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Under 25 And With Shannons?

ashneel

By ashneel,
in Victoria

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saff_cossie Grand Master

saff_cossie

Posted
Posted

Shannons do offer insurance to under 25's but not via the website, only via phone in my experience. My g/f has been on my Evo's and the first one was when she was 23. She also had her Subaru insured in her own name with them at 23 and currently has the Mini with them but is now over 25. This was 3 years ago though so things could have changed.

I imagine it is on a case by case basis with risk the denominator.

Track insurance is offered in Australia but at a premium for the day only and at a percentage value of the vehicle up to X percent from my understanding. I don't know if Shannons do it though.

SS8_Gohan Grand Master

SS8_Gohan

Posted
Posted

i've been with shannons since i was 20 i think (i think late 20). R34. At the end of the call when i got all the policy sorted, they told me the only reason they even CONSIDERED insuring me was because i was a member of a CAMS affiliated club (thanks SAU VIC) and i was planning on tracking the car. Perhaps they were a little more lenient back in the day. I've also been on extreme limited use and limited use policies, genuinely so and i appreciated them taking my word at face value.

I "think" i started at $1900 for extreme limited use, then i jumped to $2100 when changing to limited use (so that would have been 21 yrs old) and now it's $12xx i think. 25 on Nov 28th, so hopefully it's going to come down some more :)

So yeah, in short, they insure under 25. Perhaps they are a little tougher these days by the sound of it, or maybe they just make an assessment on how you sound over the phone :blink: But i wouldn't even bother checking with them without being a SAU Vic member, or some a member of some sort of CAMS club.

D_I_F Grand Master

D_I_F

Posted
Posted

Got quoted from Shannons last week or so.. I'm under 25 and it's much cheaper that famous and just cars.

But it all depends on the licenses you hold and your experience and of course NCB rating I guess.. Everyone is different.

SS8_Gohan Grand Master

SS8_Gohan

Posted
Posted

oh, forgot to add... to me, choice of repairer pretty trumps ANYTHING. I would gladly pay more on my premium if it meant i could hand my car over to Mr Gloss, without having to sell my left kidney to get work done there.

I did ring JC a few months ago, just to see how it would compare.

- Agreed value with shannons is way more than what JC would give me at market value

- Excess way more with JC

- No choice of repairer with JC

i'd easily pay a couple hundred more given the above. But as it turns out, JC and shannons were the same premium.

The benefits you get with shannons easily outweighs a couple hundred cheaper quote else where

Ruffels Veteran

Ruffels

Posted
Posted

i got insurance with shannons when i was 19! they insure my s15 for $30,000 value

i have a $900 excess and my premium is only $1800 ... not bad for a 20 year old!

i turn 21 in 2 weeks and i'll be on rating 1 with them!

llama_au Grand Master

llama_au

Posted
Posted
So yeah, in short, they insure under 25. Perhaps they are a little tougher these days by the sound of it, or maybe they just make an assessment on how you sound over the phone :cheers: But i wouldn't even bother checking with them without being a SAU Vic member, or some a member of some sort of CAMS club.

I'm sure it helps but I wasn't part of a CAMS affiliated club nor did I have a CAMS license at the time.

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