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It's interesting how people in this country always speak of tax refunds like it's some kind of "right" or something that's expected.

You should only get a refund if you've paid more tax that you've been required to, either by having additional tax witheld, or based on deductions.

Also, having a tax bill means you've had use of the money for longer.

Personally I'd perfer to pay no tax during the year, having the money sit in my mortgage saving me interest, and then get a big bill once a year.

:P

That's what we are able to do with majority of Brooke's pay /HECS money - and on average we are offsetting our mortgage by at least a few $g's all year - less interest for the bank! :D

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