The Insurance Thread

[typevu]

thats strange, i pay monthly with just car

First year with Just Car needs to be upfront and after that you can choose to pay monthly/half yearly... that's what they told me awhile back.

[pistol-pete]

oh ok. and yeah that premium seems pretty high. i pay $50 a month more with just car for my gtr with agreed value

[Krishy]

The value sounds about right for a stock standard early R33 GTST... but that premium is pretty high! Bad area? Previous claims? Poor driving history?

Age is a big factor here i think. It has changed since you were 21 Vu

First year with Just Car needs to be upfront and after that you can choose to pay monthly/half yearly... that's what they told me awhile back.

This has been my first year with just car's and i am paying by the month. Got to love car shows massive discounts to be had

[llusions]

22 years old,

4 years driving ex

full comp

143 a month

[Jmans GTS-T]

Driving history is perfect, live in fairly upmarket area and no claims have been made...

I called just car, they want the first year up front and then the year after may be paid monthly...

Mods: saber FMI, turbo smart boost controller, 3 1/2 exhaust, wheels, body kit.... The usual...!

I think one thing that is letting me down on the max value is just over 200,000 ks on the clock... However I'm looking at changing the motor over the next few months. However I have had no problems with the motor I have now, so no point in the change...

[SHIRUBA_XXXIII]

Got quoted $2300 premium with JC. I'm 18, car is 96 GTST, alarm, immobilizer, parked in an off the street lock up garage, in Stirling. Driven once a week, not my daily. Is it just me or is that ridiculous?

[SHIRUBA_XXXIII]

Also, never had a speeding fine, traffic offence or loss of licence. On my P2's.

[Krishy]

Got quoted $2300 premium with JC. I'm 18, car is 96 GTST, alarm, immobilizer, parked in an off the street lock up garage, in Stirling. Driven once a week, not my daily. Is it just me or is that ridiculous?

Hence why it is a $2300 premium mate. Also what is the excess if you do make a claim??

[typevu]

Yeah that sounds about right for an 18 year old...

[SHIRUBA_XXXIII]

$2400 I believe. Yeah I know it sucks being a bit younger, even though I'm just as responsible as any other driver on the road, I guess it's just experience and decision making they are worried about..

[Damo_R34]

$2400 I believe. Yeah I know it sucks being a bit younger, even though I'm just as responsible as any other driver on the road, I guess it's just experience and decision making they are worried about..

Well statistically, you arent, thats why you pay more.

[Rolls]

Got quoted $2300 premium with JC. I'm 18, car is 96 GTST, alarm, immobilizer, parked in an off the street lock up garage, in Stirling. Driven once a week, not my daily. Is it just me or is that ridiculous?

Nope, sounds about right.

Being as the stats say something like 1/4 people your age will put it into a tree it makes sense why it is high. I'm 24 and its still about $1k

Edited June 30, 2011 by Rolls

[panzer]

Got mine with Shannons,

R32 GTR with all mods listed,

Agreed value

Now that im 25 it is only $500 excess and $125 a month premium

[PREISS]

28 yrs old.

I found just cars to be much cheaper, and better than sgic overall.

21500 value, 1500 excess. full comp. No history of crashes etc. $82 a month.

SGIC - value 12K wtf ? $90 odd a month. Big excess too. Cant remember.

[mid life crisis]

shannons for the win here as well we have 3 cars with them the r33 skyline is agreed value the other 2 are market .. i cant remember the breakdown on the prices as its all billed at once but it's a lot cheaper than anywhere else we found .

if my mrs didnt have her health insurance tied up with the house insurance i would do the house thru them as well never had to make a claim so cant comment on that side of things but i dont think it would be a problem i havent heard any bad things on that side of things b4 .

[89 GTS-4]

Just hooked up with shannons. They didnt have a gts4 listed but they do now. They sent me my certificate with hr31 ! Have sinced updated

Anywho not a perfect driving record. 29 in a few weeks, dont live in the ghetto eg parawowee hackam west ! All mods listed with agreed value, 500 excess with monthly premium of 86 bucks for full comp. Goes down 20% next year for turning 29.

Agreed value is lower than i want but only cause i payed farg all for the car

[adambruv]

im looking at getting insurance through just car, just done my quote over the internet. came back with $1829, im 19, have lost my license once, not to bad i guess

[R33 Sleeper]

im looking at getting insurance through just car, just done my quote over the internet. came back with $1829, im 19, have lost my license once, not to bad i guess

Adjust your excess mate, should be able to get it to around 1500, how much will they insure it for?

[sean133]

just cars - i got mine down to about 1400 from adjusting my excess. excess is now 3500 19 and full license never claimed. and i think they value my gtr at 15000, which is rediculous. must have it looked at, if it got stolen and i claimed it on insurance i would still be in debt .

[rad100]

got my quote from just car for the jzx100..

agreed value 20k

rating 1

25years old

$1025 premium

not bad..