Young and Cool

[Ait]

Is anyone here actually with Young and Cool or has made any claims with them? How is the service? Thanks guys.

[predator]

They're in NSW .. I remember looking at them a while back, but didn't seem to offer what anybody else offered or any cheaper pricing.

If you're in melbourne and above 25, I'd either recommend www.uniquecar.com.au (who i'm with).. or shannons http://www.shannons.com.au/.

Justcars keeps going up and up and they're a ripoff so i'd stay clear of them unless you have to.

Otherwise famous www.famousinsurance.com.au

[Ait]

I tried Famous but unfortunately I had a huge payoff awhile so they refused to touch me (which I think is rather illogical).

Youngandcool have a terrible excess though although they told me if I did a defensive training they'll reduce it by a thousand. Which btw, the normal excess is 2K. But they're ok with mods etc.

Shannons didn't want to insure my car or any imports (strangely), and told me they only wanted to do marque cars.

Justcars...as usual gave me a ridiculous price. I'm 29 btw, and on rating 3 as I haven't driven here for long.

[predator]

it sux really..insurance is almost becoming impossible on imports these days, and it seems to have got even worse over the last year.

I'm late 20's and never had an at-fault claim and yet many insurers still wouldn't touch me or offer me stupid prices. A couple of people here are on Shannons, so I am not sure what that is about

I don't know who is having accidents out there and making claims?? but its ****ed up, and ****ing it all up for the rest of us

[Evil]

Yeah I pay a fortune in insurance with Just Cars (23yo rating 2, never made any claims at all). It's hard enough to find a company to insure you let alone a good price

[Ait]

Just called Unique Car. They didn't want to touch me either because of a huge payoff. I can't see why these companies won't insure me because I had a huge payoff? Is it because they're afraid they don't have the money to do it. Currently only two companies are doing that - Famous, Unique.

You can bet they make a huge ass profit out of this.

Just spoke to Just Car again. They told me because the 33s are getting common, insurance premiums for skylines are going down. Well that's good news for you guys.

[slayer_1971]

Give "Torque Underwriting" a go..... 1300 369 769

[pushead]

Originally posted by Ait

Just spoke to Just Car again. They told me because the 33s are getting common, insurance premiums for skylines are going down. Well that's good news for you guys.

Thats good news as im with just cars. hopefully it will be a huge difference.

[funkymonkey]

That's wierd... no claims or any insurance hassles, no mods changed or anything and my premium went UP this year with JustCars... I rang em up, gave em an earful then changed to Famous

[Jetdat]

i am insured with one of the big name insurance companies, i am rating one, clean driving history, and the premium is very low...

[hippy]

Young and Cool .. well i used to be with them til about a week ago ... i made a claim at fault about a year ago and that went all fine ... can't really complain about that one except their excesses are ridiculous ... but i won out on that one so i can't really complain .. anyways ... i then had to make another claim about 2 months ago which wasn't my fault .. and damage was about 2k ... and u woudln't beleive ... they transderred my insurance to daws underwriting which i guess were under writing them at the time i joined up with them ... and they ddin't even ****in tell me ... so then i ring dawes up ... to make my claim ... this is what they said ... since my excess was 2.5k ... they wanted me to give that to them even though it wasn't even my fault ... theres not too many people with 2.5k just lying around ... who the **** did they think i was?? anyways ... they said they would give me the money back when the other guys insurance paid out ... to me thats just ****ed up ... i mean .. why the **** would u pay someone over 2k a year for that type of service?? ... so now they put my premium up to over 3k .. thats dawes underwriting... they can go **** themselves .. i'd rather go without insurance ... the last time i spoke to young and cool they said they were their own company and deal with all insurance by themselves so u wouldn't have to go through with this shit ... my word of advice is ... if u dont' get a really really good deal with y and c ... go with someone else ..

[hippy]

jet .. can i ask who u're insured with?

[akeenan]

when i was researching insurance a few years back i read the young and cool compnay didnt insure wrx's full stop of people under 25 in any turbo or v8... is this still the case? i found this funny but also weird. what was the story with no wrx's?

[riggaP]

I asked Young & Crap to insure me and they told me to get lost coz I had 3 traffic infringments in the last 5 years (one of em was 57 in a 50!). Even Vicroads only hold it against you for 3 years!

[Ait]

Originally posted by hippy

... they transderred my insurance to daws underwriting

I thought Young and Cool claim on their website that they are underwritten by Lloyds?

[aybee]

when i bought my car in japan in march i got a quote from just cars at 6300 and famous for 2200. when i finally registered it about 4 months later, just cars had dropped to 3700 and famous was around 3. i also spoke to shannons and they told me that cause my dad has two cars with them they would cover me for 3rd party for a year then if i had a clean record would go full comp. but it would have been 4k.

fark the poe lease.... oh yeah and the insurance companies

[predator]

hey what the cops take off you each year, is *nothing* compared to how much the insurance companies rape you for! Its ridiculous..

RACV I think would insure a stock standard GTS-T but i think that may only be because i was insured with them for so long and was "old ****, rating 1" category.