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Insuring Lamborghini Gallardo For Under 21

JamesK

By JamesK,
in Victoria

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JamesK Experienced

JamesK

Posted
Posted

Ok I'm in a little bit of a predicament my uncle up in Brisbane has recently purchased a 2006 Lamborghini Gallardo Spyder and says his son (my awesome cousin) and I can drive it as long as we can find an insurance company that would cover us (without a ridiculous price tag) I was almost certain JustCar would insure us but I had little luck there I was hoping you guys would now any insurance companies that would even consider our application?

Little info

We havent had any claims, were both under 21, I'm on my Full's my cousin is on his P's and we both REALLY want to drive this car

Oh and Shannon's just rejected me as well....this is not looking good

Pictures (By Demand)

DSC00512.jpgDSC00507.jpg

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Black Widow Veteran

Black Widow

Posted
Posted

Yeah good luck with that made. I think probably due to the price tag and your age you will have little to no luck finding someone.

Maybe if you try one of the smaller insurance companies like young and cool or people like that? or maybe that new one..pay as you drive or something?

DogKnight Mentor

DogKnight

Posted
Posted

Just start calling everyone. I doubt you would get anyone to cover your cousin as on his P's im pretty sure this would be classified as a high powered vechile and therefor illegal. I would probably focus on just your application.

GIO has a performance section for a while. Worth trying for. Also try an online quote, may slip through.

(OO)SKYLINE(OO) Grand Master

(OO)SKYLINE(OO)

Posted
Posted

An Insurance Broker, maybe..?

I had to go through one with my Mitsubishi Lancer GLi cuz I was 19 at the time and just because the paper work said Lancer SV = Special Vehical just because of a bodykit, wheels and nothing else...

BTW show us some pics.

dezz Grand Master

dezz

Posted
Posted

You want insurance for a 21 year old driving a 2006 Lambo, and you don't want a ridiculous price tag?

:D

I'd expect that IF you do find someone willing to insure you, you could well be looking at close to a 5 figure premium :yes:

(OO)SKYLINE(OO) Grand Master

(OO)SKYLINE(OO)

Posted
Posted
PICS ARE UP DAMMIT HAHAH...isn't she just gorgeous?

LOL!

Yeah now I see. Man it looks awesome.

Is that, what looks to be a Porsche behind it in the 1st pic?

Also when you find insurance for it, drive it down to Melbourne and we have a SAU meet up.

evil_weevil Grand Master

evil_weevil

Posted
Posted

You cant insure a vehicle that isnt yours. Your best bet is getting your uncle to list you as a driver.

And with your age, there wouldnt be a premium big enough that would accept you two as a risk.

Good luck!

DogKnight Mentor

DogKnight

Posted
Posted
You want insurance for a 21 year old driving a 2006 Lambo, and you don't want a ridiculous price tag?

:D

I'd expect that IF you do find someone willing to insure you, you could well be looking at close to a 5 figure premium :thumbsup:

Have to agree with you.

Think about it from their perspective. A couple "kids" under 21 want to pay you money to cover all the possible costs of repairs for a car worth $200k? Due to their age, they likely dont have a lot of driving experience, more along the lines of you CAN'T have a lot of experience due to your limited time at being able to have a license. Plus young drivers are more prone to speeding, etc even if you personally don't fit that category.

How much money would charge a couple of people that came to you, asking you to take on that risk? I wouldn't be surprised if they asked for $20k just to insure you if anyone actually agrees.

On the other note. Best of luck mate. Would be awesome if you actually got it covered.

joeyjoejoejuniorshabadoo Grand Master

joeyjoejoejuniorshabadoo

Posted
Posted

i'm 29 rating 1 and drive a 33gtst that shannons class as "highly modified" and it's insured for 22.5k i pay $1600 per year

you are under 21 and want to drive a lambo gallardo that redbook value @ 265k so going on percentages here...

you should be paying $18,930 per year (plus 500 underage excess) :D

dezz Grand Master

dezz

Posted
Posted
i'm 29 rating 1 and drive a 33gtst that shannons class as "highly modified" and it's insured for 22.5k i pay $1600 per year

you are under 21 and want to drive a lambo gallardo that redbook value @ 265k so going on percentages here...

you should be paying $18,930 per year (plus 500 underage excess) :D

ouch...I'm 23 and pay less than you for the same thing with the same company

ras1983 Experienced

ras1983

Posted
Posted

1. Your uncle's car is a sexy, SEXY car.

2. His garden looks really nice too - and I don't normally care about gardens lol.

3. I'm over 25. How about you get your uncle to insure me and I'll take you and I'll drive you and your cousin around for an entire day.

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