searched and found nothing: 3rd party Q.

[Mini Me]

Not interested in full comprehensive insurance ATM - too expensive. Anyone have 3rd party fire and theft? i've tried a few places with no luck. famous dont offer it. Just cars only insure for $4k, and i'm waiting for a reply from shannons. I am yet to contact unique or elders (only just found out about them).

I'm 20. 2.5 years driving under parents name, no accidents, no fines etc, looking to insure 3rd party F&T, s14 200sx @ market value.

sorry if this has been posted before. i searched and only found any decent info for full comp insurance. cheers

[redline2003]

i dont think any insurance comp offers full market value for 3rd party as ur only paying $700 F&T where the car could b of $XXXXXX value, alot of ppl would do insurance jobs if this was the case. howeva i may b wrong

[P1E]

Yeah, I haven't heard of full fire and theft being offered (for less than you'd pay for comprehensive insurance) either.

Buy a really, really good alarm system and insure yourself with Just Cars. At least the $4,000.00 will cover your stereo, rims, etc., which are probably more likely to be stolen if you're careful where you leave your car.

[bryanlee38]

3rd party with my bank (suncorpmetway) is only $220/year

try ur bank ... if u dont have suncorpmetway in Mel

[P1E]

Just Cars quoted me $300.00/year for third party or $600.00/year for third party with limited fire and theft. What're you covered for?

[bryanlee38]

mine is just stricly 3rd party, no fire no theft - thus explaining why I'm the most paranoid fella in the world ...

oh well I'm only 18 ... comprehensive is outta my budget

[Mini Me]

thanks for the replys fellas

[WazR32GTSt]

hey,

i have 3rd party with just cars. i'm 20, on my P's, no accidents or claims (hell not even a speeding fine!), and i pay about 400 - 450 a year (can't remember exactly).

fire and theft is an extra 300 if u can afford it.

i don't see the point paying 3000pa for insurance when in 5 years you have paid for another car!

then i spent some $$ on an alarm and clublock and presto - car ready to park at broady...!

[P1E]

How hard are kill switches to install? Set a series of five or six hidden switches.

[T0nyGTSt]

Comprehensive insurance also covers hail damage and if an uninsured driver hits you.

Even with the best alarm system on the planet AND comprehensive insurance, there are some parts of Sydney I wouldn't park my car, this Skyline just owes me more than just money

T.