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Nrma Insurance

metalfly

By metalfly,
in General Automotive Discussion

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metalfly Rookie

metalfly

Posted
Posted (edited)

A friend of mine recently bought a 1999 R34 GTT manual coupe, he insured it with NRMA and they said the market value for his vehicle is between $13k to $17k, the model he said he insured it under is called by NRMA a "Nissan Skyline GTS" but he made sure it is indeed a 2.5L turbo model. THe value he insured it for is $17k

Is it me or is that a bit low market value for them considering even the Redbook has it a fair bit higher.

Edited by metalfly
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DAS KAMU Veteran

DAS KAMU

Posted
Posted

I worked at NRMA for around 6 years so im happy to help with that question:)

the market value means no set value

and he will get what they deem the market value at the time of loss.

so its a case of wait and see

i have my 1987 corrola insured with nrma coz i dont really care how much it is worth

but my gtr is with just cars for an agreed value

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DrewII Community Regular

DrewII

Posted
Posted

me too

agreed value with justcars

my R33 is insured for way more than what i could get if i sold it today. they base their premiums on the type of car, where its parked and driver record. i increased my agreed value by 5 thousand dollars and my premium didnt change at all.

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GTR-N1 Grand Master

GTR-N1

Posted
Posted

Regardles of the insurance company, you'll only get money back on your modifications if you...

INSURE AT AGREED VALUE !!

And regardless of whether it's GIO, Lumley's, Shannons, Just Cars etc. it's wise to...

LIST THE MODS !

Fine print in the policy will only cover loose items if that, to...

A VERY SMALL VALUE !

If you reside occasionally at a 'low-risk' 'non-metropolitan' suburb or town, the...

PREMIUMS WILL BE LESS !

Cheers, Tez :blink:

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DrewII Community Regular

DrewII

Posted
Posted

iv listed everythig on my policy/ boost controller, dash alterations (gauges) short shifter, after market horns everything is there i went over my car with a fine toothed comb just to make sure there was no way they could screw me if i needed to make a claim.

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GTR-N1 Grand Master

GTR-N1

Posted
Posted
iv listed everythig on my policy/ boost controller, dash alterations (gauges) short shifter, after market horns everything is there i went over my car with a fine toothed comb just to make sure there was no way they could screw me if i needed to make a claim.

^^^ +1

The same!

You can ask them first if any modifications will affect the premium.

Traffic violations affect the premium too - especially loss of licence in the past 5 years.

Where you live, high risk areas affect the premium.

And with some companies, even a bodykit can affect the premium lol.

Then again, you could have added some mods later on after the premium has been paid eh? Need to tell them though.

Stereotype: Grey Imports attract Grey Insurance! :P

Tez

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DAS KAMU Veteran

DAS KAMU

Posted
Posted
mate justcars allow for unlimited mods.

and you can reduce your preimum even further with justcars ad-just excess

increase your excess and pay a lower premium

jesus that sounded a bit like an ad

ring justcars today

which is the reason i left the industry due to screwing honest guys over for little things like a blow off valve that was not listed ............... no shit

just cars are a great insurer that allow mods "if you list them"

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