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Under 25 And With Shannons?

ashneel

By ashneel,
in Victoria

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ashneel Grand Master

ashneel

Posted
Posted

Just wondering if anyone here who is under 25 are with shannons? If so whats your premium like? And did you have a hard time to get insurance through them? For all my cars iv been with just cars and I just got a R34 (picking up this weekend woot) so thought id give these guys a go. Now with just cars im 22 never had a claim and the 34 is mildly modified and with rating 2 my premium is $1300 at agreed value of $20k with everything listed

Called shannons and they are willing to ensure me but for $3600 and the same details was provided to them as I gave to just cars. Was told by shannons you have to be an enthusiast so am I part of a club? ra ra ra will you be doing track days? had to say yes (cause firstly I will be getting into track days and secondly I was told by them being part of a club I would be doing track days so either way they would be listing it down.)

So ye are there any under 25's with shannons? And since I will be hitting the tracks would it be worth the extra to be covered for most track events since at most ill be doing 2-3 track days at most in a year?

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https://www.sau.com.au/forums/topic/240883-under-25-and-with-shannons/
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Player_Hater Proficient

Player_Hater

Posted
Posted

just cars will insure any1 whos is willing to pay .. from p platers wif ferraris to 50yr old repeat serial drink drivers.. just remember that all the expense doesnt come from the initial payment of your insurance.. it comes from when you have an accident... thats when they start to charge u $$$$ .. plus u dont get choice of repairer if your at fault.. your "told" to go to a aami recommended repairer and have your car repaired through one of these repairers meaning you will spend the next few months going back to them to fix the f*#k ups they can seem to repair.

shannons are catered to a more specialised form of insurance, they cater for more older petrol heads n collectors cos they generally outgrow the hoon age ... and i use the word generally very loosely. shannons target the clubs, both social and events and gets good business from that cos they listen. there not cheap but that comes with benifits.. ie choice of repairer regardless of whos at fault. pay your excess and take your car to whom ever you want.

_K1NGTR_ Proficient

_K1NGTR_

Posted
Posted

yea mate im in the same boat as you. Im going to try insure my R32 GT-R with shanons so i returned it to stock wheels and i put the stock side skirts on so i look more like and enthusiast and im going to become a SAU member before i go to them but im not sure whats going to happen because i am 21 and they might not consider me to be serious about it but i heard they are real ass holes there.?

ashneel Grand Master

ashneel

Posted
  • Author
Posted

Well they wernt real assholes well they were and weren’t at the same time lol. they just asked a crap load of questions for example the 34 I got has had the turbo changed to high low, Z32 afm, high flow fuel rails, fuel pump, FPR, cooler, turbo back exhaust, coilovers and no cosmetics mods just looking stock

Then they went and asked me why these mods was done, how would these be used, what makes you a car enthusiast and a lot of other questions. Just be prepared to be on the phone for at least an hour. And being under 21 with a GTR I feel sorry for you already.

At this stage im looking at going back to just cars but a part of me does say pay the extra and go with shannons. It is costly but your ass is covered in all ways.

Timeb0mb Enthusiast

Timeb0mb

Posted
Posted

hi guys just a quike tip, call GIO and ask to be put thru to "Custom Car" (they are to GIO what just car is to aami) and will match just cars primium and they have lower excess fees and offer choice of repair and for like an extra $5-$10 a month you can get a rent-a-car for 14 days in the event of a crash (which was pretty useful)

hope this helps guys

Player_Hater Proficient

Player_Hater

Posted
Posted

you are covered for track events with shannons, YOU must notify them first before going for track events.. in saying that it must be a club orientated track event.. ie the car club u belong to.

reason shannons ask you those questions is to see if your worth the risk to insure plus if you match there minimum requirements under their business scheme.

end of the day... doesnt matter who you insure with.. aami, just cars, shannons, gio, custom cars ...there all owned under the same company.. what your paying for is the service provided.

basically just weigh out the pros and cons and see which is suited to you.

_K1NGTR_ Proficient

_K1NGTR_

Posted
Posted

Then they went and asked me why these mods was done, how would these be used, what makes you a car enthusiast and a lot of other questions. Just be prepared to be on the phone for at least an hour. And being under 21 with a GTR I feel sorry for you already.

na na im not under 21 i am 21 and a half so im pretty much almost your age not much of a difference lol

i got no mods to the car anyway so it wont matter just making it look clean

Timeb0mb Enthusiast

Timeb0mb

Posted
Posted (edited)

well im 22 and like 8 months i have R33 GTST, exhusts, wheels, cooler, and shannons would only insure me if the car was kept of street and not visable for the road at home (which it is) but it also had to be in a locked and sercure car pack at work too, but yeah they wanted high $'s

not sure how they will be with a GTR, worth a call tho

Edited by Timeb0mb
evade Experienced

evade

Posted
Posted
you are covered for track events with shannons, YOU must notify them first before going for track events.. in saying that it must be a club orientated track event.. ie the car club u belong to.

reason shannons ask you those questions is to see if your worth the risk to insure plus if you match there minimum requirements under their business scheme.

Has to be a "driver training" track day.

I.e one of kev's driver dynamics track days @ sandown

HEKT1K Grand Master

HEKT1K

Posted
Posted

speak to RUFFLS, he sweet talked some dude at Shannon's into covering his s15. And i've seen his car on google street view so i don't think it's always out of sight :P

he is not yet 21 and managed to get covered by Shannon's.. the bastard.

Bokzed Apprentice

Bokzed

Posted
Posted

A mate of mine just bought an Evo IIV, and got insurance through Shannon's, he's 23. I think if you speak to the right people and somehow show that you're an enthusiast, but a sensible one you can sometimes get around the over 25 rule...He also owns a Volvo S80 (Not with shannons), so that may have helped his sensible driver "image" (Mind you, it's twin turbo and gets absolutely thrashed)......I tried insurance through them ( Also 23) and basically got told to forget it, so i think it comes down to who you get on the phone/modifications/location etc just like the other companies...

evil_weevil Grand Master

evil_weevil

Posted
Posted
you are covered for track events with shannons, YOU must notify them first before going for track events.. in saying that it must be a club orientated track event.. ie the car club u belong to.

Totally wrong. I'd call them before you head out next time.

Anything under CAMS, AASA, or any other motor sport governing body, anything you sign for indemnity, anything with timing, etc etc etc - not covered.

Events like DECA, the nsw texi, thats not covered.

Driver dynamics - some courses are if not most! :P

llama_au Grand Master

llama_au

Posted
Posted (edited)

I am insured through Shannons, I'm 24 with a very clean record. I've been insured with them since 22.

Agreed value on both cars, premium is a little more expensive than Just Cars but I have the total loss salvage option on my Pulsar so in the event it's written off I keep the car for free (minus excess if I'm at fault.) They cover absolutely everything on both of my cars.

It was a little difficult to get insurance with them at first (no garage), but perseverance paid off. They actually scouted me when I had my Pulsar at Autosalon in 2006, then rung me, and the guy who initially signed me up was extremely familiar with my car. I didn't really have to prove I was a car enthusiast, they knew my car.

Neither of my cars are considered high theft risks, interestingly enough.

Premium on the Pulsar is $1100 (limited use cover - max. 2 days per week)

Premium on the Skyline is $1200 (daily use cover)

I'm also in the highest category of risk suburb, so it's quite reasonable.

Edited by llama_au

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