Jump to content
SAU Community

Recommended Posts

I ended up changing to H2P.

Paying $1,100 a year and covered for $23,000

IMO its much better then paying just cars the same amount and only getting covered for $14,000, and i noticed on my renewal they had dropped my agreed value without consulting me...

Everyones case is different, I have very minimal mods so it works for me.

  • 2 weeks later...

Im trying to get insurance now. I just have your average R33 S2 with mods.

My current policy is with LSV but they have doubled my excess to $1k (must be the market, ive made no claims) and i found out their agreed value means nothing just maximum amount, its just a reference to what clause where hey will assess the value and then pay what they want!

Shannons - Wont touch me. No reason other than they arent doing skylines or similiar unless its in addition to your existing policy or stuff like that.

Famous - $1750 premium + $750 excess + $1000 theft excess for value of $16k. Not too impressed.

I've got 1 week left to get cover. Crap!!

Im trying to get insurance now. I just have your average R33 S2 with mods.

My current policy is with LSV but they have doubled my excess to $1k (must be the market, ive made no claims) and i found out their agreed value means nothing just maximum amount, its just a reference to what clause where hey will assess the value and then pay what they want!

Shannons - Wont touch me. No reason other than they arent doing skylines or similiar unless its in addition to your existing policy or stuff like that.

Famous - $1750 premium + $750 excess + $1000 theft excess for value of $16k. Not too impressed.

I've got 1 week left to get cover. Crap!!

Shannons wont insure skylines? They've insured mine and I don't have any existing policy... are you extremely young?

What about JustCar ?

-D

Im 27, its not my daily driver, and ive never made a claim before. The guy was saying we will only insure them if your an existing customer basically. He was nice about it he just apologised and said thats the instructions they have been given over the past month or so. So basically what he is saying is we wont do it, but we do it if we feel like it.

right actually, from only recently they have started making it harder to get import insurance. Rep at SMASA informed me. I dunno tho, insurance quotes seem not to ever be exactly comparible, so i guess it depends who you talk to?

right actually, from only recently they have started making it harder to get import insurance. Rep at SMASA informed me. I dunno tho, insurance quotes seem not to ever be exactly comparible, so i guess it depends who you talk to?

Well considering I still have a policy with them as a lot of other members do, I'd have to query this. Fair enough if theyve stopped accepting any imports, but tbh it would be shooting themselves in the foot from an image point of view (Shannons - The insurer for SOME motor enthusiasts) and I imagine they'd be losing a bit of money - that is unless the insurance premiums from their underwriters have gone up dramatically.

I'd rather them just say 'no insurance to under 25's'

-D

Well after calling and being rejected before even getting into details i drove into the Shannon's office in st leonards. They seemed like they were going to give me a quote until they found out my car is kept in a secure basement without an individual cage... at which point they said sorry cant do. Im spewing, i should of just fibbed like alot of others do.

Now basically my only 2 choices are LSV and Famous. :-(

my Just Car excess is $2550

H2P excess quoted at $2000

Famous said:

Excess:

Basic Excess $1,000

Age Excess $500

Single Vehicle Excess $1,000

Total: $2,500

And Shannons wont insure me

they arent that different, and with just car you can adjust your premium so you pay either more excess or less excess, which reduces or increases your premium respectively, im sure you can do this with other companies too.

Looks like im gonna renew my policy with LSV.

Agreed value $16k

Premium $1,516

Excess $1,000

Scary thing is when i called up the guy today apparently when i had previously called few weeks ago the agreed value on my current policy was changed to $16k when it was at $20k... i had only asked for a bloody renewall quote!! I then ask well do you have all my mods? they didnt have any!!!! I know for certain i told them over the phone a year ago when i did it as im always cautious to cover the main stuff!

Even worse, the guy today didnt even seem to care about mods he's like it wont change the agreed value. I fire back saying mate im reading through the information on your website and if mods arent declared the policy could be void... take them down please!!!

Edited by Xizor
Well after calling and being rejected before even getting into details i drove into the Shannon's office in st leonards. They seemed like they were going to give me a quote until they found out my car is kept in a secure basement without an individual cage... at which point they said sorry cant do. Im spewing, i should of just fibbed like alot of others do.

Not something I would reccomend.

e.g. you lie, tell them fully enclosed garage, a week, a month, 4 months time - whatever, you make a claim. eg someone has backed into your car, or damaged your car somehow in this basement car park, you lodge a claim, tell them it happened.

What are you going to explain to them? You have a duty of disclosure.....

You have just paid your early premium for nothing. Cash in their hands!

Not something I would reccomend.

e.g. you lie, tell them fully enclosed garage, a week, a month, 4 months time - whatever, you make a claim. eg someone has backed into your car, or damaged your car somehow in this basement car park, you lodge a claim, tell them it happened.

What are you going to explain to them? You have a duty of disclosure.....

You have just paid your early premium for nothing. Cash in their hands!

I know i know which is why i didnt. that said though its just as easy to state it happened elsewhere. But i prefer not to be dodgy.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now



  • Similar Content

  • Latest Posts

    • Lucky man, who owns it in the family? Any pics? 
    • The engine stuff is Greg Autism to the Max. I contacted Tony Mamo previously from AFR who went off to make his own company to further refine AFR heads. He is a wizard in US LS world. Pretty much the best person on earth who will sell you things he's done weird wizard magic to. The cam spec is not too different. I have a 232/234 .600/603 lift, 114LSA cam currently. The new one is 227/233 .638 .634. The 1.8 ratio roller rockers will effectively push this cam into the ~.670 range. These also get Mamo'ified to be drilled out and tapped to use a 10mm bolt over an 8mm for better stability. This is what lead to the cam being specced. The plan is to run it to 6800. (6600 currently). The Johnson lifters are to maintain proper lift at heavy use which is something the LS7's supposedly fail at and lose a bit of pressure, robbing you of lift at higher RPM. Hollow stem valves for better, well everything, Valve train control. I dunno. Hollow is better. The valves are also not on a standard valve angle. Compression ratio is going from 10.6 to 11.3. The cam is smaller, but also not really... The cam was specced when I generated a chart where I counted the frames of a lap video I had and noted how much of the time in % I spent at what RPM while on track at Sandown. The current cam/heads are a bit mismatched, the standard LS1 heads are the restriction to power, which is why everyone CNC's them to get a pretty solid improvement. Most of the difference between LS1->LS2->LS3 is really just better stock heads. The current cam is falling over about 600rpm earlier than it 'should' given the rest of my current setup. CNC'ing heads closes the gap with regards to heads. Aftermarket heads eliminate the gap and go further. The MMS heads go even further than that, and the heads I have in the box could quite easily be bolted to a 7.0 427ci or 454 and not be any restriction at all. Tony Mamo previously worked with AFR, designed new heads from scratch then eventually founded his own business. There he takes the AFR items and performs further wizardry, CNC'ing them and then manually porting the result. He also ports the FAST102 composite manifold: Before and after There's also an improved racing crank scraper and windage tray. Helps to keep oil in the pan. Supposedly gains 2% power. Tony also ports Melling oil pumps, so you get more oil pressure down low at idle, and the same as what you want up top thanks to a suitable relief spring. There's also the timing chain kit with a Torrington bearing to make sure the cam doesn't have any thrust. Yes I'll post a before and after when it all eventually goes together. It'll probably make 2kw more than a setup that would be $15,000 cheaper :p
    • Because the cars wheels are on blocks, you slide under the car.   Pretty much all the bolts you touched should have been put in, but not fully torque up.   Back them off a turn or two, and then tighten them up from under the car with the wheels sitting on the blocks holding car up in the air.
    • Yes. Imagine you have the car on the ground, and you mine away all the ground under and around it, except for the area directly under each individual wheel. That's exactly how it'd look, except the ground will be what ever you make the bit under each wheel from
    • Yes, if you set the "height" right so that it's basically where it would be when sitting on the wheel. It's actually exactly how I tighten bolts that need to be done that way. However....urethane bushes do NOT need to be done that way. The bush slides on both the inner and outer. It's only rubber bushes that are bonded to the outer that need to be clamped to the crush tube in the "home" position. And my car is so full of sphericals now that I have very few that I need to do properly and I sometimes forget and have to go back and fix it afterwards!
×
×
  • Create New...