I'm not destined to have a Jap Import

[Sneeza]

well I have tried to keep this secret from everyone hoping that maybe my luck will change - of this phuckhead will come to his senses...... and I will get my car back

Anyway - The guy I bought my skyline off illegally sold it to me as it had a Bill of Sale on it for a $30 000 loan. Before you all go "Didn't you ring REVS" yes I knew it was an encumbered vehicle and I had a contract drawn up that he would pay his loan out - this contract is with the police now and is the basis for a fraud charge.

So in a nutshell a truck drove up to my driveway and took my car away while I was in Singapore - and yes they can do that.

This guy was a cop under my Dad's mate (who they went to school together and joined the police force together.. so they are pretty good friends) and he is helping me out, putting charges together etc and advising me.... also i have a lawyer - that was also in the police force with my dad that is helping me. (its a big circle of love). My dads copper mate kicked this piece of sh*t out of the force as well... The guy's bank is being as helpful as possible... but in 2 weeks unless his account is settled, my car will be auctioned off.

To make things worse - this guy has run off to the UK - but I have ensured that when he enters the country he will be arrested in immigration and given the broom stick treatment. He has one fraud charge from me and one from the bank.

I have spoken to his parents and they have no money and I have called this guy in the UK - he keeps telling me its getting sorted, when it isnt.

So there you go - Liz no longer has a skyline but is still paying off one.

Please don't tell me what I should have done or why I didn't do something - that is no use me...

I don't know if ANY of you can help in anyway... I don't know... I am at wits end with this.....

thanks guys

[camandcandice]

thats pretty god damn ruff

[memphis]

SHIT!

thats all i can say, hope things get sorted out.

On another note: The lady that used to own the house im in now owes alot of money to alot of people (banks), I panick consistantly that they will just come and take all my stuff by mistake.

[2fardown]

That sucks big time. One has to wonder though, why did you buy a car knowing it had a large some of money owing on it? Surely there are other cars out there similiar to the one you purchased?

I just hope it all works out for you. Though 2 weeks isn't a lot of time.

[Sneeza]

I can't find out how much was owing on it (privacy act) - you assume that the cost of the car would cover the debt.... but the debt isn't for the car - it was used at a Bill of Sale - like colateral or whatever. But the contract covered that. It doesn't matter what I should or shouldn't have done now...

[memphis]

hmmm, if the debt isnt for the car, i would have thought that they have no right to take it from you once you purchase it?

[deesh]

When you buy a car that is financed, usually the deal is they get a pay out figure from the bank, they tell you, you verify it with the bank, and make the bank cheque out directly to the creditor, with the rest going to the seller.

The bank cheque is useless to the guy, he has to pay the loan off with it, if he doesnt, the bank cheque is never cashed and it can all be worked out.

But sorry to hear about it, theres too many dodgy types around, and the down side is that the bank can handle losing that much money, while it makes a big difference to you, and who gets the first pick at assets, the stupid bank.

[Sneeza]

I don't know what the debt is for... its all tied up in the privacy act. (i mean $30 000 wouldn't ALL be for the skyline) But Police and Nurse bank hold an ownership on the car (like when you have a mortgage), its under REVS, and he was not allowed to sell it. There are too many things to explain.... my head hurts

[G0DF4Th3R]

sorry to hear Liz

hope you get it all sorted though 2 weeks isnt that long a time

we feel for ya

[Grey skys]

Jeez Liz that really does suck, I really hope things work out in the end for you(even if you hire someone to take his knee caps). How long will you have to keep paying for the car for?

[Sneeza]

Deesh - yes I know all this, I am covered by my contract, but that didn't stop him leaving the county. As much as I appreciate it - I don't want people to tell me what I SHOULD have done.... I know.... I want help, advice for what I can DO, or something I don't know

[G0DF4Th3R]

so from what i understand, you're paying off a car that is no longer in your possession and will be auctioned off soon if things don't work out? sorry for being blunt but thats what you're facing now right?

[Sneeza]

yes - exactly - it got taken while I was in singas... so its been a while. The guy has 2 weeks left to settle his account.

[Grey skys]

A place that you might want to call is Consumer Credit Legal Service and speak to Miranda Good phone 9481 7665. They we exerllent with my claim against ANZ bank.

[Sneeza]

I have already called them... thanks anyway though I appreciate it. They gave me some lawyers names

[Grey skys]

What will happen to your loan and a car to go with it?

[Sneeza]

I have to pay my loan still.... and I will have no car

[Grey skys]

That really sux!!!

[docile]

Sh*t hey

Thats TERRIBLE no doubt everyone is on your side

All the best in a very tough and upsetting situation.....

Although i cant comment, its probably not worth getting upset over (which is impossible of course!!!) because IT WILL all work itself out

Your not the one in trouble, and im sure the bank etcwill realise that you shouldnt come to grief over all this. He's the one who should get reamed.

After it DOES all work out, sit back, relax and break the $%#s kneecaps

Good luck

[Sneeza]

I found out just as I got of the MRT at Bugis Junction in Singapore haha I don't think the singaporeans had heard such appalling language. I think I cried most of the way home on the plane. (poor russ).. I felt so hopeless, being in another country and not being able to do anything