Also the last time i called Just Cars the agreed value went up based on mods. They now value the car at what i paid for it 2 years ago! LOL

I seriously nearly fell of my chair after i found out the value went up based on things more likely to make me stack it..

i just renewed my insurance with them, had agreed value and they tried to drop the value by $800, rang them and told them its "agreed value" and thats not the value i agreed on, they put it back to where it was and told me that it will happen again next year so i told them i would call again next year.

[Edge]

A power fc is legal so long as you do not have a hand controller attached to it in the cabin.

It is an ecu just like any other that is fixed tune.

[W0rp3D]

A power fc is legal so long as you do not have a hand controller attached to it in the cabin.

It is an ecu just like any other that is fixed tune.

i dont know what state or even country you are from but i know 100% in vic any programmable ecu is illegal due to emissions.

And the fact that these units are programmable means they are not fixed tune and thats why there not legal, you can get 20 minutes down the road plug in the controller and adjust everything again straight after an epa test, there is not true way to make these a "fixed tune" hence why people who modify there car wants one.

Edited June 12, 2008 by W0rp3D

[Duncan]

doesnt make sense to me. the r32 (and lots of other) factory ecus are reporgrammable as well

[Edge]

i dont know what state or even country you are from but i know 100% in vic any programmable ecu is illegal due to emissions.

And the fact that these units are programmable means they are not fixed tune and thats why there not legal, you can get 20 minutes down the road plug in the controller and adjust everything again straight after an epa test, there is not true way to make these a "fixed tune" hence why people who modify there car wants one.

NSW

That is why 20 minutes down the road you are not allowed to have a hand controller in the cabin.

and you just said it passed with the powerfc. It is not illegal to modify your car to meet epa test requirements, for example by reprogramming an ecu for better efficiency.

Nothing is ever fixed tune, since you can fiddle with the engine timing sensors, change the tune chip in the ecu, change the fuel pump, put a better air filter panel in etc. etc. but these are fixed changes, meaning they are fixed for the next time you drive it.

Regarding your insurance, the reason they say they will cover it if it is legal is that they are legal but don't set it up in an illegal way. The ecu will not cause an accident if it is not being fiddled with while you are driving, the best way to avoid being accused of fiddling is not to have it in the cabin. Most insurance companies recognise that provided the car is roadworthy - it is not the car, it is the driver. The roadworthy test doesn't care if your engine is out of tune, it cares about safety check ie. if your brakes, lights and visual systems are in working order, and even if a fault in these was the cause of an accident but you passed the roadworthy check the insurance company cannot refuse to pay you, eg. the brakes failed.

The only way the insurance company can refuse to pay is to prove you knew the brakes or whatever safety component was not operating and still continued to drive. The in cabin controllers give them an opportunity to try to prove you knew the car was not running safely since you were fiddling with the engine in cabin while driving which is an unsafe practise, since you ought to know that doing this may cause you to accidently overpower the brakes that then caused the accident.

It is by extension that the programming in cabin is thus illegal, just as it is illegal to have a radar detector in your car even if you are not using it: If it is in a location that you can use it while driving you will find it is illegal.