Financing Your Import

[Rocky88]

paid cash no need for a loan :-)

Thats good, but for the rest of us that didnt win lottery, loan is pretty good solution.

I'm with Community CPS btw.

[Nene260RS]

so good loan rates for sau mate's :-)

HAHA i wish i had that power... all i can offer is extra friendly fast service, and the undersdanding of the need to drive fast cars

[mid life crisis]

Thats good, but for the rest of us that didnt win lottery, loan is pretty good solution.

I'm with Community CPS btw.

well ive never had a win in the xlotto mate ive worked bloody hard over the yrs to get what i have today no hand outs here.keep slogging away you will get there . i reckon ive had a few more yrs to get there tho . :-)

[ted180]

i bet half the people in here that say they paid cash are only saying it for scene points, and are probably in as much debt as everyone else.

[scandyflick]

oh i totally paid cash.

nah, im with the defence credit union. no fees, about 11% interest.

[mid life crisis]

i bet half the people in here that say they paid cash are only saying it for scene points, and are probably in as much debt as everyone else.

i will take ya up on ya bet ted how much you offering ? dont believe me ask my son ilec on here he will confirm it who btw worked his arse off at holdens doing as much overtime as he could so he could pay cash for his as well no money family here pal just bloody hard workers

Edited July 25, 2008 by mid life crisis

[ted180]

i will take ya up on ya bet ted how much you offering ? dont believe me ask my son ilec on here he will confirm it who btw worked his arse off at holdens doing as much overtime as he could so he could pay cash for his as well no money family here pal just bloody hard workers

thus the reason i said "half" of the people who said it..

that means the other half DID pay cash..

[Madaz]

ah good news must try and catch up with alan so i can feel what its like

sorry to hear about your neck

the good news is it doesent slip but it's pretty heavy on the pedal and it's a bit on offish more than we expected but he is happy with it .

i can safetly say its the last one im doing without a hoist tho i pulled a muscle in my neck thats been giving me hell while lifting the box back in .

but the bottle of scotch he gave me is helping with the pain lol

[Luke_ENR34]

paid cash for mine, worked heaps, drove a gemini which was cheap on petty and didnt drink when i went out.

[joeleo87]

thats commitment luke! wish i had it lol... teach me the ways?

[mrgtt]

hey, my first 34 i paid cash for..now thats gone wont be seeing it for a while and now deciding to get a loan for a new car am going to apply for a loan at savings and loans i am lookign at importing is it better to ask for a personal loan? or a car loan?

[Madaz]

^^ personal if your going to import

[ted180]

ive got a mate that just bought a 33 with cash.

he saved and worked his ass off, and avoided spending money as much as he could, that meant riding his bike from 1 side of town to the other instead of spending money on petrol, now thats commitment.

[rhys5169]

im not bluffing either, my purchase was straight cash. put in the hard yards at work (still a uni student aswell), and managed to sell my previous car for a nice amount

[Normsta]

Personally, I'd never get a loan for a car. I would also avoid getting a credit card unless it was absolutely necessary.

Is it true that you need a credit card to have a good credit rating? Or can you also base your rating on savings?

[joeleo87]

you dont need a credit rating to get a credit card. in saying that having a high credit rating will help you get larger loans i.e. house loan easier.

[Madaz]

paying bills gets you a credit rating

mind you years ago when i was unemployed my bank sent me an application for a 8k yeah we will end that story there

Personally, I'd never get a loan for a car. I would also avoid getting a credit card unless it was absolutely necessary.

Is it true that you need a credit card to have a good credit rating? Or can you also base your rating on savings?

[rad100]

if i didnt have a car today i would be going out and paying cash for one! have saved enough for a gtr32

[Rocky88]

have saved enough for a gtr32

...and how is that a bad thing? 

All I have "saved up" is $3000 debt on credit card. Will try to completely repay it within next 2 months. Had just to much shit going on recently.

Edited July 27, 2008 by Rocky88

[mrgtt]

...and how is that a bad thing?

All I have "saved up" is $3000 debt on credit card. Will try to completely repay it within next 2 months. Had just to much shit going on recently.

haha i have just recently paid back 2k on gf's credit card...damn car was high maintenance